Compare Lindstrom, MN Car Insurance Rates (2021)

Car insurance in Lindstrom, MN averages $409 a month. Lindstrom, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Lindstrom car insurance rates, compare quotes from the top car insurance companies in Lindstrom, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lindstrom, MN after a DUI are $6,668/year
  • The cheapest car insurance company in Lindstrom for teen drivers is State Farm
  • Average car insurance rates in Lindstrom, MN are $4,909/year

If you need to buy Lindstrom, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Lindstrom, MN is right here.

You’ll find Lindstrom car insurance rates, the cheapest Lindstrom, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Lindstrom, Minnesota car insurance rates to Brooklyn Park car insurance rates, St. Cloud car insurance rates, and St. Paul car insurance rates.

Ready to find affordable Lindstrom, MN car insurance today? Enter your ZIP code for fast, free Lindstrom car insurance quotes.

Cheapest Lindstrom, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lindstrom, MN car insurance rates? Every Lindstrom, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lindstrom, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,359 $3,359 $3,243 $3,243 $7,642 $11,000 $4,091 $4,276
American Family $2,543 $2,543 $2,313 $2,313 $7,089 $10,100 $2,543 $2,838
Farmers $1,978 $1,980 $1,907 $2,026 $5,750 $5,861 $2,600 $2,546
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,676 $10,676 $10,570 $10,570 $21,064 $31,639 $10,676 $14,886
Nationwide $2,020 $2,028 $1,796 $1,908 $5,110 $6,199 $2,367 $2,457
State Farm $1,825 $1,825 $1,634 $1,634 $3,991 $4,871 $2,104 $1,745
USAA $1,952 $1,926 $1,781 $1,777 $5,109 $5,560 $2,534 $2,685

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Minimum Car Insurance in Lindstrom, MN

Every driver must carry the minimum car insurance in Lindstrom, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Lindstrom, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lindstrom, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lindstrom, MN. Compare credit history car insurance rates in Lindstrom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lindstrom, Minnesota

Insurance Company Poor Fair Good
Allstate $7,361 $4,001 $3,717
American Family $5,637 $3,609 $2,860
Farmers $3,831 $2,797 $2,616
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,043 $13,607 $10,634
Nationwide $3,555 $2,862 $2,540
State Farm $3,578 $2,188 $1,595
USAA $4,545 $2,247 $1,954

Cheapest Lindstrom, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lindstrom, MN to rates for a clean record with top companies.

Annual Lindstrom, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,629 $5,311 $6,381 $4,785
American Family $2,732 $4,807 $5,507 $3,095
Farmers $2,642 $3,309 $3,369 $3,005
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,112 $15,203 $22,080 $11,984
Nationwide $2,363 $3,147 $3,626 $2,807
State Farm $2,250 $2,657 $2,454 $2,454
USAA $2,170 $2,759 $4,146 $2,587

Cheapest Lindstrom, MN Car Insurance for Teen Drivers

Teen car insurance in Lindstrom, MN can be expensive. Take a look at rates from the top car insurance companies in Lindstrom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lindstrom, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,642 $11,000
American Family $7,089 $10,100
Farmers $5,750 $5,861
GEICO $5,874 $7,453
Liberty Mutual $21,064 $31,639
Nationwide $5,110 $6,199
State Farm $3,991 $4,871
USAA $5,109 $5,560

Cheapest Lindstrom, MN Car Insurance for Seniors

Take a look at Lindstrom, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lindstrom, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,243 $3,243
American Family $2,313 $2,313
Farmers $1,907 $2,026
GEICO $2,666 $2,591
Liberty Mutual $10,570 $10,570
Nationwide $1,796 $1,908
State Farm $1,634 $1,634
USAA $1,781 $1,777

Cheapest Lindstrom, MN Car Insurance Rates After a DUI

A DUI in Lindstrom, MN increases car insurance rates. Compare Lindstrom, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lindstrom, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,381
American Family $5,507
Farmers $3,369
GEICO $5,782
Liberty Mutual $22,080
Nationwide $3,626
State Farm $2,454
USAA $4,146

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Cheapest Lindstrom, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lindstrom, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lindstrom, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,026 $5,026
American Family $3,988 $4,082
Farmers $3,081 $3,081
GEICO $3,634 $3,733
Liberty Mutual $14,650 $15,539
Nationwide $2,986 $2,986
State Farm $2,386 $2,522
USAA $2,877 $2,954

The Best Cheap Car Insurance Companies in Lindstrom, MN

Take a look at a side-by-side comparison of the top car insurance companies in Lindstrom, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lindstrom, Minnesota

Insurance Company Average Annual Rates
Allstate $5,026
American Family $4,035
Farmers $3,081
GEICO $3,683
Liberty Mutual $15,095
Nationwide $2,986
State Farm $2,454
USAA $2,915

Category Winners: Cheapest Car Insurance in Lindstrom, Minnesota

Find the cheapest car insurance companies in Lindstrom, MN for each category right here.

Best Annual Car Insurance Rates by Company in Lindstrom, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lindstrom, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lindstrom car insurance rates. Find the cheapest Lindstrom, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lindstrom, Minnesota

Insurance Company Low Medium High
Allstate $4,942 $5,023 $5,115
American Family $4,014 $4,144 $3,948
Farmers $2,949 $3,097 $3,198
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,712 $15,112 $15,460
Nationwide $2,822 $3,006 $3,129
State Farm $2,354 $2,463 $2,543
USAA $2,832 $2,914 $3,001

What affects car insurance rates in Lindstrom, Minnesota?

What factors can have an impact on Lindstrom, MN car insurance? There are several reasons why Lindstrom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lindstrom, Minnesota.

Commute Time in Lindstrom

The more time you spend in your car the higher the risk of an accident. The average commute length in Lindstrom, MN is 29.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lindstrom, MN

Ready to find affordable Lindstrom, Minnesota car insurance today? Enter your ZIP code for fast, free Lindstrom, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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