Compare Limestone, NY Car Insurance Rates (2021)

Car insurance in Limestone, NY averages $250 a month. Limestone, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Limestone car insurance rates, compare quotes from the top car insurance companies in Limestone, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Limestone, NY are $3,005/year
  • The cheapest car insurance company in Limestone for teen drivers is GEICO
  • Average car insurance rates in Limestone, NY after a DUI are $3,932/year

If you need to buy Limestone, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Limestone, NY is right here.

You’ll find Limestone car insurance rates, the cheapest Limestone, NY car insurance companies, and information on New York car insurance laws. You can also compare Limestone, New York car insurance rates to Syracuse car insurance rates, Buffalo car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Limestone, NY car insurance today? Enter your ZIP code for fast, free Limestone car insurance quotes.

Cheapest Limestone, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Limestone, NY car insurance rates? Every Limestone, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Limestone, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,328 $1,278 $1,290 $1,271 $2,734 $3,955 $1,200 $1,229
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,585 $1,508 $1,291 $1,306 $5,077 $5,676 $2,038 $2,005
State Farm $2,131 $2,131 $1,851 $1,851 $6,100 $7,878 $2,333 $2,460
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Limestone, NY

Every driver must carry the minimum car insurance in Limestone, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Limestone, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Limestone, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Limestone, NY. Compare credit history car insurance rates in Limestone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Limestone, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,237 $1,645 $1,475
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $4,048 $2,098 $1,536
State Farm $4,718 $2,959 $2,348
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

Cheapest Limestone, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Limestone, NY to rates for a clean record with top companies.

Annual Limestone, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,418 $1,544 $2,762 $1,418
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,494 $2,494 $2,746 $2,508
State Farm $3,190 $3,190 $3,494 $3,494
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Limestone, NY Car Insurance for Teen Drivers

Teen car insurance in Limestone, NY can be expensive. Take a look at rates from the top car insurance companies in Limestone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Limestone, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,734 $3,955
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $5,077 $5,676
State Farm $6,100 $7,878
Travelers $4,981 $5,881
USAA $6,303 $7,547

Cheapest Limestone, NY Car Insurance for Seniors

Take a look at Limestone, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Limestone, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,290 $1,271
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,291 $1,306
State Farm $1,851 $1,851
Travelers $2,016 $2,175
USAA $1,437 $1,445

Cheapest Limestone, NY Car Insurance Rates After a DUI

A DUI in Limestone, NY increases car insurance rates. Compare Limestone, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Limestone, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,762
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,746
State Farm $3,494
Travelers $3,287
USAA $3,931

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Cheapest Limestone, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Limestone, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Limestone, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,734 $1,838
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,561 $2,561
State Farm $3,223 $3,461
Travelers $3,050 $3,050
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Limestone, NY

Take a look at a side-by-side comparison of the top car insurance companies in Limestone, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Limestone, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,786
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,561
State Farm $3,342
Travelers $3,050
USAA $3,027

Category Winners: Cheapest Car Insurance in Limestone, New York

Find the cheapest car insurance companies in Limestone, NY for each category right here.

Best Annual Car Insurance Rates by Company in Limestone, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Limestone, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Limestone car insurance rates. Find the cheapest Limestone, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Limestone, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,695 $1,779 $1,883
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,452 $2,549 $2,681
State Farm $3,190 $3,359 $3,477
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Limestone, New York?

What factors can have an impact on Limestone, NY car insurance? There are several reasons why Limestone car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Limestone, New York.

Commute Time in Limestone

The more time you spend in your car the higher the risk of an accident. The average commute length in Limestone, NY is 24.9 minutes according to City-Data.

Compare Car Insurance Quotes in Limestone, NY

Ready to find affordable Limestone, New York car insurance today? Enter your ZIP code for fast, free Limestone, NY car insurance quotes.

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