Compare Livermore, IA Car Insurance Rates (2021)

Car insurance in Livermore, IA averages $246 a month. Livermore, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Livermore car insurance rates, compare quotes from the top car insurance companies in Livermore, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Livermore, IA are $2,958/year
  • The cheapest car insurance company in Livermore for teen drivers is USAA
  • Average car insurance rates in Livermore, IA after a DUI are $3,568/year

If you need to buy Livermore, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Livermore, IA is right here.

You’ll find Livermore car insurance rates, the cheapest Livermore, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Livermore, Iowa car insurance rates to West Des Moines car insurance rates, Ames car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Livermore, IA car insurance today? Enter your ZIP code for fast, free Livermore car insurance quotes.

Cheapest Livermore, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Livermore, IA car insurance rates? Every Livermore, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livermore, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,882 $1,800 $1,683 $1,713 $5,590 $6,306 $2,034 $2,080
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,622 $1,558 $1,337 $1,390 $4,011 $4,525 $1,948 $2,104
State Farm $1,404 $1,404 $1,239 $1,239 $3,891 $4,922 $1,580 $1,805
Travelers $2,526 $2,578 $2,452 $2,459 $11,220 $17,916 $2,625 $3,107
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

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Minimum Car Insurance in Livermore, IA

Every driver must carry the minimum car insurance in Livermore, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Livermore, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Livermore, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Livermore, IA. Compare credit history car insurance rates in Livermore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Livermore, Iowa

Insurance Company Poor Fair Good
Allstate $3,443 $2,746 $2,469
American Family $3,960 $2,910 $2,445
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,728 $2,207 $2,000
State Farm $3,112 $1,926 $1,519
Travelers $6,311 $5,388 $5,133
USAA $2,466 $1,692 $1,465

Cheapest Livermore, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Livermore, IA to rates for a clean record with top companies.

Annual Livermore, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,444 $2,972 $3,388 $2,740
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,858 $3,048 $2,017 $2,325
State Farm $2,017 $2,354 $2,186 $2,186
Travelers $4,090 $5,450 $7,302 $5,601
USAA $1,432 $1,922 $2,500 $1,643

Cheapest Livermore, IA Car Insurance for Teen Drivers

Teen car insurance in Livermore, IA can be expensive. Take a look at rates from the top car insurance companies in Livermore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Livermore, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,590 $6,306
American Family $5,344 $7,497
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $4,011 $4,525
State Farm $3,891 $4,922
Travelers $11,220 $17,916
USAA $3,380 $3,592

Cheapest Livermore, IA Car Insurance for Seniors

Take a look at Livermore, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Livermore, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,683 $1,713
American Family $1,790 $1,790
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,337 $1,390
State Farm $1,239 $1,239
Travelers $2,452 $2,459
USAA $1,149 $1,174

Cheapest Livermore, IA Car Insurance Rates After a DUI

A DUI in Livermore, IA increases car insurance rates. Compare Livermore, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Livermore, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,388
American Family $4,262
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,926
Nationwide $3,340
Progressive $2,017
State Farm $2,186
Travelers $7,302
USAA $2,500

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Cheapest Livermore, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Livermore, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Livermore, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,817 $2,954
American Family $3,069 $3,141
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,312 $2,312
State Farm $2,133 $2,238
Travelers $5,611 $5,611
USAA $1,806 $1,943

The Best Cheap Car Insurance Companies in Livermore, IA

Take a look at a side-by-side comparison of the top car insurance companies in Livermore, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Livermore, Iowa

Insurance Company Average Annual Rates
Allstate $2,886
American Family $3,105
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,312
State Farm $2,186
Travelers $5,611
USAA $1,874

Category Winners: Cheapest Car Insurance in Livermore, Iowa

Find the cheapest car insurance companies in Livermore, IA for each category right here.

Best Annual Car Insurance Rates by Company in Livermore, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Livermore, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Livermore car insurance rates. Find the cheapest Livermore, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Livermore, Iowa

Insurance Company Low Medium High
Allstate $2,755 $2,891 $3,012
American Family $3,125 $3,277 $2,913
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $2,173 $2,320 $2,443
State Farm $2,074 $2,199 $2,284
Travelers $5,271 $5,696 $5,865
USAA $1,780 $1,880 $1,963

What affects car insurance rates in Livermore, Iowa?

What factors can have an impact on Livermore, IA car insurance? There are several reasons why Livermore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Livermore, Iowa.

Commute Time in Livermore

The more time you spend in your car the higher the risk of an accident. The average commute length in Livermore, IA is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Livermore, IA

Ready to find affordable Livermore, Iowa car insurance today? Enter your ZIP code for fast, free Livermore, IA car insurance quotes.

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