Compare Little Lake, MI Car Insurance Rates (2021)

Car insurance in Little Lake, MI averages $703 a month. Little Lake, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Little Lake car insurance rates, compare quotes from the top car insurance companies in Little Lake, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Little Lake, MI are $8,433/year
  • Average car insurance rates in Little Lake, MI after a DUI are $13,947/year
  • The cheapest car insurance company in Little Lake is USAA

If you need to buy Little Lake, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Little Lake, MI is right here.

You’ll find Little Lake car insurance rates, the cheapest Little Lake, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Little Lake, Michigan car insurance rates to Troy car insurance rates, Livonia car insurance rates, and Detroit car insurance rates.

Ready to find affordable Little Lake, MI car insurance today? Enter your ZIP code for fast, free Little Lake car insurance quotes.

Cheapest Little Lake, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Little Lake, MI car insurance rates? Every Little Lake, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Little Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,356 $3,356 $3,123 $3,123 $7,560 $7,560 $3,768 $3,768
GEICO $3,303 $3,303 $3,325 $3,325 $9,251 $9,251 $3,167 $3,167
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,451 $2,318 $2,172 $2,381 $8,835 $9,526 $2,854 $2,718
State Farm $5,778 $5,778 $5,342 $5,342 $20,051 $20,051 $6,781 $6,781
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,528 $2,417 $2,374 $2,258 $6,232 $5,983 $3,105 $3,010

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Minimum Car Insurance in Little Lake, MI

Every driver must carry the minimum car insurance in Little Lake, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Little Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Little Lake, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Little Lake, MI. Compare credit history car insurance rates in Little Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Little Lake, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,801 $3,920 $3,634
GEICO $6,113 $4,503 $3,670
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $4,770 $4,035 $3,665
State Farm $15,363 $7,794 $5,307
Travelers $7,919 $7,680 $7,583
USAA $5,217 $2,972 $2,277

Cheapest Little Lake, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Little Lake, MI to rates for a clean record with top companies.

Annual Little Lake, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,751 $4,765 $4,698 $4,593
GEICO $1,736 $3,557 $10,615 $3,140
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,559 $4,602 $4,153 $4,313
State Farm $6,063 $7,254 $15,594 $9,041
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,494 $4,591 $3,061

Cheapest Little Lake, MI Car Insurance for Teen Drivers

Teen car insurance in Little Lake, MI can be expensive. Take a look at rates from the top car insurance companies in Little Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Little Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,560 $7,560
GEICO $9,251 $9,251
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $8,835 $9,526
State Farm $20,051 $20,051
Travelers $15,616 $15,616
USAA $6,232 $5,983

Cheapest Little Lake, MI Car Insurance for Seniors

Take a look at Little Lake, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Little Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,123 $3,123
GEICO $3,325 $3,325
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,172 $2,381
State Farm $5,342 $5,342
Travelers $4,461 $4,461
USAA $2,374 $2,258

Cheapest Little Lake, MI Car Insurance Rates After a DUI

A DUI in Little Lake, MI increases car insurance rates. Compare Little Lake, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Little Lake, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $4,698
GEICO $10,615
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,153
State Farm $15,594
Travelers $12,018
USAA $4,591

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Cheapest Little Lake, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Little Lake, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Little Lake, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,452 $4,452
GEICO $4,651 $4,873
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,157 $4,157
State Farm $9,241 $9,735
Travelers $7,683 $7,771
USAA $3,449 $3,528

The Best Cheap Car Insurance Companies in Little Lake, MI

Take a look at a side-by-side comparison of the top car insurance companies in Little Lake, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Little Lake, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,452
GEICO $4,762
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,157
State Farm $9,488
Travelers $7,727
USAA $3,489

Category Winners: Cheapest Car Insurance in Little Lake, Michigan

Find the cheapest car insurance companies in Little Lake, MI for each category right here.

Best Annual Car Insurance Rates by Company in Little Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Little Lake, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Little Lake car insurance rates. Find the cheapest Little Lake, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Little Lake, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,343 $4,442 $4,571
GEICO $4,454 $4,720 $5,112
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,034 $4,163 $4,274
State Farm $9,057 $9,541 $9,866
Travelers $7,640 $7,737 $7,805
USAA $3,380 $3,498 $3,588

Compare Car Insurance Quotes in Little Lake, MI

Ready to find affordable Little Lake, Michigan car insurance today? Enter your ZIP code for fast, free Little Lake, MI car insurance quotes.

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