Compare Livonia, MO Car Insurance Rates (2021)

Car insurance in Livonia, MO averages $264 a month. Livonia, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Livonia car insurance rates, compare quotes from the top car insurance companies in Livonia, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Livonia, MO after a DUI are $3,659/year
  • The cheapest car insurance company in Livonia for teen drivers is Nationwide
  • The cheapest car insurance company in Livonia is Nationwide

If you need to buy Livonia, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Livonia, MO is right here.

You’ll find Livonia car insurance rates, the cheapest Livonia, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Livonia, Missouri car insurance rates to Independence car insurance rates, Lee’s Summit car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Livonia, MO car insurance today? Enter your ZIP code for fast, free Livonia car insurance quotes.

Cheapest Livonia, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Livonia, MO car insurance rates? Every Livonia, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livonia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,050 $2,050 $1,818 $1,818 $5,392 $7,044 $2,050 $2,421
Farmers $2,270 $2,268 $2,040 $2,149 $8,746 $9,042 $2,578 $2,713
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,595 $2,818 $2,140 $2,400 $8,514 $9,454 $2,740 $2,933
Nationwide $1,397 $1,439 $1,239 $1,328 $3,413 $4,434 $1,583 $1,729
Progressive $2,206 $2,101 $1,802 $1,847 $6,486 $7,330 $2,704 $2,784
State Farm $1,651 $1,651 $1,450 $1,450 $4,407 $5,604 $1,848 $2,088
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Livonia, MO

Every driver must carry the minimum car insurance in Livonia, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Livonia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Livonia, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Livonia, MO. Compare credit history car insurance rates in Livonia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Livonia, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,026 $2,830 $2,384
Farmers $4,563 $3,773 $3,592
GEICO $3,875 $2,525 $2,020
Liberty Mutual $6,041 $3,666 $2,891
Nationwide $2,454 $2,006 $1,751
Progressive $3,963 $3,259 $3,001
State Farm $3,339 $2,285 $1,932
USAA $4,157 $1,919 $1,371

Cheapest Livonia, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Livonia, MO to rates for a clean record with top companies.

Annual Livonia, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,352 $3,334 $3,979 $2,656
Farmers $3,492 $4,242 $4,157 $4,012
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,064 $4,367 $4,521 $4,846
Nationwide $1,667 $2,086 $2,722 $1,807
Progressive $3,023 $3,866 $3,292 $3,450
State Farm $2,340 $2,697 $2,519 $2,519
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Livonia, MO Car Insurance for Teen Drivers

Teen car insurance in Livonia, MO can be expensive. Take a look at rates from the top car insurance companies in Livonia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Livonia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,392 $7,044
Farmers $8,746 $9,042
GEICO $5,572 $5,914
Liberty Mutual $8,514 $9,454
Nationwide $3,413 $4,434
Progressive $6,486 $7,330
State Farm $4,407 $5,604
USAA $4,426 $5,428

Cheapest Livonia, MO Car Insurance for Seniors

Take a look at Livonia, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Livonia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,818 $1,818
Farmers $2,040 $2,149
GEICO $1,484 $1,834
Liberty Mutual $2,140 $2,400
Nationwide $1,239 $1,328
Progressive $1,802 $1,847
State Farm $1,450 $1,450
USAA $1,378 $1,418

Cheapest Livonia, MO Car Insurance Rates After a DUI

A DUI in Livonia, MO increases car insurance rates. Compare Livonia, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Livonia, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,979
Farmers $4,157
GEICO $3,697
Liberty Mutual $4,521
Nationwide $2,722
Progressive $3,292
State Farm $2,519
USAA $3,284

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Cheapest Livonia, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Livonia, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Livonia, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,049 $3,112
Farmers $3,976 $3,976
GEICO $2,747 $2,866
Liberty Mutual $4,199 $4,199
Nationwide $2,070 $2,070
Progressive $3,408 $3,408
State Farm $2,457 $2,580
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Livonia, MO

Take a look at a side-by-side comparison of the top car insurance companies in Livonia, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Livonia, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,080
Farmers $3,976
GEICO $2,806
Liberty Mutual $4,199
Nationwide $2,070
Progressive $3,408
State Farm $2,519
USAA $2,482

Category Winners: Cheapest Car Insurance in Livonia, Missouri

Find the cheapest car insurance companies in Livonia, MO for each category right here.

Best Annual Car Insurance Rates by Company in Livonia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Livonia, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Livonia car insurance rates. Find the cheapest Livonia, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Livonia, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,015 $3,180 $3,046
Farmers $3,757 $3,943 $4,228
GEICO $2,652 $2,822 $2,946
Liberty Mutual $3,974 $4,218 $4,407
Nationwide $1,958 $2,087 $2,166
Progressive $3,123 $3,415 $3,685
State Farm $2,387 $2,526 $2,643
USAA $2,385 $2,474 $2,587

Compare Car Insurance Quotes in Livonia, MO

Ready to find affordable Livonia, Missouri car insurance today? Enter your ZIP code for fast, free Livonia, MO car insurance quotes.

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