Compare Liberty, IN Car Insurance Rates (2021)

Car insurance in Liberty, IN averages $265 a month. Liberty, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Liberty car insurance rates, compare quotes from the top car insurance companies in Liberty, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Liberty for teen drivers is USAA
  • Average car insurance rates in Liberty, IN after a DUI are $3,786/year
  • The cheapest car insurance company in Liberty is USAA

If you need to buy Liberty, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Liberty, IN is right here.

You’ll find Liberty car insurance rates, the cheapest Liberty, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Liberty, Indiana car insurance rates to Hammond car insurance rates, South Bend car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Liberty, IN car insurance today? Enter your ZIP code for fast, free Liberty car insurance quotes.

Cheapest Liberty, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Liberty, IN car insurance rates? Every Liberty, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Liberty, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,343 $2,401 $2,059 $2,253 $7,163 $9,035 $2,380 $2,585
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,505 $1,429 $1,362 $1,372 $8,718 $9,810 $1,884 $1,927
State Farm $1,318 $1,318 $1,173 $1,173 $3,976 $5,093 $1,457 $1,623
Travelers $1,219 $1,241 $1,141 $1,140 $7,409 $11,666 $1,287 $1,499
USAA $970 $957 $900 $909 $2,675 $2,997 $1,312 $1,407

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Liberty, IN

Every driver must carry the minimum car insurance in Liberty, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Liberty, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Liberty, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Liberty, IN. Compare credit history car insurance rates in Liberty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Liberty, Indiana

Insurance Company Poor Fair Good
Allstate $4,682 $3,484 $3,167
American Family $4,970 $3,229 $2,702
Farmers $4,024 $3,278 $3,035
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $3,866 $3,417 $3,219
State Farm $3,119 $1,861 $1,443
Travelers $3,707 $3,136 $3,133
USAA $2,047 $1,347 $1,153

Cheapest Liberty, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Liberty, IN to rates for a clean record with top companies.

Annual Liberty, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,019 $4,427 $4,080 $3,585
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,633 $4,582 $3,137 $3,652
State Farm $2,091 $2,292 $2,091 $2,091
Travelers $2,821 $3,493 $3,959 $3,028
USAA $1,147 $1,628 $1,868 $1,421

Cheapest Liberty, IN Car Insurance for Teen Drivers

Teen car insurance in Liberty, IN can be expensive. Take a look at rates from the top car insurance companies in Liberty for teenagers.

Annual Car Insurance Rates for Teen Drivers in Liberty, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $9,035
American Family $6,259 $9,073
Farmers $8,319 $8,886
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $8,718 $9,810
State Farm $3,976 $5,093
Travelers $7,409 $11,666
USAA $2,675 $2,997

Cheapest Liberty, IN Car Insurance for Seniors

Take a look at Liberty, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Liberty, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,059 $2,253
American Family $2,048 $2,048
Farmers $1,366 $1,526
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,362 $1,372
State Farm $1,173 $1,173
Travelers $1,141 $1,140
USAA $900 $909

Cheapest Liberty, IN Car Insurance Rates After a DUI

A DUI in Liberty, IN increases car insurance rates. Compare Liberty, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Liberty, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,080
American Family $5,054
Farmers $3,693
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,137
State Farm $2,091
Travelers $3,959
USAA $1,868

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Liberty, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Liberty, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Liberty, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,777 $3,777
American Family $3,590 $3,677
Farmers $3,446 $3,446
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,501 $3,501
State Farm $2,081 $2,202
Travelers $3,325 $3,325
USAA $1,496 $1,536

The Best Cheap Car Insurance Companies in Liberty, IN

Take a look at a side-by-side comparison of the top car insurance companies in Liberty, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Liberty, Indiana

Insurance Company Average Annual Rates
Allstate $3,777
American Family $3,634
Farmers $3,446
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,501
State Farm $2,141
Travelers $3,325
USAA $1,516

Category Winners: Cheapest Car Insurance in Liberty, Indiana

Find the cheapest car insurance companies in Liberty, IN for each category right here.

Best Annual Car Insurance Rates by Company in Liberty, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Liberty, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Liberty car insurance rates. Find the cheapest Liberty, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Liberty, Indiana

Insurance Company Low Medium High
Allstate $3,594 $3,762 $3,976
American Family $3,603 $3,754 $3,544
Farmers $3,324 $3,440 $3,573
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,315 $3,449 $3,739
State Farm $2,044 $2,140 $2,240
Travelers $3,265 $3,357 $3,354
USAA $1,466 $1,512 $1,570

What affects car insurance rates in Liberty, Indiana?

What factors can have an impact on Liberty, IN car insurance? There are several reasons why Liberty car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Liberty, Indiana.

Commute Time in Liberty

The more time you spend in your car the higher the risk of an accident. The average commute length in Liberty, IN is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Liberty, IN

Ready to find affordable Liberty, Indiana car insurance today? Enter your ZIP code for fast, free Liberty, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State