Compare Litchfield, CA Car Insurance Rates (2021)

Car insurance in Litchfield, CA averages $256 a month. Litchfield, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Litchfield car insurance rates, compare quotes from the top car insurance companies in Litchfield, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Litchfield is USAA
  • Average car insurance rates in Litchfield, CA after a DUI are $4,270/year
  • Average car insurance rates in Litchfield, CA are $3,072/year

If you need to buy Litchfield, California car insurance, the options can be confusing. Everything you need to know about car insurance in Litchfield, CA is right here.

You’ll find Litchfield car insurance rates, the cheapest Litchfield, CA car insurance companies, and information on California car insurance laws. You can also compare Litchfield, California car insurance rates to Fresno car insurance rates, Oakland car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Litchfield, CA car insurance today? Enter your ZIP code for fast, free Litchfield car insurance quotes.

Cheapest Litchfield, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Litchfield, CA car insurance rates? Every Litchfield, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Litchfield, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,087 $2,100 $1,518 $1,547 $5,593 $7,042 $2,697 $3,004
Farmers $2,416 $2,416 $2,170 $2,170 $7,686 $12,633 $2,860 $3,181
GEICO $1,742 $1,744 $1,639 $1,639 $5,253 $5,363 $2,496 $2,566
Liberty Mutual $2,224 $2,112 $2,059 $1,998 $4,863 $5,155 $2,516 $2,530
Nationwide $2,800 $2,683 $2,425 $2,297 $6,939 $7,675 $3,327 $3,310
Progressive $1,532 $1,580 $1,272 $1,523 $3,950 $4,808 $2,185 $2,355
State Farm $2,290 $2,290 $2,042 $2,042 $4,137 $5,142 $2,527 $2,604
Travelers $2,070 $2,016 $1,827 $1,807 $4,085 $4,745 $2,672 $2,629
USAA $1,669 $1,582 $1,630 $1,637 $3,780 $3,794 $2,302 $2,177

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Minimum Car Insurance in Litchfield, CA

Every driver must carry the minimum car insurance in Litchfield, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Litchfield, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Litchfield, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Litchfield, CA to rates for a clean record with top companies.

Annual Litchfield, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,932 $3,254 $5,079 $2,529
Farmers $3,282 $4,470 $5,574 $4,440
GEICO $1,966 $3,012 $3,803 $2,439
Liberty Mutual $2,545 $3,411 $3,076 $2,696
Nationwide $2,747 $3,516 $5,950 $3,516
Progressive $1,583 $2,657 $3,091 $2,272
State Farm $2,052 $2,451 $4,649 $2,385
Travelers $1,861 $2,942 $3,449 $2,674
USAA $1,545 $2,292 $3,756 $1,692

Cheapest Litchfield, CA Car Insurance for Teen Drivers

Teen car insurance in Litchfield, CA can be expensive. Take a look at rates from the top car insurance companies in Litchfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Litchfield, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,593 $7,042
Farmers $7,686 $12,633
GEICO $5,253 $5,363
Liberty Mutual $4,863 $5,155
Nationwide $6,939 $7,675
Progressive $3,950 $4,808
State Farm $4,137 $5,142
Travelers $4,085 $4,745
USAA $3,780 $3,794

Cheapest Litchfield, CA Car Insurance for Seniors

Take a look at Litchfield, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Litchfield, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,518 $1,547
Farmers $2,170 $2,170
GEICO $1,639 $1,639
Liberty Mutual $2,059 $1,998
Nationwide $2,425 $2,297
Progressive $1,272 $1,523
State Farm $2,042 $2,042
Travelers $1,827 $1,807
USAA $1,630 $1,637

Cheapest Litchfield, CA Car Insurance Rates After a DUI

A DUI in Litchfield, CA increases car insurance rates. Compare Litchfield, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Litchfield, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,079
Farmers $5,574
GEICO $3,803
Liberty Mutual $3,076
Nationwide $5,950
Progressive $3,091
State Farm $4,649
Travelers $3,449
USAA $3,756

Cheapest Litchfield, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Litchfield, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Litchfield, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,888 $3,509
Farmers $4,031 $4,852
GEICO $2,549 $3,061
Liberty Mutual $2,693 $3,172
Nationwide $3,478 $4,386
Progressive $2,182 $2,619
State Farm $2,778 $2,991
Travelers $2,461 $3,002
USAA $2,139 $2,504

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The Best Cheap Car Insurance Companies in Litchfield, CA

Take a look at a side-by-side comparison of the top car insurance companies in Litchfield, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Litchfield, California

Insurance Company Average Annual Rates
Allstate $3,199
Farmers $4,442
GEICO $2,805
Liberty Mutual $2,932
Nationwide $3,932
Progressive $2,401
State Farm $2,884
Travelers $2,731
USAA $2,321

Category Winners: Cheapest Car Insurance in Litchfield, California

Find the cheapest car insurance companies in Litchfield, CA for each category right here.

Best Annual Car Insurance Rates by Company in Litchfield, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Litchfield, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Litchfield car insurance rates. Find the cheapest Litchfield, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Litchfield, California

Insurance Company Low Medium High
Allstate $3,041 $3,224 $3,331
Farmers $4,151 $4,473 $4,700
GEICO $2,554 $2,832 $3,030
Liberty Mutual $2,749 $2,956 $3,091
Nationwide $3,583 $3,989 $4,224
Progressive $2,228 $2,454 $2,520
State Farm $2,629 $2,922 $3,102
Travelers $2,456 $2,789 $2,950
USAA $2,106 $2,366 $2,493

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What affects car insurance rates in Litchfield, California?

What factors can have an impact on Litchfield, CA car insurance? There are several reasons why Litchfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Litchfield, California.

Commute Time in Litchfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Litchfield, CA is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Litchfield, CA

Ready to find affordable Litchfield, California car insurance today? Enter your ZIP code for fast, free Litchfield, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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