Compare Lipan, TX Car Insurance Rates (2021)

Car insurance in Lipan, TX averages $321 a month. Lipan, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lipan car insurance rates, compare quotes from the top car insurance companies in Lipan, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lipan, TX are $3,855/year
  • The cheapest car insurance company in Lipan for teen drivers is USAA
  • The cheapest car insurance company in Lipan is USAA

If you need to buy Lipan, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Lipan, TX is right here.

You’ll find Lipan car insurance rates, the cheapest Lipan, TX car insurance companies, and information on Texas car insurance laws. You can also compare Lipan, Texas car insurance rates to Arlington car insurance rates, Austin car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Lipan, TX car insurance today? Enter your ZIP code for fast, free Lipan car insurance quotes.

Cheapest Lipan, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lipan, TX car insurance rates? Every Lipan, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lipan, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,573 $3,603 $3,531 $3,531 $9,366 $11,294 $4,407 $4,584
American Family $2,434 $2,696 $2,245 $2,557 $6,163 $8,073 $3,437 $3,909
GEICO $2,374 $2,559 $2,291 $2,579 $5,200 $5,444 $2,568 $2,580
Nationwide $2,569 $2,613 $2,267 $2,402 $7,325 $9,412 $3,021 $3,271
Progressive $2,618 $2,485 $2,333 $2,377 $11,145 $12,417 $3,107 $3,147
State Farm $2,001 $2,001 $1,785 $1,785 $4,865 $6,216 $2,180 $2,250
USAA $1,547 $1,558 $1,476 $1,468 $4,292 $4,682 $2,058 $2,212

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Minimum Car Insurance in Lipan, TX

Every driver must carry the minimum car insurance in Lipan, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Lipan, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lipan, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lipan, TX. Compare credit history car insurance rates in Lipan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lipan, Texas

Insurance Company Poor Fair Good
Allstate $6,992 $5,103 $4,364
American Family $5,447 $3,400 $2,970
GEICO $4,935 $2,796 $1,867
Nationwide $4,938 $3,958 $3,434
Progressive $5,566 $4,822 $4,473
State Farm $4,085 $2,543 $2,027
USAA $3,550 $2,043 $1,642

Cheapest Lipan, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lipan, TX to rates for a clean record with top companies.

Annual Lipan, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,263 $6,580 $6,840 $4,263
American Family $3,601 $4,554 $4,002 $3,601
GEICO $2,717 $3,597 $2,996 $3,488
Nationwide $3,562 $3,562 $5,289 $4,026
Progressive $4,315 $5,597 $5,039 $4,863
State Farm $2,557 $2,942 $3,485 $2,557
USAA $1,802 $2,653 $3,124 $2,068

Cheapest Lipan, TX Car Insurance for Teen Drivers

Teen car insurance in Lipan, TX can be expensive. Take a look at rates from the top car insurance companies in Lipan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lipan, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,366 $11,294
American Family $6,163 $8,073
GEICO $5,200 $5,444
Nationwide $7,325 $9,412
Progressive $11,145 $12,417
State Farm $4,865 $6,216
USAA $4,292 $4,682

Cheapest Lipan, TX Car Insurance for Seniors

Take a look at Lipan, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lipan, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,531 $3,531
American Family $2,245 $2,557
GEICO $2,291 $2,579
Nationwide $2,267 $2,402
Progressive $2,333 $2,377
State Farm $1,785 $1,785
USAA $1,476 $1,468

Cheapest Lipan, TX Car Insurance Rates After a DUI

A DUI in Lipan, TX increases car insurance rates. Compare Lipan, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lipan, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,840
American Family $4,002
GEICO $2,996
Nationwide $5,289
Progressive $5,039
State Farm $3,485
USAA $3,124

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Cheapest Lipan, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lipan, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lipan, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,354 $5,618
American Family $3,939 $3,939
GEICO $3,143 $3,256
Nationwide $4,110 $4,110
Progressive $4,954 $4,954
State Farm $2,885 $2,885
USAA $2,381 $2,442

The Best Cheap Car Insurance Companies in Lipan, TX

Take a look at a side-by-side comparison of the top car insurance companies in Lipan, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lipan, Texas

Insurance Company Average Annual Rates
Allstate $5,486
American Family $3,939
GEICO $3,200
Nationwide $4,110
Progressive $4,954
State Farm $2,885
USAA $2,412

Category Winners: Cheapest Car Insurance in Lipan, Texas

Find the cheapest car insurance companies in Lipan, TX for each category right here.

Best Annual Car Insurance Rates by Company in Lipan, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Lipan, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lipan car insurance rates. Find the cheapest Lipan, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lipan, Texas

Insurance Company Low Medium High
Allstate $5,335 $5,430 $5,694
American Family $3,676 $3,797 $4,344
GEICO $3,052 $3,168 $3,378
Nationwide $4,433 $3,933 $3,964
Progressive $4,719 $4,931 $5,211
State Farm $2,745 $2,881 $3,030
USAA $2,333 $2,403 $2,499

What affects car insurance rates in Lipan, Texas?

What factors can have an impact on Lipan, TX car insurance? There are several reasons why Lipan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lipan, Texas.

Commute Time in Lipan

The more time you spend in your car the higher the risk of an accident. The average commute length in Lipan, TX is 35.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lipan, TX

Ready to find affordable Lipan, Texas car insurance today? Enter your ZIP code for fast, free Lipan, TX car insurance quotes.

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