Compare Loa, UT Car Insurance Rates (2021)

Car insurance in Loa, UT averages $288 a month. Loa, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Loa car insurance rates, compare quotes from the top car insurance companies in Loa, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Loa is USAA
  • Average car insurance rates in Loa, UT are $3,455/year
  • The cheapest car insurance company in Loa for teen drivers is USAA

If you need to buy Loa, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Loa, UT is right here.

You’ll find Loa car insurance rates, the cheapest Loa, UT car insurance companies, and information on Utah car insurance laws. You can also compare Loa, Utah car insurance rates to Ogden car insurance rates, Provo car insurance rates, and Orem car insurance rates.

Ready to find affordable Loa, UT car insurance today? Enter your ZIP code for fast, free Loa car insurance quotes.

Cheapest Loa, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loa, UT car insurance rates? Every Loa, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loa, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,036 $1,898 $1,844 $1,846 $6,135 $6,835 $2,174 $2,169
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,006 $1,982 $1,776 $1,887 $8,320 $8,564 $2,269 $2,350
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $2,241 $2,103 $1,828 $1,946 $8,867 $9,891 $2,598 $2,738
State Farm $2,804 $2,804 $2,517 $2,517 $8,161 $10,169 $3,170 $3,625
USAA $1,405 $1,383 $1,258 $1,261 $4,866 $5,685 $1,712 $1,871

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Minimum Car Insurance in Loa, UT

Every driver must carry the minimum car insurance in Loa, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Loa, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Loa, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Loa, UT. Compare credit history car insurance rates in Loa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Loa, Utah

Insurance Company Poor Fair Good
Allstate $4,170 $2,794 $2,387
American Family $4,451 $3,337 $2,838
Farmers $4,174 $3,466 $3,293
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,460 $2,600 $2,296
Progressive $4,575 $3,893 $3,611
State Farm $7,275 $3,662 $2,475
USAA $3,488 $2,220 $1,583

Cheapest Loa, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loa, UT to rates for a clean record with top companies.

Annual Loa, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,176 $3,676 $2,969
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,102 $4,032 $3,913 $3,530
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $3,419 $5,111 $3,571 $4,005
State Farm $4,090 $4,852 $4,471 $4,471
USAA $1,912 $2,415 $3,252 $2,142

Cheapest Loa, UT Car Insurance for Teen Drivers

Teen car insurance in Loa, UT can be expensive. Take a look at rates from the top car insurance companies in Loa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loa, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,135 $6,835
American Family $7,096 $9,328
Farmers $8,320 $8,564
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,808 $6,139
Progressive $8,867 $9,891
State Farm $8,161 $10,169
USAA $4,866 $5,685

Cheapest Loa, UT Car Insurance for Seniors

Take a look at Loa, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loa, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,846
American Family $1,815 $1,815
Farmers $1,776 $1,887
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,625 $1,716
Progressive $1,828 $1,946
State Farm $2,517 $2,517
USAA $1,258 $1,261

Cheapest Loa, UT Car Insurance Rates After a DUI

A DUI in Loa, UT increases car insurance rates. Compare Loa, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loa, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,676
American Family $4,307
Farmers $3,913
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,493
Progressive $3,571
State Farm $4,471
USAA $3,252

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Cheapest Loa, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loa, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loa, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
American Family $3,539 $3,544
Farmers $3,644 $3,644
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,785 $2,785
Progressive $4,026 $4,026
State Farm $4,360 $4,581
USAA $2,403 $2,457

The Best Cheap Car Insurance Companies in Loa, UT

Take a look at a side-by-side comparison of the top car insurance companies in Loa, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loa, Utah

Insurance Company Average Annual Rates
Allstate $3,117
American Family $3,542
Farmers $3,644
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,785
Progressive $4,026
State Farm $4,471
USAA $2,430

Category Winners: Cheapest Car Insurance in Loa, Utah

Find the cheapest car insurance companies in Loa, UT for each category right here.

Best Annual Car Insurance Rates by Company in Loa, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Loa, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loa car insurance rates. Find the cheapest Loa, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loa, Utah

Insurance Company Low Medium High
Allstate $2,976 $3,110 $3,264
American Family $3,455 $3,588 $3,582
Farmers $3,353 $3,596 $3,984
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,058 $2,646 $2,653
Progressive $3,721 $3,893 $4,466
State Farm $4,236 $4,480 $4,696
USAA $2,324 $2,432 $2,534

What affects car insurance rates in Loa, Utah?

What factors can have an impact on Loa, UT car insurance? There are several reasons why Loa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Loa, Utah.

Commute Time in Loa

The more time you spend in your car the higher the risk of an accident. The average commute length in Loa, UT is 17.9 minutes according to City-Data.

Compare Car Insurance Quotes in Loa, UT

Ready to find affordable Loa, Utah car insurance today? Enter your ZIP code for fast, free Loa, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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