Compare Livermore, CA Car Insurance Rates (2021)

Car insurance in Livermore, CA averages $267 a month. Livermore, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Livermore car insurance rates, compare quotes from the top car insurance companies in Livermore, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Livermore for teen drivers is Progressive
  • The cheapest car insurance company in Livermore is Progressive
  • Average car insurance rates in Livermore, CA after a DUI are $4,515/year

If you need to buy Livermore, California car insurance, the options can be confusing. Everything you need to know about car insurance in Livermore, CA is right here.

You’ll find Livermore car insurance rates, the cheapest Livermore, CA car insurance companies, and information on California car insurance laws. You can also compare Livermore, California car insurance rates to Fresno car insurance rates, Sacramento car insurance rates, and Oakland car insurance rates.

Ready to find affordable Livermore, CA car insurance today? Enter your ZIP code for fast, free Livermore car insurance quotes.

Cheapest Livermore, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Livermore, CA car insurance rates? Every Livermore, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livermore, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,715 $2,715 $1,986 $2,004 $7,594 $9,553 $3,479 $3,820
Farmers $2,225 $2,225 $2,004 $2,004 $7,103 $11,651 $2,636 $2,935
GEICO $1,618 $1,619 $1,522 $1,522 $4,919 $5,004 $2,323 $2,376
Liberty Mutual $1,967 $1,862 $1,826 $1,771 $4,252 $4,531 $2,214 $2,233
Nationwide $2,857 $2,726 $2,506 $2,361 $7,293 $8,038 $3,417 $3,373
Progressive $1,374 $1,412 $1,171 $1,384 $3,624 $4,353 $1,964 $2,107
State Farm $2,807 $2,807 $2,508 $2,508 $5,161 $6,404 $3,106 $3,203
Travelers $2,239 $2,168 $1,983 $1,963 $4,596 $5,243 $2,897 $2,839
USAA $1,808 $1,714 $1,765 $1,773 $4,093 $4,122 $2,503 $2,366

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Minimum Car Insurance in Livermore, CA

Every driver must carry the minimum car insurance in Livermore, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Livermore, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Livermore, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Livermore, CA to rates for a clean record with top companies.

Annual Livermore, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,553 $4,298 $6,732 $3,349
Farmers $3,031 $4,125 $5,138 $4,097
GEICO $1,828 $2,818 $3,538 $2,267
Liberty Mutual $2,241 $3,003 $2,711 $2,374
Nationwide $2,845 $3,644 $6,152 $3,644
Progressive $1,430 $2,419 $2,788 $2,057
State Farm $2,542 $3,032 $5,728 $2,950
Travelers $2,011 $3,244 $3,771 $2,939
USAA $1,675 $2,490 $4,074 $1,834

Cheapest Livermore, CA Car Insurance for Teen Drivers

Teen car insurance in Livermore, CA can be expensive. Take a look at rates from the top car insurance companies in Livermore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Livermore, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,594 $9,553
Farmers $7,103 $11,651
GEICO $4,919 $5,004
Liberty Mutual $4,252 $4,531
Nationwide $7,293 $8,038
Progressive $3,624 $4,353
State Farm $5,161 $6,404
Travelers $4,596 $5,243
USAA $4,093 $4,122

Cheapest Livermore, CA Car Insurance for Seniors

Take a look at Livermore, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Livermore, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,986 $2,004
Farmers $2,004 $2,004
GEICO $1,522 $1,522
Liberty Mutual $1,826 $1,771
Nationwide $2,506 $2,361
Progressive $1,171 $1,384
State Farm $2,508 $2,508
Travelers $1,983 $1,963
USAA $1,765 $1,773

Cheapest Livermore, CA Car Insurance Rates After a DUI

A DUI in Livermore, CA increases car insurance rates. Compare Livermore, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Livermore, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,732
Farmers $5,138
GEICO $3,538
Liberty Mutual $2,711
Nationwide $6,152
Progressive $2,788
State Farm $5,728
Travelers $3,771
USAA $4,074

Cheapest Livermore, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Livermore, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Livermore, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,822 $4,645
Farmers $3,718 $4,477
GEICO $2,373 $2,852
Liberty Mutual $2,372 $2,792
Nationwide $3,597 $4,546
Progressive $1,972 $2,375
State Farm $3,433 $3,693
Travelers $2,694 $3,288
USAA $2,322 $2,714

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Cheapest Livermore, CA Car Insurance Rates by ZIP Code

Livermore car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Livermore, CA.

Annual Car Insurance Rates by ZIP Code in Livermore, California

ZIP Code Average Annual Rates
94550 $4,344
94551 $4,415

The Best Cheap Car Insurance Companies in Livermore, CA

Take a look at a side-by-side comparison of the top car insurance companies in Livermore, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Livermore, California

Insurance Company Average Annual Rates
Allstate $4,233
Farmers $4,098
GEICO $2,613
Liberty Mutual $2,582
Nationwide $4,071
Progressive $2,173
State Farm $3,563
Travelers $2,991
USAA $2,518

Category Winners: Cheapest Car Insurance in Livermore, California

Find the cheapest car insurance companies in Livermore, CA for each category right here.

Best Annual Car Insurance Rates by Company in Livermore, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Livermore, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Livermore car insurance rates. Find the cheapest Livermore, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Livermore, California

Insurance Company Low Medium High
Allstate $4,022 $4,268 $4,410
Farmers $3,822 $4,130 $4,342
GEICO $2,386 $2,641 $2,810
Liberty Mutual $2,408 $2,605 $2,733
Nationwide $3,657 $4,146 $4,411
Progressive $1,947 $2,242 $2,331
State Farm $3,215 $3,622 $3,851
Travelers $2,613 $3,074 $3,286
USAA $2,295 $2,565 $2,695

What affects car insurance rates in Livermore, California?

What factors can have an impact on Livermore, CA car insurance? There are several reasons why Livermore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Livermore, California.

Car Theft in Livermore

High levels of vehicle theft can make car insurance more expensive. Livermore, CA car theft statistics from the FBI indicate 155 vehicle thefts a year.

Commute Time in Livermore

The more time you spend in your car the higher the risk of an accident. The average commute length in Livermore, CA is 32.9 minutes according to City-Data.

Compare Car Insurance Quotes in Livermore, CA

Ready to find affordable Livermore, California car insurance today? Enter your ZIP code for fast, free Livermore, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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