Compare Linden, NJ Car Insurance Rates (2021)

Car insurance in Linden, NJ averages $625 a month. Linden, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Linden car insurance rates, compare quotes from the top car insurance companies in Linden, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Linden, NJ are $7,501/year
  • Average car insurance rates in Linden, NJ after a DUI are $8,913/year
  • The cheapest car insurance company in Linden is GEICO

If you need to buy Linden, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Linden, NJ is right here.

You’ll find Linden car insurance rates, the cheapest Linden, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Linden, New Jersey car insurance rates to Clifton car insurance rates, Union City car insurance rates, and Passaic car insurance rates.

Ready to find affordable Linden, NJ car insurance today? Enter your ZIP code for fast, free Linden car insurance quotes.

Cheapest Linden, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Linden, NJ car insurance rates? Every Linden, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Linden, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,533 $4,516 $4,426 $4,426 $14,017 $16,681 $5,372 $5,417
Farmers $6,671 $6,744 $6,490 $6,326 $19,687 $22,650 $7,924 $8,051
GEICO $3,030 $2,976 $2,958 $2,958 $5,534 $5,471 $3,497 $3,376
Liberty Mutual $6,114 $6,114 $6,724 $6,724 $16,011 $18,183 $6,724 $7,735
Progressive $2,617 $2,407 $2,353 $2,424 $12,150 $13,383 $3,108 $2,963
State Farm $6,418 $6,418 $5,820 $5,820 $21,355 $27,422 $7,339 $8,197
Travelers $4,037 $3,865 $3,738 $3,742 $8,878 $9,888 $3,868 $3,795

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Minimum Car Insurance in Linden, NJ

Every driver must carry the minimum car insurance in Linden, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Linden, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Linden, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Linden, NJ. Compare credit history car insurance rates in Linden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Linden, New Jersey

Insurance Company Poor Fair Good
Allstate $10,477 $6,604 $5,189
Farmers $12,662 $9,802 $9,240
GEICO $5,647 $3,217 $2,312
Liberty Mutual $11,805 $8,723 $7,346
Progressive $5,814 $5,056 $4,657
State Farm $16,103 $9,673 $7,520
Travelers $7,127 $5,131 $3,421

Cheapest Linden, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Linden, NJ to rates for a clean record with top companies.

Annual Linden, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,574 $9,286 $8,054 $6,779
Farmers $8,173 $13,948 $11,305 $8,845
GEICO $2,879 $3,811 $5,331 $2,879
Liberty Mutual $8,918 $10,224 $9,105 $8,918
Progressive $4,429 $5,986 $5,090 $5,198
State Farm $5,987 $10,982 $17,707 $9,718
Travelers $3,990 $6,012 $5,801 $5,102

Cheapest Linden, NJ Car Insurance for Teen Drivers

Teen car insurance in Linden, NJ can be expensive. Take a look at rates from the top car insurance companies in Linden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Linden, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,017 $16,681
Farmers $19,687 $22,650
GEICO $5,534 $5,471
Liberty Mutual $16,011 $18,183
Progressive $12,150 $13,383
State Farm $21,355 $27,422
Travelers $8,878 $9,888

Cheapest Linden, NJ Car Insurance for Seniors

Take a look at Linden, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Linden, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,426 $4,426
Farmers $6,490 $6,326
GEICO $2,958 $2,958
Liberty Mutual $6,724 $6,724
Progressive $2,353 $2,424
State Farm $5,820 $5,820
Travelers $3,738 $3,742

Cheapest Linden, NJ Car Insurance Rates After a DUI

A DUI in Linden, NJ increases car insurance rates. Compare Linden, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Linden, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,054
Farmers $11,305
GEICO $5,331
Liberty Mutual $9,105
Progressive $5,090
State Farm $17,707
Travelers $5,801

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Cheapest Linden, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Linden, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Linden, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,410 $7,437
Farmers $10,568 $10,568
GEICO $3,693 $3,757
Liberty Mutual $9,200 $9,383
Progressive $5,176 $5,176
State Farm $10,802 $11,395
Travelers $5,226 $5,226

The Best Cheap Car Insurance Companies in Linden, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Linden, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Linden, New Jersey

Insurance Company Average Annual Rates
Allstate $7,423
Farmers $10,568
GEICO $3,725
Liberty Mutual $9,291
Progressive $5,176
State Farm $11,099
Travelers $5,226

Category Winners: Cheapest Car Insurance in Linden, New Jersey

Find the cheapest car insurance companies in Linden, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Linden, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Linden, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Linden car insurance rates. Find the cheapest Linden, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Linden, New Jersey

Insurance Company Low Medium High
Allstate $6,748 $7,549 $7,973
Farmers $9,520 $10,478 $11,705
GEICO $3,306 $3,796 $4,074
Liberty Mutual $8,318 $9,571 $9,985
Progressive $4,713 $5,245 $5,568
State Farm $10,233 $11,256 $11,806
Travelers $4,743 $5,217 $5,719

What affects car insurance rates in Linden, New Jersey?

What factors can have an impact on Linden, NJ car insurance? There are several reasons why Linden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Linden, New Jersey.

Commute Time in Linden

The more time you spend in your car the higher the risk of an accident. The average commute length in Linden, NJ is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Linden, NJ

Ready to find affordable Linden, New Jersey car insurance today? Enter your ZIP code for fast, free Linden, NJ car insurance quotes.

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