Compare Liberty, PA Car Insurance Rates (2021)

Car insurance in Liberty, PA averages $323 a month. Liberty, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Liberty car insurance rates, compare quotes from the top car insurance companies in Liberty, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Liberty, PA are $3,881/year
  • Average car insurance rates in Liberty, PA after a DUI are $4,251/year
  • The cheapest car insurance company in Liberty is USAA

If you need to buy Liberty, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Liberty, PA is right here.

You’ll find Liberty car insurance rates, the cheapest Liberty, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Liberty, Pennsylvania car insurance rates to Lancaster car insurance rates, Philadelphia car insurance rates, and Erie car insurance rates.

Ready to find affordable Liberty, PA car insurance today? Enter your ZIP code for fast, free Liberty car insurance quotes.

Cheapest Liberty, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Liberty, PA car insurance rates? Every Liberty, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Liberty, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,369 $2,369 $2,184 $2,184 $7,938 $7,938 $2,608 $2,608
GEICO $2,082 $1,801 $1,943 $1,682 $5,277 $4,576 $2,107 $1,823
Liberty Mutual $3,814 $3,814 $3,492 $3,492 $11,180 $11,180 $4,847 $4,847
Nationwide $1,807 $1,807 $1,709 $1,709 $5,090 $5,090 $2,026 $2,026
Progressive $2,623 $2,623 $2,341 $2,341 $8,395 $8,395 $3,364 $3,364
State Farm $1,560 $1,560 $1,372 $1,372 $5,379 $5,379 $1,717 $1,717
Travelers $1,692 $1,692 $1,820 $1,820 $24,794 $24,794 $2,040 $2,040
USAA $1,184 $1,184 $1,067 $1,067 $3,551 $3,551 $1,577 $1,577

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Minimum Car Insurance in Liberty, PA

Every driver must carry the minimum car insurance in Liberty, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Liberty, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Liberty, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Liberty, PA. Compare credit history car insurance rates in Liberty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Liberty, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,822 $3,599 $2,903
GEICO $3,997 $2,250 $1,737
Liberty Mutual $7,447 $5,339 $4,714
Nationwide $3,118 $2,564 $2,291
Progressive $5,540 $3,884 $3,118
State Farm $3,570 $2,209 $1,742
Travelers $8,254 $7,459 $7,047
USAA $2,305 $1,712 $1,517

Cheapest Liberty, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Liberty, PA to rates for a clean record with top companies.

Annual Liberty, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,614 $4,257 $3,614 $3,614
GEICO $1,955 $3,364 $2,616 $2,709
Liberty Mutual $5,338 $6,081 $5,957 $5,957
Nationwide $1,916 $2,563 $3,581 $2,571
Progressive $3,794 $5,224 $3,902 $3,803
State Farm $2,301 $2,713 $2,507 $2,507
Travelers $5,388 $7,657 $9,644 $7,657
USAA $1,485 $2,047 $2,187 $1,659

Cheapest Liberty, PA Car Insurance for Teen Drivers

Teen car insurance in Liberty, PA can be expensive. Take a look at rates from the top car insurance companies in Liberty for teenagers.

Annual Car Insurance Rates for Teen Drivers in Liberty, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,938 $7,938
GEICO $5,277 $4,576
Liberty Mutual $11,180 $11,180
Nationwide $5,090 $5,090
Progressive $8,395 $8,395
State Farm $5,379 $5,379
Travelers $24,794 $24,794
USAA $3,551 $3,551

Cheapest Liberty, PA Car Insurance for Seniors

Take a look at Liberty, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Liberty, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,184 $2,184
GEICO $1,943 $1,682
Liberty Mutual $3,492 $3,492
Nationwide $1,709 $1,709
Progressive $2,341 $2,341
State Farm $1,372 $1,372
Travelers $1,820 $1,820
USAA $1,067 $1,067

Cheapest Liberty, PA Car Insurance Rates After a DUI

A DUI in Liberty, PA increases car insurance rates. Compare Liberty, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Liberty, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,614
GEICO $2,616
Liberty Mutual $5,957
Nationwide $3,581
Progressive $3,902
State Farm $2,507
Travelers $9,644
USAA $2,187

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Cheapest Liberty, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Liberty, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Liberty, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,700 $3,850
GEICO $2,618 $2,705
Liberty Mutual $5,683 $5,983
Nationwide $2,658 $2,658
Progressive $4,181 $4,181
State Farm $2,430 $2,584
Travelers $7,587 $7,587
USAA $1,792 $1,897

Cheapest Liberty, PA Car Insurance Rates by ZIP Code

Liberty car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Liberty, PA.

Annual Car Insurance Rates by ZIP Code in Liberty, Pennsylvania

ZIP Code Average Annual Rates
15133 $4,843
16930 $4,782

The Best Cheap Car Insurance Companies in Liberty, PA

Take a look at a side-by-side comparison of the top car insurance companies in Liberty, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Liberty, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,775
GEICO $2,661
Liberty Mutual $5,833
Nationwide $2,658
Progressive $4,181
State Farm $2,507
Travelers $7,587
USAA $1,845

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Category Winners: Cheapest Car Insurance in Liberty, Pennsylvania

Find the cheapest car insurance companies in Liberty, PA for each category right here.

Best Annual Car Insurance Rates by Company in Liberty, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Liberty, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Liberty car insurance rates. Find the cheapest Liberty, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Liberty, Pennsylvania

Insurance Company Low Medium High
Allstate $3,614 $3,797 $3,913
GEICO $2,460 $2,685 $2,838
Liberty Mutual $5,565 $5,873 $6,062
Nationwide $2,683 $2,691 $2,599
Progressive $3,844 $4,213 $4,485
State Farm $2,364 $2,537 $2,620
Travelers $7,665 $7,590 $7,505
USAA $1,723 $1,861 $1,950

What affects car insurance rates in Liberty, Pennsylvania?

What factors can have an impact on Liberty, PA car insurance? There are several reasons why Liberty car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Liberty, Pennsylvania.

Commute Time in Liberty

The more time you spend in your car the higher the risk of an accident. The average commute length in Liberty, PA is 30.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Liberty, PA

Ready to find affordable Liberty, Pennsylvania car insurance today? Enter your ZIP code for fast, free Liberty, PA car insurance quotes.

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