Compare Lincoln, NH Car Insurance Rates (2021)

Car insurance in Lincoln, NH averages $260 a month. Lincoln, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lincoln car insurance rates, compare quotes from the top car insurance companies in Lincoln, NH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lincoln is GEICO
  • The cheapest car insurance company in Lincoln for teen drivers is GEICO
  • Average car insurance rates in Lincoln, NH after a DUI are $3,615/year

If you need to buy Lincoln, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Lincoln, NH is right here.

You’ll find Lincoln car insurance rates, the cheapest Lincoln, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Lincoln, New Hampshire car insurance rates to Laconia car insurance rates, Lebanon car insurance rates, and Claremont car insurance rates.

Ready to find affordable Lincoln, NH car insurance today? Enter your ZIP code for fast, free Lincoln car insurance quotes.

Cheapest Lincoln, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lincoln, NH car insurance rates? Every Lincoln, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lincoln, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,952 $2,067 $2,103 $2,301 $4,078 $5,147 $2,046 $2,166
GEICO $1,093 $1,084 $980 $980 $2,651 $3,683 $1,141 $1,730
Liberty Mutual $4,913 $5,306 $4,005 $4,491 $17,861 $19,798 $5,185 $5,502
Nationwide $1,534 $1,558 $1,383 $1,452 $4,234 $5,375 $1,761 $1,890
Progressive $1,381 $1,262 $1,198 $1,207 $6,289 $6,950 $1,629 $1,644
State Farm $1,269 $1,269 $1,153 $1,153 $3,753 $4,630 $1,412 $1,614
USAA $990 $972 $923 $925 $4,272 $4,666 $1,245 $1,359

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Minimum Car Insurance in Lincoln, NH

Every driver must carry the minimum car insurance in Lincoln, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Lincoln, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lincoln, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lincoln, NH. Compare credit history car insurance rates in Lincoln from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lincoln, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,359 $2,488 $2,349
GEICO $1,975 $1,619 $1,410
Liberty Mutual $12,049 $7,349 $5,750
Nationwide $2,793 $2,289 $2,113
Progressive $2,998 $2,627 $2,461
State Farm $2,870 $1,793 $1,432
USAA $2,606 $1,711 $1,440

Cheapest Lincoln, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lincoln, NH to rates for a clean record with top companies.

Annual Lincoln, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,260 $3,088 $2,927 $2,653
GEICO $1,492 $1,649 $2,039 $1,492
Liberty Mutual $5,269 $9,504 $9,771 $8,986
Nationwide $1,846 $2,559 $3,131 $2,057
Progressive $2,318 $3,182 $2,560 $2,721
State Farm $1,860 $2,000 $2,405 $1,860
USAA $1,483 $1,996 $2,472 $1,724

Cheapest Lincoln, NH Car Insurance for Teen Drivers

Teen car insurance in Lincoln, NH can be expensive. Take a look at rates from the top car insurance companies in Lincoln for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lincoln, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,078 $5,147
GEICO $2,651 $3,683
Liberty Mutual $17,861 $19,798
Nationwide $4,234 $5,375
Progressive $6,289 $6,950
State Farm $3,753 $4,630
USAA $4,272 $4,666

Cheapest Lincoln, NH Car Insurance for Seniors

Take a look at Lincoln, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lincoln, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,103 $2,301
GEICO $980 $980
Liberty Mutual $4,005 $4,491
Nationwide $1,383 $1,452
Progressive $1,198 $1,207
State Farm $1,153 $1,153
USAA $923 $925

Cheapest Lincoln, NH Car Insurance Rates After a DUI

A DUI in Lincoln, NH increases car insurance rates. Compare Lincoln, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lincoln, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,927
GEICO $2,039
Liberty Mutual $9,771
Nationwide $3,131
Progressive $2,560
State Farm $2,405
USAA $2,472

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Cheapest Lincoln, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lincoln, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lincoln, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,695 $2,770
GEICO $1,654 $1,682
Liberty Mutual $8,383 $8,383
Nationwide $2,398 $2,398
Progressive $2,695 $2,695
State Farm $1,986 $2,076
USAA $1,900 $1,938

The Best Cheap Car Insurance Companies in Lincoln, NH

Take a look at a side-by-side comparison of the top car insurance companies in Lincoln, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lincoln, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,732
GEICO $1,668
Liberty Mutual $8,383
Nationwide $2,398
Progressive $2,695
State Farm $2,031
USAA $1,919

Category Winners: Cheapest Car Insurance in Lincoln, New Hampshire

Find the cheapest car insurance companies in Lincoln, NH for each category right here.

Best Annual Car Insurance Rates by Company in Lincoln, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Lincoln, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lincoln car insurance rates. Find the cheapest Lincoln, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lincoln, New Hampshire

Insurance Company Low Medium High
Allstate $2,662 $2,729 $2,805
GEICO $1,593 $1,659 $1,752
Liberty Mutual $8,079 $8,358 $8,711
Nationwide $2,567 $2,365 $2,264
Progressive $2,606 $2,695 $2,785
State Farm $1,949 $2,033 $2,112
USAA $1,850 $1,916 $1,991

What affects car insurance rates in Lincoln, New Hampshire?

What factors can have an impact on Lincoln, NH car insurance? There are several reasons why Lincoln car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lincoln, New Hampshire.

Car Theft in Lincoln

High levels of vehicle theft can make car insurance more expensive. Lincoln, NH car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Lincoln

The more time you spend in your car the higher the risk of an accident. The average commute length in Lincoln, NH is 11.7 minutes according to City-Data.

Traffic in Lincoln

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lincoln, NH traffic data from INRIX ranks Lincoln as the 59th-most congested in the world.

Compare Car Insurance Quotes in Lincoln, NH

Ready to find affordable Lincoln, New Hampshire car insurance today? Enter your ZIP code for fast, free Lincoln, NH car insurance quotes.

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