Compare Limerick, NY Car Insurance Rates (2021)

Car insurance in Limerick, NY averages $241 a month. Limerick, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Limerick car insurance rates, compare quotes from the top car insurance companies in Limerick, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Limerick for teen drivers is GEICO
  • The cheapest car insurance company in Limerick is GEICO
  • Average car insurance rates in Limerick, NY are $2,894/year

If you need to buy Limerick, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Limerick, NY is right here.

You’ll find Limerick car insurance rates, the cheapest Limerick, NY car insurance companies, and information on New York car insurance laws. You can also compare Limerick, New York car insurance rates to Yonkers car insurance rates, New York car insurance rates, and Rochester car insurance rates.

Ready to find affordable Limerick, NY car insurance today? Enter your ZIP code for fast, free Limerick car insurance quotes.

Cheapest Limerick, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Limerick, NY car insurance rates? Every Limerick, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Limerick, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,407 $1,356 $1,370 $1,350 $2,965 $4,347 $1,268 $1,306
Liberty Mutual $3,214 $3,214 $2,995 $2,995 $6,229 $10,094 $3,214 $3,413
Nationwide $1,948 $1,948 $1,842 $1,842 $3,400 $5,040 $1,948 $2,467
Progressive $1,486 $1,400 $1,202 $1,219 $4,977 $5,556 $1,920 $1,882
State Farm $1,928 $1,928 $1,679 $1,679 $5,663 $7,330 $2,117 $2,254
Travelers $2,195 $2,221 $2,011 $2,160 $5,115 $6,075 $2,338 $2,443
USAA $1,142 $1,120 $1,040 $1,037 $4,548 $5,410 $1,444 $1,585

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Minimum Car Insurance in Limerick, NY

Every driver must carry the minimum car insurance in Limerick, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Limerick, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Limerick, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Limerick, NY. Compare credit history car insurance rates in Limerick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Limerick, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,407 $1,769 $1,587
Liberty Mutual $6,171 $4,049 $3,042
Nationwide $2,555 $2,555 $2,555
Progressive $3,862 $2,018 $1,485
State Farm $4,337 $2,720 $2,159
Travelers $4,187 $2,680 $2,342
USAA $3,314 $1,686 $1,497

Cheapest Limerick, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Limerick, NY to rates for a clean record with top companies.

Annual Limerick, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,509 $1,644 $3,023 $1,509
Liberty Mutual $3,548 $3,548 $7,041 $3,548
Nationwide $1,964 $1,964 $4,282 $2,008
Progressive $2,390 $2,390 $2,638 $2,404
State Farm $2,929 $2,929 $3,216 $3,216
Travelers $2,628 $3,274 $3,323 $3,054
USAA $1,923 $1,954 $2,831 $1,954

Cheapest Limerick, NY Car Insurance for Teen Drivers

Teen car insurance in Limerick, NY can be expensive. Take a look at rates from the top car insurance companies in Limerick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Limerick, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,965 $4,347
Liberty Mutual $6,229 $10,094
Nationwide $3,400 $5,040
Progressive $4,977 $5,556
State Farm $5,663 $7,330
Travelers $5,115 $6,075
USAA $4,548 $5,410

Cheapest Limerick, NY Car Insurance for Seniors

Take a look at Limerick, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Limerick, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,370 $1,350
Liberty Mutual $2,995 $2,995
Nationwide $1,842 $1,842
Progressive $1,202 $1,219
State Farm $1,679 $1,679
Travelers $2,011 $2,160
USAA $1,040 $1,037

Cheapest Limerick, NY Car Insurance Rates After a DUI

A DUI in Limerick, NY increases car insurance rates. Compare Limerick, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Limerick, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $3,023
Liberty Mutual $7,041
Nationwide $4,282
Progressive $2,638
State Farm $3,216
Travelers $3,323
USAA $2,831

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Cheapest Limerick, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Limerick, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Limerick, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,864 $1,978
Liberty Mutual $4,298 $4,544
Nationwide $2,555 $2,555
Progressive $2,455 $2,455
State Farm $2,967 $3,178
Travelers $3,070 $3,070
USAA $2,144 $2,187

The Best Cheap Car Insurance Companies in Limerick, NY

Take a look at a side-by-side comparison of the top car insurance companies in Limerick, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Limerick, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,921
Liberty Mutual $4,421
Nationwide $2,555
Progressive $2,455
State Farm $3,072
Travelers $3,070
USAA $2,166

Category Winners: Cheapest Car Insurance in Limerick, New York

Find the cheapest car insurance companies in Limerick, NY for each category right here.

Best Annual Car Insurance Rates by Company in Limerick, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Limerick, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Limerick car insurance rates. Find the cheapest Limerick, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Limerick, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,819 $1,914 $2,030
Liberty Mutual $4,235 $4,406 $4,622
Nationwide $2,410 $2,534 $2,720
Progressive $2,337 $2,443 $2,585
State Farm $2,921 $3,089 $3,207
Travelers $2,938 $3,047 $3,224
USAA $2,107 $2,156 $2,234

What affects car insurance rates in Limerick, New York?

What factors can have an impact on Limerick, NY car insurance? There are several reasons why Limerick car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Limerick, New York.

Traffic in Limerick

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Limerick, NY traffic data from INRIX ranks Limerick as the 125th-most congested in the world.

Compare Car Insurance Quotes in Limerick, NY

Ready to find affordable Limerick, New York car insurance today? Enter your ZIP code for fast, free Limerick, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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