Compare Liberal, KS Car Insurance Rates (2021)

Car insurance in Liberal, KS averages $315 a month. Liberal, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Liberal car insurance rates, compare quotes from the top car insurance companies in Liberal, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Liberal, KS are $3,785/year
  • Average car insurance rates in Liberal, KS after a DUI are $4,544/year
  • The cheapest car insurance company in Liberal is American Family

If you need to buy Liberal, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Liberal, KS is right here.

You’ll find Liberal car insurance rates, the cheapest Liberal, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Liberal, Kansas car insurance rates to Lawrence car insurance rates, Overland Park car insurance rates, and Shawnee car insurance rates.

Ready to find affordable Liberal, KS car insurance today? Enter your ZIP code for fast, free Liberal car insurance quotes.

Cheapest Liberal, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Liberal, KS car insurance rates? Every Liberal, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Liberal, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,836 $1,836 $1,656 $1,656 $3,472 $4,152 $1,836 $2,054
Farmers $2,742 $2,729 $2,452 $2,556 $7,280 $7,550 $3,080 $3,246
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,756 $2,667 $2,228 $2,306 $9,420 $10,679 $3,261 $3,483
State Farm $1,881 $1,881 $1,640 $1,640 $4,912 $6,271 $2,111 $2,383
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Liberal, KS

Every driver must carry the minimum car insurance in Liberal, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Liberal, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Liberal, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Liberal, KS. Compare credit history car insurance rates in Liberal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Liberal, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $3,017 $2,140 $1,779
Farmers $4,657 $3,707 $3,500
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,324 $4,417 $4,060
State Farm $4,135 $2,471 $1,913
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

Cheapest Liberal, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Liberal, KS to rates for a clean record with top companies.

Annual Liberal, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,275 $2,425 $2,275 $2,275
Farmers $3,342 $4,284 $4,176 $4,016
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,258 $4,955 $4,431 $4,756
State Farm $2,641 $3,038 $2,840 $2,840
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Liberal, KS Car Insurance for Teen Drivers

Teen car insurance in Liberal, KS can be expensive. Take a look at rates from the top car insurance companies in Liberal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Liberal, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,472 $4,152
Farmers $7,280 $7,550
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,420 $10,679
State Farm $4,912 $6,271
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheapest Liberal, KS Car Insurance for Seniors

Take a look at Liberal, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Liberal, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,656 $1,656
Farmers $2,452 $2,556
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,228 $2,306
State Farm $1,640 $1,640
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheapest Liberal, KS Car Insurance Rates After a DUI

A DUI in Liberal, KS increases car insurance rates. Compare Liberal, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Liberal, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,735
American Family $2,275
Farmers $4,176
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,431
State Farm $2,840
Travelers $6,399
USAA $3,713

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Cheapest Liberal, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Liberal, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Liberal, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,282 $2,342
Farmers $3,955 $3,955
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,600 $4,600
State Farm $2,770 $2,910
Travelers $4,943 $4,943
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Liberal, KS

Take a look at a side-by-side comparison of the top car insurance companies in Liberal, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Liberal, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,312
Farmers $3,955
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,600
State Farm $2,840
Travelers $4,943
USAA $2,577

Category Winners: Cheapest Car Insurance in Liberal, Kansas

Find the cheapest car insurance companies in Liberal, KS for each category right here.

Best Annual Car Insurance Rates by Company in Liberal, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Liberal, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Liberal car insurance rates. Find the cheapest Liberal, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Liberal, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,342 $2,429 $2,165
Farmers $3,801 $3,934 $4,129
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,388 $4,569 $4,843
State Farm $2,744 $2,847 $2,928
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Liberal, Kansas?

What factors can have an impact on Liberal, KS car insurance? There are several reasons why Liberal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Liberal, Kansas.

Commute Time in Liberal

The more time you spend in your car the higher the risk of an accident. The average commute length in Liberal, KS is 14.8 minutes according to City-Data.

Compare Car Insurance Quotes in Liberal, KS

Ready to find affordable Liberal, Kansas car insurance today? Enter your ZIP code for fast, free Liberal, KS car insurance quotes.

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