Compare Livingston, AL Car Insurance Rates (2021)

Car insurance in Livingston, AL averages $319 a month. Livingston, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Livingston car insurance rates, compare quotes from the top car insurance companies in Livingston, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Livingston is USAA
  • The cheapest car insurance company in Livingston for teen drivers is USAA
  • Average car insurance rates in Livingston, AL after a DUI are $4,383/year

If you need to buy Livingston, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Livingston, AL is right here.

You’ll find Livingston car insurance rates, the cheapest Livingston, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Livingston, Alabama car insurance rates to Madison car insurance rates, Huntsville car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Livingston, AL car insurance today? Enter your ZIP code for fast, free Livingston car insurance quotes.

Cheapest Livingston, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Livingston, AL car insurance rates? Every Livingston, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livingston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,414 $2,398 $2,158 $2,292 $9,313 $9,583 $2,748 $2,862
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,462 $2,322 $2,013 $2,151 $9,702 $10,836 $2,876 $3,042
State Farm $2,760 $2,760 $2,475 $2,475 $8,055 $10,115 $3,111 $3,576
Travelers $1,868 $1,899 $1,744 $1,742 $10,299 $16,394 $1,761 $2,029
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

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Minimum Car Insurance in Livingston, AL

Every driver must carry the minimum car insurance in Livingston, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Livingston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Livingston, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Livingston, AL. Compare credit history car insurance rates in Livingston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Livingston, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,736 $4,070 $3,857
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $5,020 $4,276 $3,980
State Farm $7,160 $3,625 $2,463
Travelers $5,141 $4,461 $4,550
USAA $3,000 $1,947 $1,737

Cheapest Livingston, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Livingston, AL to rates for a clean record with top companies.

Annual Livingston, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,550 $4,593 $4,480 $4,261
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,008 $5,005 $4,285 $4,404
State Farm $4,006 $4,917 $4,370 $4,370
Travelers $3,928 $4,121 $6,036 $4,782
USAA $1,713 $2,146 $3,200 $1,853

Cheapest Livingston, AL Car Insurance for Teen Drivers

Teen car insurance in Livingston, AL can be expensive. Take a look at rates from the top car insurance companies in Livingston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Livingston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,313 $9,583
GEICO $5,292 $5,199
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,702 $10,836
State Farm $8,055 $10,115
Travelers $10,299 $16,394
USAA $4,111 $4,567

Cheapest Livingston, AL Car Insurance for Seniors

Take a look at Livingston, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Livingston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,158 $2,292
GEICO $1,937 $1,974
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $2,013 $2,151
State Farm $2,475 $2,475
Travelers $1,744 $1,742
USAA $1,294 $1,274

Cheapest Livingston, AL Car Insurance Rates After a DUI

A DUI in Livingston, AL increases car insurance rates. Compare Livingston, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Livingston, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,480
GEICO $3,748
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,285
State Farm $4,370
Travelers $6,036
USAA $3,200

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Cheapest Livingston, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Livingston, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Livingston, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,221 $4,221
GEICO $2,789 $2,899
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,425 $4,425
State Farm $4,310 $4,522
Travelers $4,717 $4,717
USAA $2,126 $2,330

The Best Cheap Car Insurance Companies in Livingston, AL

Take a look at a side-by-side comparison of the top car insurance companies in Livingston, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Livingston, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,221
GEICO $2,844
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,425
State Farm $4,416
Travelers $4,717
USAA $2,228

Category Winners: Cheapest Car Insurance in Livingston, Alabama

Find the cheapest car insurance companies in Livingston, AL for each category right here.

Best Annual Car Insurance Rates by Company in Livingston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Livingston, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Livingston car insurance rates. Find the cheapest Livingston, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Livingston, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,986 $4,165 $4,512
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,973 $4,398 $4,906
State Farm $4,193 $4,410 $4,645
Travelers $4,460 $4,812 $4,879
USAA $2,151 $2,216 $2,317

What affects car insurance rates in Livingston, Alabama?

What factors can have an impact on Livingston, AL car insurance? There are several reasons why Livingston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Livingston, Alabama.

Car Theft in Livingston

High levels of vehicle theft can make car insurance more expensive. Livingston, AL car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Livingston

The more time you spend in your car the higher the risk of an accident. The average commute length in Livingston, AL is 13.2 minutes according to City-Data.

Compare Car Insurance Quotes in Livingston, AL

Ready to find affordable Livingston, Alabama car insurance today? Enter your ZIP code for fast, free Livingston, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State