Compare Little Rock, IA Car Insurance Rates (2021)

Car insurance in Little Rock, IA averages $245 a month. Little Rock, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Little Rock car insurance rates, compare quotes from the top car insurance companies in Little Rock, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Little Rock is USAA
  • Average car insurance rates in Little Rock, IA after a DUI are $3,542/year
  • Average car insurance rates in Little Rock, IA are $2,939/year

If you need to buy Little Rock, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Little Rock, IA is right here.

You’ll find Little Rock car insurance rates, the cheapest Little Rock, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Little Rock, Iowa car insurance rates to Sioux City car insurance rates, Davenport car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Little Rock, IA car insurance today? Enter your ZIP code for fast, free Little Rock car insurance quotes.

Cheapest Little Rock, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Little Rock, IA car insurance rates? Every Little Rock, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Little Rock, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,662 $1,602 $1,371 $1,423 $4,011 $4,531 $1,995 $2,149
State Farm $1,336 $1,336 $1,179 $1,179 $3,678 $4,661 $1,503 $1,711
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

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Minimum Car Insurance in Little Rock, IA

Every driver must carry the minimum car insurance in Little Rock, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Little Rock, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Little Rock, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Little Rock, IA. Compare credit history car insurance rates in Little Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Little Rock, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,829 $2,814 $2,365
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,772 $2,236 $2,022
State Farm $2,951 $1,826 $1,441
Travelers $5,914 $5,049 $4,812
USAA $2,427 $1,667 $1,444

Cheapest Little Rock, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Little Rock, IA to rates for a clean record with top companies.

Annual Little Rock, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,886 $3,079 $2,048 $2,360
State Farm $1,914 $2,231 $2,073 $2,073
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,411 $1,893 $2,461 $1,619

Cheapest Little Rock, IA Car Insurance for Teen Drivers

Teen car insurance in Little Rock, IA can be expensive. Take a look at rates from the top car insurance companies in Little Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Little Rock, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,158 $7,244
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $4,011 $4,531
State Farm $3,678 $4,661
Travelers $10,512 $16,825
USAA $3,318 $3,528

Cheapest Little Rock, IA Car Insurance for Seniors

Take a look at Little Rock, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Little Rock, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,371 $1,423
State Farm $1,179 $1,179
Travelers $2,295 $2,303
USAA $1,136 $1,161

Cheapest Little Rock, IA Car Insurance Rates After a DUI

A DUI in Little Rock, IA increases car insurance rates. Compare Little Rock, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Little Rock, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,120
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $2,048
State Farm $2,073
Travelers $6,840
USAA $2,461

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Cheapest Little Rock, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Little Rock, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Little Rock, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,968 $3,038
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,343 $2,343
State Farm $2,022 $2,123
Travelers $5,258 $5,258
USAA $1,779 $1,913

The Best Cheap Car Insurance Companies in Little Rock, IA

Take a look at a side-by-side comparison of the top car insurance companies in Little Rock, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Little Rock, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,343
State Farm $2,073
Travelers $5,258
USAA $1,846

Category Winners: Cheapest Car Insurance in Little Rock, Iowa

Find the cheapest car insurance companies in Little Rock, IA for each category right here.

Best Annual Car Insurance Rates by Company in Little Rock, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Little Rock, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Little Rock car insurance rates. Find the cheapest Little Rock, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Little Rock, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,020 $3,170 $2,819
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,190 $2,350 $2,490
State Farm $1,962 $2,086 $2,170
Travelers $4,920 $5,340 $5,515
USAA $1,748 $1,852 $1,938

What affects car insurance rates in Little Rock, Iowa?

What factors can have an impact on Little Rock, IA car insurance? There are several reasons why Little Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Little Rock, Iowa.

Commute Time in Little Rock

The more time you spend in your car the higher the risk of an accident. The average commute length in Little Rock, IA is 23.6 minutes according to City-Data.

Traffic in Little Rock

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Little Rock, IA traffic data from INRIX ranks Little Rock as the 624th-most congested in the world.

Compare Car Insurance Quotes in Little Rock, IA

Ready to find affordable Little Rock, Iowa car insurance today? Enter your ZIP code for fast, free Little Rock, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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