Compare Linn Creek, MO Car Insurance Rates (2021)

Car insurance in Linn Creek, MO averages $273 a month. Linn Creek, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Linn Creek car insurance rates, compare quotes from the top car insurance companies in Linn Creek, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Linn Creek, MO after a DUI are $3,821/year
  • The cheapest car insurance company in Linn Creek for teen drivers is Nationwide
  • The cheapest car insurance company in Linn Creek is Nationwide

If you need to buy Linn Creek, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Linn Creek, MO is right here.

You’ll find Linn Creek car insurance rates, the cheapest Linn Creek, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Linn Creek, Missouri car insurance rates to Kansas City car insurance rates, Blue Springs car insurance rates, and Springfield car insurance rates.

Ready to find affordable Linn Creek, MO car insurance today? Enter your ZIP code for fast, free Linn Creek car insurance quotes.

Cheapest Linn Creek, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Linn Creek, MO car insurance rates? Every Linn Creek, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Linn Creek, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,178 $2,178 $1,940 $1,940 $5,940 $7,727 $2,178 $2,548
Farmers $2,514 $2,499 $2,244 $2,379 $10,417 $10,758 $2,870 $2,996
GEICO $1,729 $1,940 $1,347 $1,728 $5,421 $5,738 $1,582 $1,590
Liberty Mutual $2,618 $2,836 $2,154 $2,413 $9,114 $10,119 $2,761 $2,947
Nationwide $1,443 $1,476 $1,289 $1,368 $3,681 $4,723 $1,649 $1,785
Progressive $1,991 $1,851 $1,630 $1,677 $6,524 $7,334 $2,431 $2,494
State Farm $1,605 $1,605 $1,432 $1,432 $4,527 $5,713 $1,801 $2,050
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Linn Creek, MO

Every driver must carry the minimum car insurance in Linn Creek, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Linn Creek, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Linn Creek, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Linn Creek, MO. Compare credit history car insurance rates in Linn Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Linn Creek, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,349 $3,060 $2,577
Farmers $5,233 $4,368 $4,153
GEICO $3,635 $2,370 $1,898
Liberty Mutual $6,271 $3,828 $3,012
Nationwide $2,569 $2,119 $1,843
Progressive $3,752 $3,107 $2,866
State Farm $3,427 $2,263 $1,873
USAA $4,567 $2,109 $1,505

Cheapest Linn Creek, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Linn Creek, MO to rates for a clean record with top companies.

Annual Linn Creek, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,500 $3,591 $4,375 $2,849
Farmers $3,956 $4,937 $4,826 $4,619
GEICO $2,046 $2,666 $3,603 $2,222
Liberty Mutual $3,173 $4,558 $4,698 $5,052
Nationwide $1,715 $2,195 $2,923 $1,875
Progressive $2,805 $3,761 $3,111 $3,289
State Farm $2,323 $2,718 $2,521 $2,521
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Linn Creek, MO Car Insurance for Teen Drivers

Teen car insurance in Linn Creek, MO can be expensive. Take a look at rates from the top car insurance companies in Linn Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Linn Creek, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,940 $7,727
Farmers $10,417 $10,758
GEICO $5,421 $5,738
Liberty Mutual $9,114 $10,119
Nationwide $3,681 $4,723
Progressive $6,524 $7,334
State Farm $4,527 $5,713
USAA $5,002 $6,115

Cheapest Linn Creek, MO Car Insurance for Seniors

Take a look at Linn Creek, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Linn Creek, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,940 $1,940
Farmers $2,244 $2,379
GEICO $1,347 $1,728
Liberty Mutual $2,154 $2,413
Nationwide $1,289 $1,368
Progressive $1,630 $1,677
State Farm $1,432 $1,432
USAA $1,491 $1,518

Cheapest Linn Creek, MO Car Insurance Rates After a DUI

A DUI in Linn Creek, MO increases car insurance rates. Compare Linn Creek, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Linn Creek, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,375
Farmers $4,826
GEICO $3,603
Liberty Mutual $4,698
Nationwide $2,923
Progressive $3,111
State Farm $2,521
USAA $3,694

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Cheapest Linn Creek, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Linn Creek, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Linn Creek, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,296 $3,362
Farmers $4,584 $4,584
GEICO $2,585 $2,683
Liberty Mutual $4,370 $4,370
Nationwide $2,177 $2,177
Progressive $3,242 $3,242
State Farm $2,460 $2,582
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Linn Creek, MO

Take a look at a side-by-side comparison of the top car insurance companies in Linn Creek, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Linn Creek, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,329
Farmers $4,584
GEICO $2,634
Liberty Mutual $4,370
Nationwide $2,177
Progressive $3,242
State Farm $2,521
USAA $2,727

Category Winners: Cheapest Car Insurance in Linn Creek, Missouri

Find the cheapest car insurance companies in Linn Creek, MO for each category right here.

Best Annual Car Insurance Rates by Company in Linn Creek, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Linn Creek, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Linn Creek car insurance rates. Find the cheapest Linn Creek, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Linn Creek, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,230 $3,434 $3,323
Farmers $4,301 $4,544 $4,908
GEICO $2,462 $2,653 $2,788
Liberty Mutual $4,132 $4,391 $4,588
Nationwide $2,051 $2,197 $2,282
Progressive $2,913 $3,248 $3,563
State Farm $2,364 $2,528 $2,670
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Linn Creek, Missouri?

What factors can have an impact on Linn Creek, MO car insurance? There are several reasons why Linn Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Linn Creek, Missouri.

Commute Time in Linn Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Linn Creek, MO is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Linn Creek, MO

Ready to find affordable Linn Creek, Missouri car insurance today? Enter your ZIP code for fast, free Linn Creek, MO car insurance quotes.

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