Compare Lily, KY Car Insurance Rates (2021)

Car insurance in Lily, KY averages $431 a month. Lily, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lily car insurance rates, compare quotes from the top car insurance companies in Lily, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lily, KY are $5,175/year
  • The cheapest car insurance company in Lily for teen drivers is USAA
  • Average car insurance rates in Lily, KY after a DUI are $6,245/year

If you need to buy Lily, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Lily, KY is right here.

You’ll find Lily car insurance rates, the cheapest Lily, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Lily, Kentucky car insurance rates to Bowling Green car insurance rates, Henderson car insurance rates, and Covington car insurance rates.

Ready to find affordable Lily, KY car insurance today? Enter your ZIP code for fast, free Lily car insurance quotes.

Cheapest Lily, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lily, KY car insurance rates? Every Lily, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lily, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,950 $3,906 $3,547 $3,788 $14,852 $16,629 $4,404 $4,676
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,585 $2,803 $2,222 $2,484 $10,346 $11,432 $2,680 $2,755
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,743 $2,590 $2,483 $2,484 $13,879 $15,732 $3,404 $3,445
State Farm $1,954 $1,954 $1,741 $1,741 $5,312 $6,743 $2,166 $2,384
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $1,970 $1,968 $1,784 $1,807 $5,355 $5,621 $2,484 $2,715

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Minimum Car Insurance in Lily, KY

Every driver must carry the minimum car insurance in Lily, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Lily, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lily, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lily, KY. Compare credit history car insurance rates in Lily from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lily, Kentucky

Insurance Company Poor Fair Good
Allstate $9,250 $6,365 $5,292
GEICO $7,842 $3,915 $2,550
Liberty Mutual $6,657 $4,097 $3,236
Nationwide $7,021 $5,495 $4,763
Progressive $6,516 $5,701 $5,318
State Farm $4,293 $2,631 $2,074
Travelers $8,281 $7,017 $6,998
USAA $4,395 $2,475 $2,019

Cheapest Lily, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lily, KY to rates for a clean record with top companies.

Annual Lily, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,754 $7,551 $8,062 $6,508
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $3,892 $5,977 $4,647 $4,137
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,821 $7,205 $5,495 $5,859
State Farm $2,771 $3,228 $2,999 $2,999
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,229 $3,154 $3,783 $2,686

Cheapest Lily, KY Car Insurance for Teen Drivers

Teen car insurance in Lily, KY can be expensive. Take a look at rates from the top car insurance companies in Lily for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lily, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,852 $16,629
GEICO $7,942 $9,404
Liberty Mutual $10,346 $11,432
Nationwide $9,302 $11,583
Progressive $13,879 $15,732
State Farm $5,312 $6,743
Travelers $15,522 $25,211
USAA $5,355 $5,621

Cheapest Lily, KY Car Insurance for Seniors

Take a look at Lily, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lily, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,547 $3,788
GEICO $4,003 $3,626
Liberty Mutual $2,222 $2,484
Nationwide $3,677 $3,839
Progressive $2,483 $2,484
State Farm $1,741 $1,741
Travelers $2,977 $2,976
USAA $1,784 $1,807

Cheapest Lily, KY Car Insurance Rates After a DUI

A DUI in Lily, KY increases car insurance rates. Compare Lily, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lily, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,062
GEICO $7,717
Liberty Mutual $4,647
Nationwide $7,562
Progressive $5,495
State Farm $2,999
Travelers $9,692
USAA $3,783

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Cheapest Lily, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lily, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lily, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,969 $6,969
GEICO $4,724 $4,814
Liberty Mutual $4,663 $4,663
Nationwide $5,760 $5,760
Progressive $5,845 $5,845
State Farm $2,926 $3,072
Travelers $7,432 $7,432
USAA $2,853 $3,073

The Best Cheap Car Insurance Companies in Lily, KY

Take a look at a side-by-side comparison of the top car insurance companies in Lily, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lily, Kentucky

Insurance Company Average Annual Rates
Allstate $6,969
GEICO $4,769
Liberty Mutual $4,663
Nationwide $5,760
Progressive $5,845
State Farm $2,999
Travelers $7,432
USAA $2,963

Category Winners: Cheapest Car Insurance in Lily, Kentucky

Find the cheapest car insurance companies in Lily, KY for each category right here.

Best Annual Car Insurance Rates by Company in Lily, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lily, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lily car insurance rates. Find the cheapest Lily, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lily, Kentucky

Insurance Company Low Medium High
Allstate $6,524 $6,944 $7,439
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,389 $4,627 $4,974
Nationwide $5,806 $5,676 $5,797
Progressive $5,281 $5,729 $6,525
State Farm $2,780 $2,986 $3,232
Travelers $6,981 $7,454 $7,860
USAA $2,814 $2,955 $3,120

Compare Car Insurance Quotes in Lily, KY

Ready to find affordable Lily, Kentucky car insurance today? Enter your ZIP code for fast, free Lily, KY car insurance quotes.

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