Compare Linwood, NJ Car Insurance Rates (2021)

Car insurance in Linwood, NJ averages $465 a month. Linwood, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Linwood car insurance rates, compare quotes from the top car insurance companies in Linwood, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Linwood is GEICO
  • Average car insurance rates in Linwood, NJ after a DUI are $6,555/year
  • The cheapest car insurance company in Linwood for teen drivers is GEICO

If you need to buy Linwood, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Linwood, NJ is right here.

You’ll find Linwood car insurance rates, the cheapest Linwood, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Linwood, New Jersey car insurance rates to Union City car insurance rates, Jersey City car insurance rates, and Clifton car insurance rates.

Ready to find affordable Linwood, NJ car insurance today? Enter your ZIP code for fast, free Linwood car insurance quotes.

Cheapest Linwood, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Linwood, NJ car insurance rates? Every Linwood, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Linwood, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,812 $3,796 $3,731 $3,731 $11,781 $13,964 $4,523 $4,542
Farmers $5,043 $5,074 $4,932 $4,772 $14,141 $16,152 $5,933 $5,876
GEICO $2,430 $2,392 $2,380 $2,380 $4,399 $4,294 $2,806 $2,680
Liberty Mutual $4,433 $4,433 $4,866 $4,866 $11,406 $12,935 $4,866 $5,577
Progressive $2,165 $1,981 $1,950 $2,034 $9,600 $10,283 $2,544 $2,348
State Farm $4,094 $4,094 $3,706 $3,706 $13,378 $17,175 $4,665 $5,211
Travelers $3,324 $3,197 $3,085 $3,094 $7,362 $8,220 $3,200 $3,145

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Minimum Car Insurance in Linwood, NJ

Every driver must carry the minimum car insurance in Linwood, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Linwood, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Linwood, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Linwood, NJ. Compare credit history car insurance rates in Linwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Linwood, New Jersey

Insurance Company Poor Fair Good
Allstate $8,793 $5,556 $4,357
Farmers $9,336 $7,155 $6,730
GEICO $4,480 $2,571 $1,860
Liberty Mutual $8,455 $6,270 $5,293
Progressive $4,640 $4,017 $3,683
State Farm $10,129 $6,114 $4,769
Travelers $5,861 $4,256 $2,868

Cheapest Linwood, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Linwood, NJ to rates for a clean record with top companies.

Annual Linwood, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,674 $7,795 $6,782 $5,689
Farmers $6,040 $10,125 $8,357 $6,438
GEICO $2,305 $3,038 $4,232 $2,305
Liberty Mutual $6,408 $7,336 $6,539 $6,408
Progressive $3,487 $4,795 $4,055 $4,117
State Farm $3,811 $6,929 $11,135 $6,140
Travelers $3,318 $4,970 $4,785 $4,241

Cheapest Linwood, NJ Car Insurance for Teen Drivers

Teen car insurance in Linwood, NJ can be expensive. Take a look at rates from the top car insurance companies in Linwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Linwood, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,781 $13,964
Farmers $14,141 $16,152
GEICO $4,399 $4,294
Liberty Mutual $11,406 $12,935
Progressive $9,600 $10,283
State Farm $13,378 $17,175
Travelers $7,362 $8,220

Cheapest Linwood, NJ Car Insurance for Seniors

Take a look at Linwood, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Linwood, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,731 $3,731
Farmers $4,932 $4,772
GEICO $2,380 $2,380
Liberty Mutual $4,866 $4,866
Progressive $1,950 $2,034
State Farm $3,706 $3,706
Travelers $3,085 $3,094

Cheapest Linwood, NJ Car Insurance Rates After a DUI

A DUI in Linwood, NJ increases car insurance rates. Compare Linwood, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Linwood, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,782
Farmers $8,357
GEICO $4,232
Liberty Mutual $6,539
Progressive $4,055
State Farm $11,135
Travelers $4,785

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Cheapest Linwood, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Linwood, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Linwood, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,223 $6,247
Farmers $7,740 $7,740
GEICO $2,945 $2,995
Liberty Mutual $6,608 $6,737
Progressive $4,113 $4,113
State Farm $6,824 $7,183
Travelers $4,328 $4,328

The Best Cheap Car Insurance Companies in Linwood, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Linwood, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Linwood, New Jersey

Insurance Company Average Annual Rates
Allstate $6,235
Farmers $7,740
GEICO $2,970
Liberty Mutual $6,673
Progressive $4,113
State Farm $7,004
Travelers $4,328

Category Winners: Cheapest Car Insurance in Linwood, New Jersey

Find the cheapest car insurance companies in Linwood, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Linwood, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Linwood, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Linwood car insurance rates. Find the cheapest Linwood, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Linwood, New Jersey

Insurance Company Low Medium High
Allstate $5,694 $6,336 $6,675
Farmers $6,855 $7,670 $8,696
GEICO $2,656 $3,025 $3,229
Liberty Mutual $5,965 $6,876 $7,177
Progressive $3,686 $4,176 $4,478
State Farm $6,515 $7,094 $7,401
Travelers $3,952 $4,326 $4,708

What affects car insurance rates in Linwood, New Jersey?

What factors can have an impact on Linwood, NJ car insurance? There are several reasons why Linwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Linwood, New Jersey.

Commute Time in Linwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Linwood, NJ is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Linwood, NJ

Ready to find affordable Linwood, New Jersey car insurance today? Enter your ZIP code for fast, free Linwood, NJ car insurance quotes.

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