Compare Lithopolis, OH Car Insurance Rates (2021)

Car insurance in Lithopolis, OH averages $247 a month. Lithopolis, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lithopolis car insurance rates, compare quotes from the top car insurance companies in Lithopolis, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lithopolis is American Family
  • Average car insurance rates in Lithopolis, OH after a DUI are $3,436/year
  • The cheapest car insurance company in Lithopolis for teen drivers is USAA

If you need to buy Lithopolis, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Lithopolis, OH is right here.

You’ll find Lithopolis car insurance rates, the cheapest Lithopolis, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Lithopolis, Ohio car insurance rates to Lorain car insurance rates, Akron car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Lithopolis, OH car insurance today? Enter your ZIP code for fast, free Lithopolis car insurance quotes.

Cheapest Lithopolis, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lithopolis, OH car insurance rates? Every Lithopolis, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lithopolis, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,261 $2,249 $2,040 $2,181 $6,350 $7,274 $2,372 $2,531
American Family $961 $997 $884 $886 $3,077 $3,339 $1,193 $1,258
Farmers $1,970 $1,963 $1,735 $1,834 $8,767 $9,097 $2,199 $2,286
GEICO $1,334 $1,296 $1,251 $1,264 $3,589 $3,339 $1,483 $1,255
Liberty Mutual $2,059 $2,248 $1,585 $1,926 $10,674 $12,059 $2,195 $2,400
Nationwide $2,215 $2,226 $1,999 $2,013 $5,680 $7,325 $2,374 $2,764
Progressive $1,879 $1,761 $1,565 $1,617 $8,545 $9,620 $2,245 $2,324
State Farm $1,706 $1,706 $1,531 $1,531 $5,414 $6,795 $1,985 $2,279
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $963 $971 $913 $914 $2,966 $3,308 $1,291 $1,397

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Minimum Car Insurance in Lithopolis, OH

Every driver must carry the minimum car insurance in Lithopolis, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Lithopolis, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lithopolis, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lithopolis, OH. Compare credit history car insurance rates in Lithopolis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lithopolis, Ohio

Insurance Company Poor Fair Good
Allstate $4,379 $3,187 $2,656
American Family $2,094 $1,424 $1,205
Farmers $4,221 $3,572 $3,401
GEICO $2,220 $1,851 $1,483
Liberty Mutual $6,299 $3,857 $3,024
Nationwide $4,013 $3,232 $2,728
Progressive $4,135 $3,589 $3,360
State Farm $4,089 $2,526 $1,990
Travelers $3,600 $3,129 $2,920
USAA $2,069 $1,460 $1,242

Cheapest Lithopolis, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lithopolis, OH to rates for a clean record with top companies.

Annual Lithopolis, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $3,460 $4,074 $3,239
American Family $1,508 $1,597 $1,597 $1,597
Farmers $3,078 $3,966 $3,868 $4,013
GEICO $1,256 $1,814 $2,629 $1,707
Liberty Mutual $3,695 $4,732 $4,840 $4,306
Nationwide $2,663 $3,389 $4,300 $2,945
Progressive $3,182 $4,342 $3,391 $3,864
State Farm $2,608 $3,128 $2,868 $2,868
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,222 $1,637 $2,149 $1,354

Cheapest Lithopolis, OH Car Insurance for Teen Drivers

Teen car insurance in Lithopolis, OH can be expensive. Take a look at rates from the top car insurance companies in Lithopolis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lithopolis, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,350 $7,274
American Family $3,077 $3,339
Farmers $8,767 $9,097
GEICO $3,589 $3,339
Liberty Mutual $10,674 $12,059
Nationwide $5,680 $7,325
Progressive $8,545 $9,620
State Farm $5,414 $6,795
Travelers $6,362 $10,023
USAA $2,966 $3,308

Cheapest Lithopolis, OH Car Insurance for Seniors

Take a look at Lithopolis, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lithopolis, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,040 $2,181
American Family $884 $886
Farmers $1,735 $1,834
GEICO $1,251 $1,264
Liberty Mutual $1,585 $1,926
Nationwide $1,999 $2,013
Progressive $1,565 $1,617
State Farm $1,531 $1,531
Travelers $1,482 $1,476
USAA $913 $914

Cheapest Lithopolis, OH Car Insurance Rates After a DUI

A DUI in Lithopolis, OH increases car insurance rates. Compare Lithopolis, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lithopolis, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,074
American Family $1,597
Farmers $3,868
GEICO $2,629
Liberty Mutual $4,840
Nationwide $4,300
Progressive $3,391
State Farm $2,868
Travelers $4,649
USAA $2,149

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Cheapest Lithopolis, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lithopolis, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lithopolis, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,407 $3,407
American Family $1,555 $1,594
Farmers $3,731 $3,731
GEICO $1,819 $1,883
Liberty Mutual $4,393 $4,393
Nationwide $3,324 $3,324
Progressive $3,695 $3,695
State Farm $2,797 $2,940
Travelers $3,216 $3,216
USAA $1,530 $1,651

The Best Cheap Car Insurance Companies in Lithopolis, OH

Take a look at a side-by-side comparison of the top car insurance companies in Lithopolis, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lithopolis, Ohio

Insurance Company Average Annual Rates
Allstate $3,407
American Family $1,574
Farmers $3,731
GEICO $1,851
Liberty Mutual $4,393
Nationwide $3,324
Progressive $3,695
State Farm $2,868
Travelers $3,216
USAA $1,590

Category Winners: Cheapest Car Insurance in Lithopolis, Ohio

Find the cheapest car insurance companies in Lithopolis, OH for each category right here.

Best Annual Car Insurance Rates by Company in Lithopolis, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lithopolis, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lithopolis car insurance rates. Find the cheapest Lithopolis, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lithopolis, Ohio

Insurance Company Low Medium High
Allstate $3,299 $3,401 $3,522
American Family $1,546 $1,587 $1,591
Farmers $3,524 $3,673 $3,997
GEICO $1,793 $1,843 $1,917
Liberty Mutual $4,236 $4,414 $4,530
Nationwide $3,678 $3,222 $3,073
Progressive $3,540 $3,662 $3,882
State Farm $2,725 $2,878 $3,002
Travelers $3,140 $3,257 $3,251
USAA $1,525 $1,589 $1,657

What affects car insurance rates in Lithopolis, Ohio?

What factors can have an impact on Lithopolis, OH car insurance? There are several reasons why Lithopolis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lithopolis, Ohio.

Car Theft in Lithopolis

High levels of vehicle theft can make car insurance more expensive. Lithopolis, OH car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Lithopolis

The more time you spend in your car the higher the risk of an accident. The average commute length in Lithopolis, OH is 30.0 minutes according to City-Data.

Compare Car Insurance Quotes in Lithopolis, OH

Ready to find affordable Lithopolis, Ohio car insurance today? Enter your ZIP code for fast, free Lithopolis, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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