Compare Liberty, SC Car Insurance Rates (2021)

Car insurance in Liberty, SC averages $287 a month. Liberty, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Liberty car insurance rates, compare quotes from the top car insurance companies in Liberty, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Liberty, SC are $3,447/year
  • The cheapest car insurance company in Liberty for teen drivers is GEICO
  • The cheapest car insurance company in Liberty is GEICO

If you need to buy Liberty, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Liberty, SC is right here.

You’ll find Liberty car insurance rates, the cheapest Liberty, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Liberty, South Carolina car insurance rates to Mount Pleasant car insurance rates, Rock Hill car insurance rates, and Summerville car insurance rates.

Ready to find affordable Liberty, SC car insurance today? Enter your ZIP code for fast, free Liberty car insurance quotes.

Cheapest Liberty, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Liberty, SC car insurance rates? Every Liberty, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Liberty, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,381 $2,381 $2,282 $2,282 $6,335 $8,112 $2,649 $2,882
Farmers $2,816 $2,812 $2,698 $2,916 $7,619 $8,465 $3,076 $3,110
GEICO $1,805 $1,805 $1,645 $1,645 $4,612 $4,704 $2,123 $2,188
Nationwide $2,293 $2,322 $2,070 $2,145 $5,541 $7,117 $2,593 $2,820
Progressive $2,204 $2,037 $1,904 $1,990 $9,461 $10,442 $2,553 $2,676
State Farm $1,908 $1,908 $1,732 $1,732 $5,545 $6,954 $2,143 $2,420
USAA $1,679 $1,682 $1,544 $1,541 $6,784 $7,429 $2,206 $2,319

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Minimum Car Insurance in Liberty, SC

Every driver must carry the minimum car insurance in Liberty, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Liberty, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Liberty, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Liberty, SC. Compare credit history car insurance rates in Liberty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Liberty, South Carolina

Insurance Company Poor Fair Good
Allstate $4,576 $3,483 $2,930
Farmers $4,758 $4,081 $3,728
GEICO $3,913 $2,105 $1,679
Nationwide $3,991 $3,244 $2,853
Progressive $4,611 $4,062 $3,802
State Farm $4,365 $2,666 $2,097
USAA $4,921 $2,411 $2,112

Cheapest Liberty, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Liberty, SC to rates for a clean record with top companies.

Annual Liberty, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,730 $4,380 $3,894 $3,649
Farmers $3,491 $4,872 $4,029 $4,364
GEICO $1,968 $2,531 $3,795 $1,968
Nationwide $2,692 $3,456 $4,346 $2,956
Progressive $3,410 $4,976 $4,139 $4,109
State Farm $2,758 $3,391 $3,011 $3,011
USAA $2,483 $3,064 $4,264 $2,781

Cheapest Liberty, SC Car Insurance for Teen Drivers

Teen car insurance in Liberty, SC can be expensive. Take a look at rates from the top car insurance companies in Liberty for teenagers.

Annual Car Insurance Rates for Teen Drivers in Liberty, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,335 $8,112
Farmers $7,619 $8,465
GEICO $4,612 $4,704
Nationwide $5,541 $7,117
Progressive $9,461 $10,442
State Farm $5,545 $6,954
USAA $6,784 $7,429

Cheapest Liberty, SC Car Insurance for Seniors

Take a look at Liberty, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Liberty, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,282 $2,282
Farmers $2,698 $2,916
GEICO $1,645 $1,645
Nationwide $2,070 $2,145
Progressive $1,904 $1,990
State Farm $1,732 $1,732
USAA $1,544 $1,541

Cheapest Liberty, SC Car Insurance Rates After a DUI

A DUI in Liberty, SC increases car insurance rates. Compare Liberty, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Liberty, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,894
Farmers $4,029
GEICO $3,795
Nationwide $4,346
Progressive $4,139
State Farm $3,011
USAA $4,264

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Cheapest Liberty, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Liberty, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Liberty, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,587 $3,739
Farmers $4,189 $4,189
GEICO $2,549 $2,582
Nationwide $3,363 $3,363
Progressive $4,158 $4,158
State Farm $2,968 $3,118
USAA $3,115 $3,181

The Best Cheap Car Insurance Companies in Liberty, SC

Take a look at a side-by-side comparison of the top car insurance companies in Liberty, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Liberty, South Carolina

Insurance Company Average Annual Rates
Allstate $3,663
Farmers $4,189
GEICO $2,566
Nationwide $3,363
Progressive $4,158
State Farm $3,043
USAA $3,148

Category Winners: Cheapest Car Insurance in Liberty, South Carolina

Find the cheapest car insurance companies in Liberty, SC for each category right here.

Best Annual Car Insurance Rates by Company in Liberty, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Liberty, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Liberty car insurance rates. Find the cheapest Liberty, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Liberty, South Carolina

Insurance Company Low Medium High
Allstate $3,459 $3,648 $3,883
Farmers $3,783 $4,193 $4,591
GEICO $2,408 $2,544 $2,745
Nationwide $3,326 $3,362 $3,399
Progressive $3,888 $4,115 $4,473
State Farm $2,823 $3,041 $3,264
USAA $2,987 $3,144 $3,313

What affects car insurance rates in Liberty, South Carolina?

What factors can have an impact on Liberty, SC car insurance? There are several reasons why Liberty car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Liberty, South Carolina.

Commute Time in Liberty

The more time you spend in your car the higher the risk of an accident. The average commute length in Liberty, SC is 26.9 minutes according to City-Data.

Compare Car Insurance Quotes in Liberty, SC

Ready to find affordable Liberty, South Carolina car insurance today? Enter your ZIP code for fast, free Liberty, SC car insurance quotes.

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