Compare Livingston, NJ Car Insurance Rates (2021)

Car insurance in Livingston, NJ averages $463 a month. Livingston, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Livingston car insurance rates, compare quotes from the top car insurance companies in Livingston, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Livingston, NJ are $5,556/year
  • The cheapest car insurance company in Livingston for teen drivers is GEICO
  • The cheapest car insurance company in Livingston is GEICO

If you need to buy Livingston, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Livingston, NJ is right here.

You’ll find Livingston car insurance rates, the cheapest Livingston, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Livingston, New Jersey car insurance rates to Paterson car insurance rates, Union City car insurance rates, and Newark car insurance rates.

Ready to find affordable Livingston, NJ car insurance today? Enter your ZIP code for fast, free Livingston car insurance quotes.

Cheapest Livingston, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Livingston, NJ car insurance rates? Every Livingston, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livingston, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,657 $3,639 $3,551 $3,551 $11,542 $14,084 $4,306 $4,423
Farmers $4,969 $5,018 $4,833 $4,743 $14,748 $16,998 $5,927 $6,082
GEICO $2,344 $2,304 $2,289 $2,289 $4,302 $4,344 $2,700 $2,650
Liberty Mutual $4,543 $4,543 $4,988 $4,988 $11,816 $13,416 $4,988 $5,733
Progressive $2,032 $1,884 $1,839 $1,882 $9,348 $10,337 $2,410 $2,323
State Farm $3,815 $3,815 $3,452 $3,452 $12,428 $15,953 $4,344 $4,854
Travelers $3,379 $3,316 $3,136 $3,187 $7,896 $9,101 $3,321 $3,320

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Minimum Car Insurance in Livingston, NJ

Every driver must carry the minimum car insurance in Livingston, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Livingston, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Livingston, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Livingston, NJ. Compare credit history car insurance rates in Livingston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Livingston, New Jersey

Insurance Company Poor Fair Good
Allstate $8,499 $5,476 $4,308
Farmers $9,406 $7,376 $6,963
GEICO $4,377 $2,514 $1,818
Liberty Mutual $8,716 $6,461 $5,454
Progressive $4,471 $3,919 $3,630
State Farm $9,414 $5,688 $4,440
Travelers $6,125 $4,506 $3,114

Cheapest Livingston, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Livingston, NJ to rates for a clean record with top companies.

Annual Livingston, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,560 $7,607 $6,653 $5,556
Farmers $6,117 $10,431 $8,456 $6,654
GEICO $2,257 $2,968 $4,129 $2,257
Liberty Mutual $6,604 $7,557 $6,742 $6,604
Progressive $3,460 $4,619 $3,934 $4,014
State Farm $3,551 $6,444 $10,348 $5,712
Travelers $3,518 $5,198 $5,085 $4,526

Cheapest Livingston, NJ Car Insurance for Teen Drivers

Teen car insurance in Livingston, NJ can be expensive. Take a look at rates from the top car insurance companies in Livingston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Livingston, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,542 $14,084
Farmers $14,748 $16,998
GEICO $4,302 $4,344
Liberty Mutual $11,816 $13,416
Progressive $9,348 $10,337
State Farm $12,428 $15,953
Travelers $7,896 $9,101

Cheapest Livingston, NJ Car Insurance for Seniors

Take a look at Livingston, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Livingston, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,551 $3,551
Farmers $4,833 $4,743
GEICO $2,289 $2,289
Liberty Mutual $4,988 $4,988
Progressive $1,839 $1,882
State Farm $3,452 $3,452
Travelers $3,136 $3,187

Cheapest Livingston, NJ Car Insurance Rates After a DUI

A DUI in Livingston, NJ increases car insurance rates. Compare Livingston, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Livingston, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,653
Farmers $8,456
GEICO $4,129
Liberty Mutual $6,742
Progressive $3,934
State Farm $10,348
Travelers $5,085

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Cheapest Livingston, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Livingston, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Livingston, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,083 $6,106
Farmers $7,915 $7,915
GEICO $2,879 $2,927
Liberty Mutual $6,810 $6,944
Progressive $4,007 $4,007
State Farm $6,349 $6,679
Travelers $4,582 $4,582

The Best Cheap Car Insurance Companies in Livingston, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Livingston, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Livingston, New Jersey

Insurance Company Average Annual Rates
Allstate $6,094
Farmers $7,915
GEICO $2,903
Liberty Mutual $6,877
Progressive $4,007
State Farm $6,514
Travelers $4,582

Category Winners: Cheapest Car Insurance in Livingston, New Jersey

Find the cheapest car insurance companies in Livingston, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Livingston, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Livingston, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Livingston car insurance rates. Find the cheapest Livingston, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Livingston, New Jersey

Insurance Company Low Medium High
Allstate $5,627 $6,183 $6,473
Farmers $7,121 $7,879 $8,745
GEICO $2,608 $2,961 $3,140
Liberty Mutual $6,170 $7,081 $7,379
Progressive $3,606 $4,075 $4,339
State Farm $6,078 $6,595 $6,868
Travelers $4,131 $4,578 $5,036

Compare Car Insurance Quotes in Livingston, NJ

Ready to find affordable Livingston, New Jersey car insurance today? Enter your ZIP code for fast, free Livingston, NJ car insurance quotes.

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