Compare Lobelville, TN Car Insurance Rates (2021)

Car insurance in Lobelville, TN averages $292 a month. Lobelville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Lobelville car insurance rates, compare quotes from the top car insurance companies in Lobelville, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lobelville, TN after a DUI are $4,101/year
  • The cheapest car insurance company in Lobelville is State Farm
  • Average car insurance rates in Lobelville, TN are $3,503/year

If you need to buy Lobelville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Lobelville, TN is right here.

You’ll find Lobelville car insurance rates, the cheapest Lobelville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Lobelville, Tennessee car insurance rates to Memphis car insurance rates, Knoxville car insurance rates, and Bartlett car insurance rates.

Ready to find affordable Lobelville, TN car insurance today? Enter your ZIP code for fast, free Lobelville car insurance quotes.

Cheapest Lobelville, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lobelville, TN car insurance rates? Every Lobelville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lobelville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,817 $2,713 $2,521 $2,618 $10,314 $11,207 $3,025 $3,143
Farmers $1,785 $1,816 $1,600 $1,755 $7,299 $7,753 $2,415 $2,565
GEICO $2,066 $2,089 $1,909 $1,909 $6,088 $6,214 $2,087 $2,151
Liberty Mutual $3,411 $129 $2,803 $3,126 $13,449 $14,936 $3,663 $3,914
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,869 $1,768 $1,522 $1,588 $8,335 $9,392 $2,259 $2,476
State Farm $1,564 $1,564 $1,391 $1,391 $4,524 $5,671 $1,760 $2,045
Travelers $1,702 $1,792 $1,529 $1,628 $4,594 $5,631 $1,817 $1,913
USAA $1,591 $1,628 $1,429 $1,436 $5,503 $6,313 $2,075 $2,228

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Minimum Car Insurance in Lobelville, TN

Every driver must carry the minimum car insurance in Lobelville, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Lobelville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lobelville, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lobelville, TN. Compare credit history car insurance rates in Lobelville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lobelville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,122 $4,681 $3,581
Farmers $4,010 $3,140 $2,970
GEICO $3,482 $2,976 $2,735
Liberty Mutual $8,153 $4,983 $3,901
Nationwide $3,761 $2,980 $2,643
Progressive $4,112 $3,538 $3,304
State Farm $3,613 $2,168 $1,684
Travelers $3,288 $2,562 $1,877
USAA $4,042 $2,350 $1,934

Cheapest Lobelville, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lobelville, TN to rates for a clean record with top companies.

Annual Lobelville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,032 $4,794 $5,757 $4,596
Farmers $2,881 $3,567 $3,646 $3,399
GEICO $2,215 $2,982 $4,845 $2,215
Liberty Mutual $4,613 $6,626 $6,173 $5,304
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,217 $4,172 $3,425 $3,792
State Farm $2,284 $2,693 $2,489 $2,489
Travelers $2,096 $2,682 $2,949 $2,576
USAA $2,024 $3,014 $3,556 $2,506

Cheapest Lobelville, TN Car Insurance for Teen Drivers

Teen car insurance in Lobelville, TN can be expensive. Take a look at rates from the top car insurance companies in Lobelville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lobelville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,314 $11,207
Farmers $7,299 $7,753
GEICO $6,088 $6,214
Liberty Mutual $13,449 $14,936
Nationwide $5,414 $7,005
Progressive $8,335 $9,392
State Farm $4,524 $5,671
Travelers $4,594 $5,631
USAA $5,503 $6,313

Cheapest Lobelville, TN Car Insurance for Seniors

Take a look at Lobelville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lobelville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,521 $2,618
Farmers $1,600 $1,755
GEICO $1,909 $1,909
Liberty Mutual $2,803 $3,126
Nationwide $1,818 $1,853
Progressive $1,522 $1,588
State Farm $1,391 $1,391
Travelers $1,529 $1,628
USAA $1,429 $1,436

Cheapest Lobelville, TN Car Insurance Rates After a DUI

A DUI in Lobelville, TN increases car insurance rates. Compare Lobelville, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lobelville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,757
Farmers $3,646
GEICO $4,845
Liberty Mutual $6,173
Nationwide $4,070
Progressive $3,425
State Farm $2,489
Travelers $2,949
USAA $3,556

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Cheapest Lobelville, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lobelville, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lobelville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,373 $3,373
GEICO $3,048 $3,080
Liberty Mutual $5,679 $5,679
Nationwide $3,128 $3,128
Progressive $3,651 $3,651
State Farm $2,431 $2,546
Travelers $2,475 $2,677
USAA $2,696 $2,855

The Best Cheap Car Insurance Companies in Lobelville, TN

Take a look at a side-by-side comparison of the top car insurance companies in Lobelville, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lobelville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,373
GEICO $3,064
Liberty Mutual $5,679
Nationwide $3,128
Progressive $3,651
State Farm $2,489
Travelers $2,576
USAA $2,775

Category Winners: Cheapest Car Insurance in Lobelville, Tennessee

Find the cheapest car insurance companies in Lobelville, TN for each category right here.

Best Annual Car Insurance Rates by Company in Lobelville, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lobelville, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lobelville car insurance rates. Find the cheapest Lobelville, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lobelville, Tennessee

Insurance Company Low Medium High
Allstate $4,632 $4,784 $4,968
Farmers $3,189 $3,358 $3,573
GEICO $2,927 $3,058 $3,208
Liberty Mutual $5,453 $5,676 $5,907
Nationwide $3,154 $3,057 $3,173
Progressive $3,454 $3,653 $3,847
State Farm $2,377 $2,497 $2,592
Travelers $2,443 $2,574 $2,710
USAA $2,694 $2,766 $2,866

What affects car insurance rates in Lobelville, Tennessee?

What factors can have an impact on Lobelville, TN car insurance? There are several reasons why Lobelville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lobelville, Tennessee.

Commute Time in Lobelville

The more time you spend in your car the higher the risk of an accident. The average commute length in Lobelville, TN is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lobelville, TN

Ready to find affordable Lobelville, Tennessee car insurance today? Enter your ZIP code for fast, free Lobelville, TN car insurance quotes.

Free Car Insurance Comparison

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