Compare Little Rock, MS Car Insurance Rates (2021)

Car insurance in Little Rock, MS averages $289 a month. Little Rock, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Little Rock car insurance rates, compare quotes from the top car insurance companies in Little Rock, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Little Rock, MS are $3,471/year
  • The cheapest car insurance company in Little Rock is USAA
  • The cheapest car insurance company in Little Rock for teen drivers is USAA

If you need to buy Little Rock, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Little Rock, MS is right here.

You’ll find Little Rock car insurance rates, the cheapest Little Rock, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Little Rock, Mississippi car insurance rates to Gulfport car insurance rates, Oxford car insurance rates, and Biloxi car insurance rates.

Ready to find affordable Little Rock, MS car insurance today? Enter your ZIP code for fast, free Little Rock car insurance quotes.

Cheapest Little Rock, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Little Rock, MS car insurance rates? Every Little Rock, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Little Rock, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,647 $2,532 $2,370 $2,423 $10,385 $11,082 $2,999 $3,074
GEICO $2,802 $2,650 $2,549 $2,369 $7,028 $6,669 $4,705 $2,273
Liberty Mutual $2,636 $2,853 $2,118 $2,375 $9,424 $10,479 $2,804 $2,955
Nationwide $1,891 $1,944 $1,699 $1,800 $3,741 $4,752 $2,137 $2,311
Progressive $2,314 $2,144 $1,898 $1,831 $8,400 $9,368 $2,371 $2,451
State Farm $1,650 $1,650 $1,475 $1,475 $4,734 $5,939 $1,837 $2,097
Travelers $1,741 $1,771 $1,661 $1,658 $7,730 $12,142 $1,828 $2,122
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

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Minimum Car Insurance in Little Rock, MS

Every driver must carry the minimum car insurance in Little Rock, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Little Rock, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Little Rock, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Little Rock, MS. Compare credit history car insurance rates in Little Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Little Rock, Mississippi

Insurance Company Poor Fair Good
Allstate $5,432 $4,806 $3,829
GEICO $5,851 $3,315 $2,475
Liberty Mutual $6,392 $3,905 $3,069
Nationwide $2,972 $2,422 $2,209
Progressive $4,364 $3,721 $3,457
State Farm $3,755 $2,280 $1,786
Travelers $4,352 $3,548 $3,595
USAA $2,626 $1,714 $1,431

Cheapest Little Rock, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Little Rock, MS to rates for a clean record with top companies.

Annual Little Rock, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,661 $5,649 $4,483
GEICO $2,420 $3,665 $5,566 $3,872
Liberty Mutual $3,166 $5,042 $5,169 $4,445
Nationwide $2,033 $2,582 $3,276 $2,246
Progressive $3,297 $4,425 $3,792 $3,874
State Farm $2,372 $2,895 $2,581 $2,581
Travelers $3,345 $3,503 $4,820 $3,659
USAA $1,505 $1,919 $2,599 $1,673

Cheapest Little Rock, MS Car Insurance for Teen Drivers

Teen car insurance in Little Rock, MS can be expensive. Take a look at rates from the top car insurance companies in Little Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Little Rock, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,385 $11,082
GEICO $7,028 $6,669
Liberty Mutual $9,424 $10,479
Nationwide $3,741 $4,752
Progressive $8,400 $9,368
State Farm $4,734 $5,939
Travelers $7,730 $12,142
USAA $3,217 $3,812

Cheapest Little Rock, MS Car Insurance for Seniors

Take a look at Little Rock, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Little Rock, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,370 $2,423
GEICO $2,549 $2,369
Liberty Mutual $2,118 $2,375
Nationwide $1,699 $1,800
Progressive $1,898 $1,831
State Farm $1,475 $1,475
Travelers $1,661 $1,658
USAA $1,217 $1,230

Cheapest Little Rock, MS Car Insurance Rates After a DUI

A DUI in Little Rock, MS increases car insurance rates. Compare Little Rock, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Little Rock, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,649
GEICO $5,566
Liberty Mutual $5,169
Nationwide $3,276
Progressive $3,792
State Farm $2,581
Travelers $4,820
USAA $2,599

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Cheapest Little Rock, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Little Rock, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Little Rock, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,689
GEICO $3,869 $3,893
Liberty Mutual $4,455 $4,455
Nationwide $2,534 $2,534
Progressive $3,847 $3,847
State Farm $2,546 $2,669
Travelers $3,832 $3,832
USAA $1,865 $1,983

The Best Cheap Car Insurance Companies in Little Rock, MS

Take a look at a side-by-side comparison of the top car insurance companies in Little Rock, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Little Rock, Mississippi

Insurance Company Average Annual Rates
Allstate $4,689
GEICO $3,881
Liberty Mutual $4,455
Nationwide $2,534
Progressive $3,847
State Farm $2,607
Travelers $3,832
USAA $1,924

Category Winners: Cheapest Car Insurance in Little Rock, Mississippi

Find the cheapest car insurance companies in Little Rock, MS for each category right here.

Best Annual Car Insurance Rates by Company in Little Rock, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Little Rock, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Little Rock car insurance rates. Find the cheapest Little Rock, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Little Rock, Mississippi

Insurance Company Low Medium High
Allstate $4,462 $4,682 $4,923
GEICO $3,685 $3,904 $4,053
Liberty Mutual $4,185 $4,436 $4,746
Nationwide $2,404 $2,526 $2,673
Progressive $3,463 $3,882 $4,196
State Farm $2,465 $2,595 $2,762
Travelers $3,652 $3,855 $3,987
USAA $1,798 $1,913 $2,061

What affects car insurance rates in Little Rock, Mississippi?

What factors can have an impact on Little Rock, MS car insurance? There are several reasons why Little Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Little Rock, Mississippi.

Traffic in Little Rock

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Little Rock, MS traffic data from INRIX ranks Little Rock as the 624th-most congested in the world.

Compare Car Insurance Quotes in Little Rock, MS

Ready to find affordable Little Rock, Mississippi car insurance today? Enter your ZIP code for fast, free Little Rock, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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