Compare Little Cedar, IA Car Insurance Rates (2021)

Car insurance in Little Cedar, IA averages $242 a month. Little Cedar, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Little Cedar car insurance rates, compare quotes from the top car insurance companies in Little Cedar, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Little Cedar is USAA
  • Average car insurance rates in Little Cedar, IA are $2,901/year
  • Average car insurance rates in Little Cedar, IA after a DUI are $3,504/year

If you need to buy Little Cedar, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Little Cedar, IA is right here.

You’ll find Little Cedar car insurance rates, the cheapest Little Cedar, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Little Cedar, Iowa car insurance rates to Iowa City car insurance rates, West Des Moines car insurance rates, and Ames car insurance rates.

Ready to find affordable Little Cedar, IA car insurance today? Enter your ZIP code for fast, free Little Cedar car insurance quotes.

Cheapest Little Cedar, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Little Cedar, IA car insurance rates? Every Little Cedar, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Little Cedar, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,594 $1,545 $1,312 $1,360 $3,730 $4,218 $1,918 $2,071
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,358 $2,411 $2,262 $2,279 $10,239 $16,416 $2,441 $2,918
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

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Minimum Car Insurance in Little Cedar, IA

Every driver must carry the minimum car insurance in Little Cedar, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Little Cedar, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Little Cedar, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Little Cedar, IA. Compare credit history car insurance rates in Little Cedar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Little Cedar, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,834 $2,819 $2,370
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,637 $2,113 $1,906
State Farm $3,113 $1,926 $1,519
Travelers $5,815 $4,958 $4,724
USAA $2,504 $1,720 $1,490

Cheapest Little Cedar, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Little Cedar, IA to rates for a clean record with top companies.

Annual Little Cedar, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,171 $3,180 $4,126 $2,553
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,791 $2,903 $1,939 $2,241
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,790 $5,017 $6,700 $5,156
USAA $1,454 $1,954 $2,541 $1,670

Cheapest Little Cedar, IA Car Insurance for Teen Drivers

Teen car insurance in Little Cedar, IA can be expensive. Take a look at rates from the top car insurance companies in Little Cedar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Little Cedar, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,181 $7,262
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,730 $4,218
State Farm $3,825 $4,856
Travelers $10,239 $16,416
USAA $3,450 $3,663

Cheapest Little Cedar, IA Car Insurance for Seniors

Take a look at Little Cedar, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Little Cedar, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,734 $1,734
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,312 $1,360
State Farm $1,254 $1,254
Travelers $2,262 $2,279
USAA $1,166 $1,188

Cheapest Little Cedar, IA Car Insurance Rates After a DUI

A DUI in Little Cedar, IA increases car insurance rates. Compare Little Cedar, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Little Cedar, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,126
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,939
State Farm $2,186
Travelers $6,700
USAA $2,541

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Cheapest Little Cedar, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Little Cedar, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Little Cedar, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,973 $3,043
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,219 $2,219
State Farm $2,133 $2,239
Travelers $5,166 $5,166
USAA $1,835 $1,974

The Best Cheap Car Insurance Companies in Little Cedar, IA

Take a look at a side-by-side comparison of the top car insurance companies in Little Cedar, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Little Cedar, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,008
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,219
State Farm $2,186
Travelers $5,166
USAA $1,905

Category Winners: Cheapest Car Insurance in Little Cedar, Iowa

Find the cheapest car insurance companies in Little Cedar, IA for each category right here.

Best Annual Car Insurance Rates by Company in Little Cedar, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Little Cedar, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Little Cedar car insurance rates. Find the cheapest Little Cedar, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Little Cedar, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,024 $3,174 $2,824
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $2,105 $2,224 $2,327
State Farm $2,083 $2,198 $2,277
Travelers $4,858 $5,244 $5,395
USAA $1,809 $1,911 $1,995

Compare Car Insurance Quotes in Little Cedar, IA

Ready to find affordable Little Cedar, Iowa car insurance today? Enter your ZIP code for fast, free Little Cedar, IA car insurance quotes.

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