Compare Lincoln MKC Insurance Quotes [Rates + Comparison Guide]

Getting Lincoln MKC insurance quotes will cost on average $122 per month ($1,458 per year). Good drivers can save as much as $2,249 a year over higher risk drivers.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 29, 2020

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Key Takeaways:

  • Full coverage costs around $1,458 a year or $122 each month
  • A liability-only policy costs around $585 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,329 a year or $444 each month
  • Good drivers can save as much as $601 a year by earning policy discounts
  • Lincoln MKC insurance costs around $61 less per year than the average vehicle

The best way to get an idea of how much Lincoln MKC car insurance rates might cost you is by looking at the average amount that people are paying.

Based on current drivers, the median Lincoln MKC rates cost $1,458 a year for full coverage or $585 a year for minimum coverage. We put this helpful guide together so you can see easily see how Lincoln MKC insurance rates are determined.

You can start comparing quotes for Lincoln MKC car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKC Insurance Cost

The average Lincoln MKC auto insurance costs are $1,458 a year or $122 a month.

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Are Lincoln MKCs Expensive to Insure?

The chart below details how Lincoln MKC insurance rates compare to other crossovers like the Toyota RAV4, FIAT 500X, and Subaru Crosstrek.

Vehicle Comprehensive Collision Liability Total
Lincoln MKC $306 $596 $398 $1,458
Toyota RAV4 $280 $482 $390 $1,310
FIAT 500X $256 $506 $450 $1,392
Subaru Crosstrek $320 $512 $332 $1,300
Cadillac XT4 $362 $656 $316 $1,470
Hyundai Kona $280 $500 $316 $1,232
Honda CR-V $280 $408 $316 $1,140
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However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKC Insurance?

The Lincoln MKC trim and model you choose can impact the total price you will pay for Lincoln MKC insurance coverage.

Age of the Vehicle

Older Lincoln MKC models generally cost less to insure. For example, auto insurance rates for a 2018 Lincoln MKC are $1,458, while 2015 Lincoln MKC rates are $1,408, a difference of $50.

Model Year Comprehensive Collision Liability Total
2018 Lincoln MKC $306 $596 $398 $1,458
2017 Lincoln MKC $296 $582 $416 $1,452
2016 Lincoln MKC $286 $558 $430 $1,432
2015 Lincoln MKC $270 $538 $442 $1,408
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Driver Age

Driver age can have a significant effect on Lincoln MKC car insurance rates. For example, 30-year-old drivers pay $64 more for Lincoln MKC car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lincoln MKC insurance rates. For example, drivers in Los Angeles may pay $208 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on your Lincoln MKC auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Lincoln MKC car insurance with violations on their driving record.

Lincoln MKC Safety Ratings

Your Lincoln MKC car insurance rates are tied to the safety ratings of the Lincoln MKC. See the breakdown below:

Test Type Rating
Moderate overlap front Good
Side Good
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Lincoln MKC Crash Test Ratings

Poor Lincoln MKC crash test ratings could mean higher Lincoln MKC car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2017 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lincoln MKC Safety Features

Good Lincoln MKC safety features can result in insurers giving you car insurance discounts. The safety features for the 2019 Lincoln MKC are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Lincoln MKC Insurance Loss Probability

The lower percentage means lower Lincoln MKC auto insurance rates; higher percentages mean higher Lincoln MKC car insurance rates. The Lincoln MKC’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -3%
Property Damage -24%
Comprehensive -31%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lincoln MKC Finance and Insurance Cost

If you are financing a Lincoln MKC, most lenders will require your carry higher Lincoln MKC coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln MKC car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Lincoln MKC Insurance

If you want to reduce the cost of your Lincoln MKC insurance rates, follow these tips below:

  • Take Advantage of Referral Fees
  • Move to an Area with Better Weather
  • Take a Refresher Course as an Older Driver
  • Compare Lincoln MKC Quotes for Free Online
  • Get Married and Ask for a Discount

Top Lincoln MKC Insurance Companies

The best auto insurance companies for Lincoln MKC car insurance rates will offer competitive rates, discounts, and account for the Lincoln MKC’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lincoln MKC Insurance Quotes Online

You can start comparing quotes for Lincoln MKC car insurance rates from some of the best car insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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