Compare Little Rock, SC Car Insurance Rates (2021)

Car insurance in Little Rock, SC averages $336 a month. Little Rock, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Little Rock car insurance rates, compare quotes from the top car insurance companies in Little Rock, SC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Little Rock is State Farm
  • Average car insurance rates in Little Rock, SC are $4,037/year
  • Average car insurance rates in Little Rock, SC after a DUI are $4,606/year

If you need to buy Little Rock, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Little Rock, SC is right here.

You’ll find Little Rock car insurance rates, the cheapest Little Rock, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Little Rock, South Carolina car insurance rates to Greenville car insurance rates, Goose Creek car insurance rates, and North Charleston car insurance rates.

Ready to find affordable Little Rock, SC car insurance today? Enter your ZIP code for fast, free Little Rock car insurance quotes.

Cheapest Little Rock, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Little Rock, SC car insurance rates? Every Little Rock, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Little Rock, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,562 $2,562 $2,455 $2,455 $6,589 $8,405 $2,841 $3,089
Farmers $3,576 $3,591 $3,388 $3,713 $9,174 $10,245 $3,885 $3,925
GEICO $2,342 $2,342 $2,140 $2,140 $5,549 $5,689 $2,722 $2,785
Nationwide $2,654 $2,693 $2,384 $2,481 $6,393 $8,272 $3,001 $3,284
Progressive $2,853 $2,652 $2,440 $2,546 $11,534 $12,776 $3,288 $3,443
State Farm $1,960 $1,960 $1,767 $1,767 $5,469 $6,905 $2,197 $2,452
USAA $2,040 $2,047 $1,877 $1,882 $8,278 $9,064 $2,689 $2,838

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Little Rock, SC

Every driver must carry the minimum car insurance in Little Rock, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Little Rock, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Little Rock, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Little Rock, SC. Compare credit history car insurance rates in Little Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Little Rock, South Carolina

Insurance Company Poor Fair Good
Allstate $4,884 $3,646 $3,079
Farmers $5,979 $5,020 $4,563
GEICO $4,901 $2,636 $2,103
Nationwide $4,640 $3,752 $3,294
Progressive $5,800 $5,065 $4,709
State Farm $4,390 $2,681 $2,109
USAA $5,991 $2,948 $2,580

Cheapest Little Rock, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Little Rock, SC to rates for a clean record with top companies.

Annual Little Rock, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,919 $4,636 $4,068 $3,855
Farmers $4,343 $5,962 $4,980 $5,464
GEICO $2,457 $3,170 $4,769 $2,457
Nationwide $3,094 $4,007 $5,070 $3,410
Progressive $4,271 $6,165 $5,156 $5,173
State Farm $2,790 $3,390 $3,030 $3,030
USAA $3,034 $3,757 $5,167 $3,400

Cheapest Little Rock, SC Car Insurance for Teen Drivers

Teen car insurance in Little Rock, SC can be expensive. Take a look at rates from the top car insurance companies in Little Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Little Rock, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,589 $8,405
Farmers $9,174 $10,245
GEICO $5,549 $5,689
Nationwide $6,393 $8,272
Progressive $11,534 $12,776
State Farm $5,469 $6,905
USAA $8,278 $9,064

Cheapest Little Rock, SC Car Insurance for Seniors

Take a look at Little Rock, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Little Rock, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,455 $2,455
Farmers $3,388 $3,713
GEICO $2,140 $2,140
Nationwide $2,384 $2,481
Progressive $2,440 $2,546
State Farm $1,767 $1,767
USAA $1,877 $1,882

Cheapest Little Rock, SC Car Insurance Rates After a DUI

A DUI in Little Rock, SC increases car insurance rates. Compare Little Rock, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Little Rock, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,068
Farmers $4,980
GEICO $4,769
Nationwide $5,070
Progressive $5,156
State Farm $3,030
USAA $5,167

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Little Rock, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Little Rock, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Little Rock, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,789 $3,951
Farmers $5,187 $5,187
GEICO $3,197 $3,229
Nationwide $3,895 $3,895
Progressive $5,191 $5,191
State Farm $2,982 $3,137
USAA $3,799 $3,880

The Best Cheap Car Insurance Companies in Little Rock, SC

Take a look at a side-by-side comparison of the top car insurance companies in Little Rock, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Little Rock, South Carolina

Insurance Company Average Annual Rates
Allstate $3,870
Farmers $5,187
GEICO $3,213
Nationwide $3,895
Progressive $5,191
State Farm $3,060
USAA $3,840

Category Winners: Cheapest Car Insurance in Little Rock, South Carolina

Find the cheapest car insurance companies in Little Rock, SC for each category right here.

Best Annual Car Insurance Rates by Company in Little Rock, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Little Rock, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Little Rock car insurance rates. Find the cheapest Little Rock, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Little Rock, South Carolina

Insurance Company Low Medium High
Allstate $3,625 $3,849 $4,135
Farmers $4,622 $5,178 $5,762
GEICO $2,978 $3,178 $3,484
Nationwide $3,842 $3,897 $3,946
Progressive $4,818 $5,121 $5,635
State Farm $2,830 $3,059 $3,291
USAA $3,597 $3,834 $4,088

What affects car insurance rates in Little Rock, South Carolina?

What factors can have an impact on Little Rock, SC car insurance? There are several reasons why Little Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Little Rock, South Carolina.

Traffic in Little Rock

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Little Rock, SC traffic data from INRIX ranks Little Rock as the 624th-most congested in the world.

Compare Car Insurance Quotes in Little Rock, SC

Ready to find affordable Little Rock, South Carolina car insurance today? Enter your ZIP code for fast, free Little Rock, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption