Compare Lexington, OH Car Insurance Rates (2021)

Car insurance in Lexington, OH averages $216 a month. Lexington, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lexington car insurance rates, compare quotes from the top car insurance companies in Lexington, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lexington, OH after a DUI are $2,998/year
  • Average car insurance rates in Lexington, OH are $2,589/year
  • The cheapest car insurance company in Lexington is USAA

If you need to buy Lexington, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Lexington, OH is right here.

You’ll find Lexington car insurance rates, the cheapest Lexington, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Lexington, Ohio car insurance rates to Akron car insurance rates, Canton car insurance rates, and Lorain car insurance rates.

Ready to find affordable Lexington, OH car insurance today? Enter your ZIP code for fast, free Lexington car insurance quotes.

Cheapest Lexington, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lexington, OH car insurance rates? Every Lexington, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lexington, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,064 $2,058 $1,863 $1,992 $5,688 $6,498 $2,167 $2,313
American Family $940 $977 $855 $859 $2,835 $3,083 $1,161 $1,224
Farmers $1,754 $1,750 $1,546 $1,631 $7,734 $8,032 $1,962 $2,047
GEICO $1,269 $1,234 $1,189 $1,200 $3,398 $3,164 $1,410 $1,197
Liberty Mutual $1,917 $2,093 $1,477 $1,795 $9,894 $11,176 $2,043 $2,233
Nationwide $2,061 $2,071 $1,861 $1,874 $5,264 $6,784 $2,208 $2,568
Progressive $1,496 $1,410 $1,244 $1,284 $6,662 $7,500 $1,795 $1,855
State Farm $1,428 $1,428 $1,280 $1,280 $4,500 $5,648 $1,660 $1,906
Travelers $1,099 $1,114 $1,098 $1,090 $4,731 $7,444 $1,148 $1,300
USAA $848 $855 $810 $807 $2,655 $2,952 $1,134 $1,227

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Minimum Car Insurance in Lexington, OH

Every driver must carry the minimum car insurance in Lexington, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Lexington, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lexington, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lexington, OH. Compare credit history car insurance rates in Lexington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lexington, Ohio

Insurance Company Poor Fair Good
Allstate $3,958 $2,879 $2,403
American Family $1,979 $1,352 $1,145
Farmers $3,745 $3,164 $3,013
GEICO $2,106 $1,757 $1,409
Liberty Mutual $5,844 $3,581 $2,810
Nationwide $3,723 $3,001 $2,535
Progressive $3,263 $2,820 $2,635
State Farm $3,408 $2,106 $1,660
Travelers $2,655 $2,315 $2,164
USAA $1,832 $1,296 $1,105

Cheapest Lexington, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lexington, OH to rates for a clean record with top companies.

Annual Lexington, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,134 $3,668 $2,928
American Family $1,429 $1,513 $1,513 $1,513
Farmers $2,729 $3,513 $3,426 $3,560
GEICO $1,195 $1,722 $2,491 $1,623
Liberty Mutual $3,431 $4,393 $4,493 $3,997
Nationwide $2,476 $3,146 $3,988 $2,736
Progressive $2,506 $3,406 $2,667 $3,043
State Farm $2,176 $2,607 $2,391 $2,391
Travelers $1,752 $2,284 $3,438 $2,038
USAA $1,086 $1,456 $1,901 $1,201

Cheapest Lexington, OH Car Insurance for Teen Drivers

Teen car insurance in Lexington, OH can be expensive. Take a look at rates from the top car insurance companies in Lexington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lexington, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,688 $6,498
American Family $2,835 $3,083
Farmers $7,734 $8,032
GEICO $3,398 $3,164
Liberty Mutual $9,894 $11,176
Nationwide $5,264 $6,784
Progressive $6,662 $7,500
State Farm $4,500 $5,648
Travelers $4,731 $7,444
USAA $2,655 $2,952

Cheapest Lexington, OH Car Insurance for Seniors

Take a look at Lexington, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lexington, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,863 $1,992
American Family $855 $859
Farmers $1,546 $1,631
GEICO $1,189 $1,200
Liberty Mutual $1,477 $1,795
Nationwide $1,861 $1,874
Progressive $1,244 $1,284
State Farm $1,280 $1,280
Travelers $1,098 $1,090
USAA $810 $807

Cheapest Lexington, OH Car Insurance Rates After a DUI

A DUI in Lexington, OH increases car insurance rates. Compare Lexington, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lexington, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,668
American Family $1,513
Farmers $3,426
GEICO $2,491
Liberty Mutual $4,493
Nationwide $3,988
Progressive $2,667
State Farm $2,391
Travelers $3,438
USAA $1,901

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Cheapest Lexington, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lexington, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lexington, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,080 $3,080
American Family $1,474 $1,510
Farmers $3,307 $3,307
GEICO $1,727 $1,788
Liberty Mutual $4,079 $4,079
Nationwide $3,087 $3,087
Progressive $2,906 $2,906
State Farm $2,332 $2,451
Travelers $2,378 $2,378
USAA $1,359 $1,463

The Best Cheap Car Insurance Companies in Lexington, OH

Take a look at a side-by-side comparison of the top car insurance companies in Lexington, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lexington, Ohio

Insurance Company Average Annual Rates
Allstate $3,080
American Family $1,492
Farmers $3,307
GEICO $1,757
Liberty Mutual $4,079
Nationwide $3,087
Progressive $2,906
State Farm $2,391
Travelers $2,378
USAA $1,411

Category Winners: Cheapest Car Insurance in Lexington, Ohio

Find the cheapest car insurance companies in Lexington, OH for each category right here.

Best Annual Car Insurance Rates by Company in Lexington, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lexington, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lexington car insurance rates. Find the cheapest Lexington, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lexington, Ohio

Insurance Company Low Medium High
Allstate $2,971 $3,074 $3,196
American Family $1,471 $1,503 $1,501
Farmers $3,131 $3,256 $3,534
GEICO $1,703 $1,750 $1,819
Liberty Mutual $3,927 $4,098 $4,211
Nationwide $3,417 $2,991 $2,852
Progressive $2,806 $2,884 $3,026
State Farm $2,273 $2,399 $2,502
Travelers $2,317 $2,408 $2,408
USAA $1,356 $1,410 $1,468

What affects car insurance rates in Lexington, Ohio?

What factors can have an impact on Lexington, OH car insurance? There are several reasons why Lexington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lexington, Ohio.

Car Theft in Lexington

High levels of vehicle theft can make car insurance more expensive. Lexington, OH car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Lexington

The more time you spend in your car the higher the risk of an accident. The average commute length in Lexington, OH is 19.8 minutes according to City-Data.

Traffic in Lexington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lexington, OH traffic data from INRIX ranks Lexington as the 968th-most congested in the world.

Compare Car Insurance Quotes in Lexington, OH

Ready to find affordable Lexington, Ohio car insurance today? Enter your ZIP code for fast, free Lexington, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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