Compare Licking, MO Car Insurance Rates (2021)

Car insurance in Licking, MO averages $258 a month. Licking, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Licking car insurance rates, compare quotes from the top car insurance companies in Licking, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Licking is Nationwide
  • The cheapest car insurance company in Licking for teen drivers is Nationwide
  • Average car insurance rates in Licking, MO are $3,095/year

If you need to buy Licking, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Licking, MO is right here.

You’ll find Licking car insurance rates, the cheapest Licking, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Licking, Missouri car insurance rates to Independence car insurance rates, Florissant car insurance rates, and Springfield car insurance rates.

Ready to find affordable Licking, MO car insurance today? Enter your ZIP code for fast, free Licking car insurance quotes.

Cheapest Licking, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Licking, MO car insurance rates? Every Licking, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Licking, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $1,987 $1,987 $1,772 $1,772 $5,488 $7,118 $1,987 $2,318
Farmers $2,186 $2,182 $1,956 $2,068 $8,839 $9,150 $2,490 $2,610
GEICO $1,740 $1,946 $1,354 $1,715 $5,327 $5,661 $1,606 $1,626
Liberty Mutual $2,589 $2,806 $2,133 $2,388 $8,891 $9,867 $2,730 $2,918
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,851 $1,721 $1,512 $1,558 $6,006 $6,750 $2,257 $2,316
State Farm $1,574 $1,574 $1,397 $1,397 $4,405 $5,566 $1,767 $2,015
USAA $1,486 $1,478 $1,332 $1,363 $4,329 $5,298 $1,857 $2,072

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Minimum Car Insurance in Licking, MO

Every driver must carry the minimum car insurance in Licking, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Licking, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Licking, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Licking, MO. Compare credit history car insurance rates in Licking from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Licking, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $3,983 $2,810 $2,368
Farmers $4,503 $3,742 $3,560
GEICO $3,617 $2,359 $1,889
Liberty Mutual $6,165 $3,753 $2,953
Nationwide $2,473 $2,045 $1,777
Progressive $3,476 $2,869 $2,643
State Farm $3,332 $2,214 $1,840
USAA $4,007 $1,863 $1,335

Cheapest Licking, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Licking, MO to rates for a clean record with top companies.

Annual Licking, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,264 $3,312 $4,043 $2,595
Farmers $3,424 $4,220 $4,130 $3,966
GEICO $2,063 $2,647 $3,544 $2,233
Liberty Mutual $3,116 $4,471 $4,614 $4,961
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,593 $3,475 $2,875 $3,042
State Farm $2,272 $2,651 $2,462 $2,462
USAA $1,945 $2,340 $3,208 $2,115

Cheapest Licking, MO Car Insurance for Teen Drivers

Teen car insurance in Licking, MO can be expensive. Take a look at rates from the top car insurance companies in Licking for teenagers.

Annual Car Insurance Rates for Teen Drivers in Licking, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,488 $7,118
Farmers $8,839 $9,150
GEICO $5,327 $5,661
Liberty Mutual $8,891 $9,867
Nationwide $3,555 $4,537
Progressive $6,006 $6,750
State Farm $4,405 $5,566
USAA $4,329 $5,298

Cheapest Licking, MO Car Insurance for Seniors

Take a look at Licking, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Licking, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,772 $1,772
Farmers $1,956 $2,068
GEICO $1,354 $1,715
Liberty Mutual $2,133 $2,388
Nationwide $1,251 $1,321
Progressive $1,512 $1,558
State Farm $1,397 $1,397
USAA $1,332 $1,363

Cheapest Licking, MO Car Insurance Rates After a DUI

A DUI in Licking, MO increases car insurance rates. Compare Licking, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Licking, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,043
Farmers $4,130
GEICO $3,544
Liberty Mutual $4,614
Nationwide $2,826
Progressive $2,875
State Farm $2,462
USAA $3,208

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Cheapest Licking, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Licking, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Licking, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,024 $3,084
Farmers $3,935 $3,935
GEICO $2,571 $2,673
Liberty Mutual $4,290 $4,290
Nationwide $2,099 $2,099
Progressive $2,996 $2,996
State Farm $2,402 $2,521
USAA $2,314 $2,490

The Best Cheap Car Insurance Companies in Licking, MO

Take a look at a side-by-side comparison of the top car insurance companies in Licking, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Licking, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,054
Farmers $3,935
GEICO $2,622
Liberty Mutual $4,290
Nationwide $2,099
Progressive $2,996
State Farm $2,462
USAA $2,402

Category Winners: Cheapest Car Insurance in Licking, Missouri

Find the cheapest car insurance companies in Licking, MO for each category right here.

Best Annual Car Insurance Rates by Company in Licking, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Licking, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Licking car insurance rates. Find the cheapest Licking, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Licking, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $2,958 $3,150 $3,053
Farmers $3,690 $3,897 $4,219
GEICO $2,465 $2,636 $2,764
Liberty Mutual $4,059 $4,309 $4,503
Nationwide $1,970 $2,118 $2,208
Progressive $2,695 $3,002 $3,292
State Farm $2,325 $2,469 $2,591
USAA $2,300 $2,393 $2,512

What affects car insurance rates in Licking, Missouri?

What factors can have an impact on Licking, MO car insurance? There are several reasons why Licking car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Licking, Missouri.

Commute Time in Licking

The more time you spend in your car the higher the risk of an accident. The average commute length in Licking, MO is 16.8 minutes according to City-Data.

Compare Car Insurance Quotes in Licking, MO

Ready to find affordable Licking, Missouri car insurance today? Enter your ZIP code for fast, free Licking, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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