Compare Lime Springs, IA Car Insurance Rates (2021)

Car insurance in Lime Springs, IA averages $244 a month. Lime Springs, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Lime Springs car insurance rates, compare quotes from the top car insurance companies in Lime Springs, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lime Springs, IA after a DUI are $3,531/year
  • Average car insurance rates in Lime Springs, IA are $2,924/year
  • The cheapest car insurance company in Lime Springs is USAA

If you need to buy Lime Springs, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Lime Springs, IA is right here.

You’ll find Lime Springs car insurance rates, the cheapest Lime Springs, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Lime Springs, Iowa car insurance rates to West Des Moines car insurance rates, Ankeny car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Lime Springs, IA car insurance today? Enter your ZIP code for fast, free Lime Springs car insurance quotes.

Cheapest Lime Springs, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lime Springs, IA car insurance rates? Every Lime Springs, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lime Springs, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,648 $1,603 $1,358 $1,403 $3,758 $4,253 $1,985 $2,138
State Farm $1,486 $1,486 $1,292 $1,292 $3,832 $4,881 $1,665 $1,888
Travelers $2,453 $2,508 $2,357 $2,368 $10,456 $16,580 $2,544 $3,053
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

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Minimum Car Insurance in Lime Springs, IA

Every driver must carry the minimum car insurance in Lime Springs, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Lime Springs, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lime Springs, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lime Springs, IA. Compare credit history car insurance rates in Lime Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lime Springs, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,976 $2,922 $2,454
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,704 $2,158 $1,943
State Farm $3,173 $1,963 $1,548
Travelers $5,963 $5,076 $4,831
USAA $2,419 $1,660 $1,437

Cheapest Lime Springs, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lime Springs, IA to rates for a clean record with top companies.

Annual Lime Springs, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,251 $3,292 $4,279 $2,647
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,834 $2,959 $1,985 $2,295
State Farm $2,075 $2,381 $2,228 $2,228
Travelers $3,875 $5,136 $6,858 $5,291
USAA $1,405 $1,885 $2,451 $1,613

Cheapest Lime Springs, IA Car Insurance for Teen Drivers

Teen car insurance in Lime Springs, IA can be expensive. Take a look at rates from the top car insurance companies in Lime Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lime Springs, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,354 $7,522
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,758 $4,253
State Farm $3,832 $4,881
Travelers $10,456 $16,580
USAA $3,305 $3,514

Cheapest Lime Springs, IA Car Insurance for Seniors

Take a look at Lime Springs, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lime Springs, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,799 $1,799
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,358 $1,403
State Farm $1,292 $1,292
Travelers $2,357 $2,368
USAA $1,130 $1,155

Cheapest Lime Springs, IA Car Insurance Rates After a DUI

A DUI in Lime Springs, IA increases car insurance rates. Compare Lime Springs, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lime Springs, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,279
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,985
State Farm $2,228
Travelers $6,858
USAA $2,451

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Cheapest Lime Springs, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lime Springs, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lime Springs, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $3,081 $3,154
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,268 $2,268
State Farm $2,174 $2,281
Travelers $5,290 $5,290
USAA $1,771 $1,905

The Best Cheap Car Insurance Companies in Lime Springs, IA

Take a look at a side-by-side comparison of the top car insurance companies in Lime Springs, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lime Springs, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,117
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,268
State Farm $2,228
Travelers $5,290
USAA $1,838

Category Winners: Cheapest Car Insurance in Lime Springs, Iowa

Find the cheapest car insurance companies in Lime Springs, IA for each category right here.

Best Annual Car Insurance Rates by Company in Lime Springs, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Lime Springs, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lime Springs car insurance rates. Find the cheapest Lime Springs, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lime Springs, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,140 $3,290 $2,922
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $2,157 $2,275 $2,373
State Farm $2,133 $2,238 $2,312
Travelers $5,024 $5,367 $5,479
USAA $1,745 $1,844 $1,926

What affects car insurance rates in Lime Springs, Iowa?

What factors can have an impact on Lime Springs, IA car insurance? There are several reasons why Lime Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lime Springs, Iowa.

Commute Time in Lime Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Lime Springs, IA is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Lime Springs, IA

Ready to find affordable Lime Springs, Iowa car insurance today? Enter your ZIP code for fast, free Lime Springs, IA car insurance quotes.

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