Compare Linwood, NY Car Insurance Rates (2021)

Car insurance in Linwood, NY averages $256 a month. Linwood, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Linwood car insurance rates, compare quotes from the top car insurance companies in Linwood, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Linwood, NY after a DUI are $4,022/year
  • The cheapest car insurance company in Linwood for teen drivers is GEICO
  • The cheapest car insurance company in Linwood is GEICO

If you need to buy Linwood, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Linwood, NY is right here.

You’ll find Linwood car insurance rates, the cheapest Linwood, NY car insurance companies, and information on New York car insurance laws. You can also compare Linwood, New York car insurance rates to Syracuse car insurance rates, Rochester car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Linwood, NY car insurance today? Enter your ZIP code for fast, free Linwood car insurance quotes.

Cheapest Linwood, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Linwood, NY car insurance rates? Every Linwood, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Linwood, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,124 $2,102 $2,132 $6,328 $6,779 $2,244 $2,263
GEICO $1,236 $1,190 $1,201 $1,183 $2,528 $3,647 $1,117 $1,146
Liberty Mutual $3,225 $3,225 $3,003 $3,003 $6,212 $10,081 $3,225 $3,432
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,636 $1,544 $1,332 $1,346 $5,482 $6,126 $2,113 $2,065
State Farm $2,300 $2,300 $2,003 $2,003 $6,682 $8,622 $2,524 $2,661
Travelers $2,402 $2,449 $2,162 $2,339 $5,290 $6,272 $2,550 $2,673
USAA $1,442 $1,419 $1,306 $1,310 $5,683 $6,773 $1,844 $2,037

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Minimum Car Insurance in Linwood, NY

Every driver must carry the minimum car insurance in Linwood, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Linwood, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Linwood, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Linwood, NY. Compare credit history car insurance rates in Linwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Linwood, New York

Insurance Company Poor Fair Good
Allstate $4,684 $2,758 $2,392
GEICO $2,074 $1,526 $1,368
Liberty Mutual $6,178 $4,053 $3,046
Nationwide $2,883 $2,883 $2,883
Progressive $4,251 $2,227 $1,639
State Farm $5,136 $3,220 $2,555
Travelers $4,486 $2,839 $2,477
USAA $4,201 $2,113 $1,867

Cheapest Linwood, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Linwood, NY to rates for a clean record with top companies.

Annual Linwood, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,803 $2,803 $4,015 $3,490
GEICO $1,321 $1,438 $2,545 $1,321
Liberty Mutual $3,575 $3,575 $6,979 $3,575
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,634 $2,634 $2,904 $2,650
State Farm $3,468 $3,468 $3,806 $3,806
Travelers $2,837 $3,467 $3,513 $3,251
USAA $2,429 $2,468 $3,542 $2,468

Cheapest Linwood, NY Car Insurance for Teen Drivers

Teen car insurance in Linwood, NY can be expensive. Take a look at rates from the top car insurance companies in Linwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Linwood, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,328 $6,779
GEICO $2,528 $3,647
Liberty Mutual $6,212 $10,081
Nationwide $3,830 $5,702
Progressive $5,482 $6,126
State Farm $6,682 $8,622
Travelers $5,290 $6,272
USAA $5,683 $6,773

Cheapest Linwood, NY Car Insurance for Seniors

Take a look at Linwood, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Linwood, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,102 $2,132
GEICO $1,201 $1,183
Liberty Mutual $3,003 $3,003
Nationwide $2,075 $2,075
Progressive $1,332 $1,346
State Farm $2,003 $2,003
Travelers $2,162 $2,339
USAA $1,306 $1,310

Cheapest Linwood, NY Car Insurance Rates After a DUI

A DUI in Linwood, NY increases car insurance rates. Compare Linwood, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Linwood, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,015
GEICO $2,545
Liberty Mutual $6,979
Nationwide $4,869
Progressive $2,904
State Farm $3,806
Travelers $3,513
USAA $3,542

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Cheapest Linwood, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Linwood, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Linwood, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,234 $3,321
GEICO $1,608 $1,704
Liberty Mutual $4,302 $4,549
Nationwide $2,883 $2,883
Progressive $2,706 $2,706
State Farm $3,507 $3,767
Travelers $3,267 $3,267
USAA $2,699 $2,754

The Best Cheap Car Insurance Companies in Linwood, NY

Take a look at a side-by-side comparison of the top car insurance companies in Linwood, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Linwood, New York

Insurance Company Average Annual Rates
Allstate $3,278
GEICO $1,656
Liberty Mutual $4,426
Nationwide $2,883
Progressive $2,706
State Farm $3,637
Travelers $3,267
USAA $2,727

Category Winners: Cheapest Car Insurance in Linwood, New York

Find the cheapest car insurance companies in Linwood, NY for each category right here.

Best Annual Car Insurance Rates by Company in Linwood, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Linwood, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Linwood car insurance rates. Find the cheapest Linwood, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Linwood, New York

Insurance Company Low Medium High
Allstate $3,094 $3,267 $3,472
GEICO $1,574 $1,652 $1,743
Liberty Mutual $4,235 $4,411 $4,631
Nationwide $2,726 $2,861 $3,062
Progressive $2,576 $2,694 $2,846
State Farm $3,446 $3,659 $3,806
Travelers $3,102 $3,234 $3,466
USAA $2,650 $2,714 $2,817

Compare Car Insurance Quotes in Linwood, NY

Ready to find affordable Linwood, New York car insurance today? Enter your ZIP code for fast, free Linwood, NY car insurance quotes.

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