Compare Liverpool, PA Car Insurance Rates (2021)

Car insurance in Liverpool, PA averages $295 a month. Liverpool, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Liverpool car insurance rates, compare quotes from the top car insurance companies in Liverpool, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Liverpool, PA after a DUI are $3,867/year
  • The cheapest car insurance company in Liverpool for teen drivers is USAA
  • The cheapest car insurance company in Liverpool is USAA

If you need to buy Liverpool, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Liverpool, PA is right here.

You’ll find Liverpool car insurance rates, the cheapest Liverpool, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Liverpool, Pennsylvania car insurance rates to Reading car insurance rates, York car insurance rates, and Erie car insurance rates.

Ready to find affordable Liverpool, PA car insurance today? Enter your ZIP code for fast, free Liverpool car insurance quotes.

Cheapest Liverpool, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Liverpool, PA car insurance rates? Every Liverpool, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Liverpool, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,110 $2,110 $1,944 $1,944 $6,820 $6,820 $2,319 $2,319
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,720 $1,720 $1,630 $1,630 $4,894 $4,894 $1,932 $1,932
Progressive $2,552 $2,552 $2,275 $2,275 $8,174 $8,174 $3,251 $3,251
State Farm $1,590 $1,590 $1,397 $1,397 $5,623 $5,623 $1,749 $1,749
Travelers $1,581 $1,581 $1,693 $1,693 $22,351 $22,351 $1,913 $1,913
USAA $893 $893 $810 $810 $2,660 $2,660 $1,177 $1,177

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Liverpool, PA

Every driver must carry the minimum car insurance in Liverpool, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Liverpool, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Liverpool, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Liverpool, PA. Compare credit history car insurance rates in Liverpool from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Liverpool, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,231 $3,135 $2,528
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,982 $2,457 $2,192
Progressive $5,390 $3,775 $3,024
State Farm $3,688 $2,282 $1,800
Travelers $7,496 $6,764 $6,394
USAA $1,725 $1,287 $1,143

Cheapest Liverpool, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Liverpool, PA to rates for a clean record with top companies.

Annual Liverpool, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,162 $3,707 $3,162 $3,162
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,838 $2,458 $3,420 $2,459
Progressive $3,685 $5,082 $3,792 $3,693
State Farm $2,377 $2,803 $2,590 $2,590
Travelers $4,901 $6,955 $8,726 $6,955
USAA $1,118 $1,537 $1,640 $1,246

Cheapest Liverpool, PA Car Insurance for Teen Drivers

Teen car insurance in Liverpool, PA can be expensive. Take a look at rates from the top car insurance companies in Liverpool for teenagers.

Annual Car Insurance Rates for Teen Drivers in Liverpool, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,820 $6,820
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $4,894 $4,894
Progressive $8,174 $8,174
State Farm $5,623 $5,623
Travelers $22,351 $22,351
USAA $2,660 $2,660

Cheapest Liverpool, PA Car Insurance for Seniors

Take a look at Liverpool, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Liverpool, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,944 $1,944
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,630 $1,630
Progressive $2,275 $2,275
State Farm $1,397 $1,397
Travelers $1,693 $1,693
USAA $810 $810

Cheapest Liverpool, PA Car Insurance Rates After a DUI

A DUI in Liverpool, PA increases car insurance rates. Compare Liverpool, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Liverpool, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,162
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,420
Progressive $3,792
State Farm $2,590
Travelers $8,726
USAA $1,640

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Liverpool, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Liverpool, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Liverpool, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,234 $3,362
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,544 $2,544
Progressive $4,063 $4,063
State Farm $2,514 $2,666
Travelers $6,885 $6,885
USAA $1,346 $1,424

The Best Cheap Car Insurance Companies in Liverpool, PA

Take a look at a side-by-side comparison of the top car insurance companies in Liverpool, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Liverpool, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,298
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,544
Progressive $4,063
State Farm $2,590
Travelers $6,885
USAA $1,385

Category Winners: Cheapest Car Insurance in Liverpool, Pennsylvania

Find the cheapest car insurance companies in Liverpool, PA for each category right here.

Best Annual Car Insurance Rates by Company in Liverpool, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Liverpool, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Liverpool car insurance rates. Find the cheapest Liverpool, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Liverpool, Pennsylvania

Insurance Company Low Medium High
Allstate $3,167 $3,315 $3,412
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,558 $2,576 $2,497
Progressive $3,723 $4,090 $4,375
State Farm $2,449 $2,619 $2,702
Travelers $7,054 $6,871 $6,730
USAA $1,275 $1,399 $1,482

What affects car insurance rates in Liverpool, Pennsylvania?

What factors can have an impact on Liverpool, PA car insurance? There are several reasons why Liverpool car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Liverpool, Pennsylvania.

Commute Time in Liverpool

The more time you spend in your car the higher the risk of an accident. The average commute length in Liverpool, PA is 35.8 minutes according to City-Data.

Traffic in Liverpool

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Liverpool, PA traffic data from INRIX ranks Liverpool as the 156th-most congested in the world.

Compare Car Insurance Quotes in Liverpool, PA

Ready to find affordable Liverpool, Pennsylvania car insurance today? Enter your ZIP code for fast, free Liverpool, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption