Compare Livingston, SC Car Insurance Rates (2021)

Car insurance in Livingston, SC averages $315 a month. Livingston, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Livingston car insurance rates, compare quotes from the top car insurance companies in Livingston, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Livingston for teen drivers is GEICO
  • Average car insurance rates in Livingston, SC are $3,780/year
  • The cheapest car insurance company in Livingston is State Farm

If you need to buy Livingston, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Livingston, SC is right here.

You’ll find Livingston car insurance rates, the cheapest Livingston, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Livingston, South Carolina car insurance rates to Florence car insurance rates, Summerville car insurance rates, and Hilton Head Island car insurance rates.

Ready to find affordable Livingston, SC car insurance today? Enter your ZIP code for fast, free Livingston car insurance quotes.

Cheapest Livingston, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Livingston, SC car insurance rates? Every Livingston, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livingston, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,536 $2,536 $2,420 $2,420 $6,439 $8,237 $2,812 $3,061
Farmers $3,105 $3,120 $2,955 $3,222 $8,072 $8,951 $3,382 $3,409
GEICO $2,765 $2,765 $2,524 $2,524 $6,222 $6,415 $3,194 $3,248
Nationwide $2,426 $2,468 $2,177 $2,274 $5,648 $7,342 $2,728 $2,996
Progressive $2,334 $2,163 $1,999 $2,089 $9,493 $10,509 $2,684 $2,806
State Farm $2,060 $2,060 $1,848 $1,848 $5,662 $7,156 $2,307 $2,577
USAA $1,890 $1,901 $1,737 $1,747 $7,308 $8,011 $2,473 $2,615

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Minimum Car Insurance in Livingston, SC

Every driver must carry the minimum car insurance in Livingston, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Livingston, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Livingston, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Livingston, SC. Compare credit history car insurance rates in Livingston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Livingston, South Carolina

Insurance Company Poor Fair Good
Allstate $4,798 $3,595 $3,030
Farmers $5,213 $4,379 $3,989
GEICO $5,654 $3,041 $2,426
Nationwide $4,182 $3,369 $2,971
Progressive $4,752 $4,157 $3,869
State Farm $4,579 $2,794 $2,196
USAA $5,401 $2,659 $2,321

Cheapest Livingston, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Livingston, SC to rates for a clean record with top companies.

Annual Livingston, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,899 $4,533 $4,006 $3,793
Farmers $3,790 $5,204 $4,346 $4,768
GEICO $2,804 $3,655 $5,566 $2,804
Nationwide $2,784 $3,607 $4,568 $3,069
Progressive $3,501 $5,063 $4,236 $4,237
State Farm $2,915 $3,526 $3,159 $3,159
USAA $2,746 $3,381 $4,640 $3,074

Cheapest Livingston, SC Car Insurance for Teen Drivers

Teen car insurance in Livingston, SC can be expensive. Take a look at rates from the top car insurance companies in Livingston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Livingston, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,439 $8,237
Farmers $8,072 $8,951
GEICO $6,222 $6,415
Nationwide $5,648 $7,342
Progressive $9,493 $10,509
State Farm $5,662 $7,156
USAA $7,308 $8,011

Cheapest Livingston, SC Car Insurance for Seniors

Take a look at Livingston, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Livingston, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,420 $2,420
Farmers $2,955 $3,222
GEICO $2,524 $2,524
Nationwide $2,177 $2,274
Progressive $1,999 $2,089
State Farm $1,848 $1,848
USAA $1,737 $1,747

Cheapest Livingston, SC Car Insurance Rates After a DUI

A DUI in Livingston, SC increases car insurance rates. Compare Livingston, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Livingston, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,006
Farmers $4,346
GEICO $5,566
Nationwide $4,568
Progressive $4,236
State Farm $3,159
USAA $4,640

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Cheapest Livingston, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Livingston, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Livingston, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,729 $3,886
Farmers $4,527 $4,527
GEICO $3,693 $3,721
Nationwide $3,507 $3,507
Progressive $4,259 $4,259
State Farm $3,110 $3,270
USAA $3,423 $3,498

The Best Cheap Car Insurance Companies in Livingston, SC

Take a look at a side-by-side comparison of the top car insurance companies in Livingston, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Livingston, South Carolina

Insurance Company Average Annual Rates
Allstate $3,808
Farmers $4,527
GEICO $3,707
Nationwide $3,507
Progressive $4,259
State Farm $3,190
USAA $3,460

Category Winners: Cheapest Car Insurance in Livingston, South Carolina

Find the cheapest car insurance companies in Livingston, SC for each category right here.

Best Annual Car Insurance Rates by Company in Livingston, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Livingston, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Livingston car insurance rates. Find the cheapest Livingston, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Livingston, South Carolina

Insurance Company Low Medium High
Allstate $3,588 $3,789 $4,045
Farmers $4,018 $4,518 $5,044
GEICO $3,462 $3,670 $3,989
Nationwide $3,499 $3,502 $3,522
Progressive $3,938 $4,199 $4,642
State Farm $2,963 $3,188 $3,417
USAA $3,253 $3,454 $3,673

What affects car insurance rates in Livingston, South Carolina?

What factors can have an impact on Livingston, SC car insurance? There are several reasons why Livingston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Livingston, South Carolina.

Commute Time in Livingston

The more time you spend in your car the higher the risk of an accident. The average commute length in Livingston, SC is 37.4 minutes according to City-Data.

Compare Car Insurance Quotes in Livingston, SC

Ready to find affordable Livingston, South Carolina car insurance today? Enter your ZIP code for fast, free Livingston, SC car insurance quotes.

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