Compare Lockport, KY Car Insurance Rates (2021)

Car insurance in Lockport, KY averages $371 a month. Lockport, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lockport car insurance rates, compare quotes from the top car insurance companies in Lockport, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lockport for teen drivers is USAA
  • The cheapest car insurance company in Lockport is USAA
  • Average car insurance rates in Lockport, KY after a DUI are $5,341/year

If you need to buy Lockport, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Lockport, KY is right here.

You’ll find Lockport car insurance rates, the cheapest Lockport, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Lockport, Kentucky car insurance rates to Frankfort car insurance rates, Owensboro car insurance rates, and Henderson car insurance rates.

Ready to find affordable Lockport, KY car insurance today? Enter your ZIP code for fast, free Lockport car insurance quotes.

Cheapest Lockport, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lockport, KY car insurance rates? Every Lockport, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lockport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,166 $2,891 $3,085 $12,014 $13,506 $3,548 $3,751
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,708 $2,931 $2,281 $2,545 $11,911 $13,193 $2,845 $2,981
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,183 $2,083 $1,948 $1,963 $10,418 $11,785 $2,709 $2,778
State Farm $2,054 $2,054 $1,828 $1,828 $5,779 $7,218 $2,295 $2,526
Travelers $2,251 $2,291 $2,213 $2,215 $10,779 $17,238 $2,355 $2,721
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

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Minimum Car Insurance in Lockport, KY

Every driver must carry the minimum car insurance in Lockport, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Lockport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lockport, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lockport, KY. Compare credit history car insurance rates in Lockport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lockport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,463 $5,167 $4,306
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,398 $4,546 $3,579
Nationwide $5,647 $4,437 $3,858
Progressive $5,022 $4,365 $4,063
State Farm $4,633 $2,789 $2,171
Travelers $5,866 $4,963 $4,944
USAA $4,110 $2,308 $1,882

Cheapest Lockport, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lockport, KY to rates for a clean record with top companies.

Annual Lockport, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $6,110 $6,522 $5,277
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,305 $6,645 $5,165 $4,582
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,710 $5,475 $4,236 $4,512
State Farm $2,929 $3,466 $3,198 $3,198
Travelers $4,582 $4,714 $6,818 $4,917
USAA $2,084 $2,947 $3,525 $2,510

Cheapest Lockport, KY Car Insurance for Teen Drivers

Teen car insurance in Lockport, KY can be expensive. Take a look at rates from the top car insurance companies in Lockport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lockport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,014 $13,506
GEICO $7,170 $8,568
Liberty Mutual $11,911 $13,193
Nationwide $7,450 $9,339
Progressive $10,418 $11,785
State Farm $5,779 $7,218
Travelers $10,779 $17,238
USAA $4,960 $5,220

Cheapest Lockport, KY Car Insurance for Seniors

Take a look at Lockport, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lockport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,891 $3,085
GEICO $3,742 $3,389
Liberty Mutual $2,281 $2,545
Nationwide $2,972 $3,117
Progressive $1,948 $1,963
State Farm $1,828 $1,828
Travelers $2,213 $2,215
USAA $1,670 $1,696

Cheapest Lockport, KY Car Insurance Rates After a DUI

A DUI in Lockport, KY increases car insurance rates. Compare Lockport, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lockport, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,522
GEICO $7,199
Liberty Mutual $5,165
Nationwide $6,064
Progressive $4,236
State Farm $3,198
Travelers $6,818
USAA $3,525

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Cheapest Lockport, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lockport, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lockport, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,646 $5,646
GEICO $4,371 $4,456
Liberty Mutual $5,174 $5,174
Nationwide $4,647 $4,647
Progressive $4,483 $4,483
State Farm $3,114 $3,281
Travelers $5,258 $5,258
USAA $2,664 $2,869

The Best Cheap Car Insurance Companies in Lockport, KY

Take a look at a side-by-side comparison of the top car insurance companies in Lockport, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lockport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,646
GEICO $4,413
Liberty Mutual $5,174
Nationwide $4,647
Progressive $4,483
State Farm $3,198
Travelers $5,258
USAA $2,766

Category Winners: Cheapest Car Insurance in Lockport, Kentucky

Find the cheapest car insurance companies in Lockport, KY for each category right here.

Best Annual Car Insurance Rates by Company in Lockport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lockport, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lockport car insurance rates. Find the cheapest Lockport, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lockport, Kentucky

Insurance Company Low Medium High
Allstate $5,271 $5,625 $6,041
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,949 $5,146 $5,428
Nationwide $4,735 $4,596 $4,611
Progressive $4,181 $4,437 $4,832
State Farm $3,028 $3,197 $3,367
Travelers $5,005 $5,284 $5,485
USAA $2,639 $2,760 $2,900

Compare Car Insurance Quotes in Lockport, KY

Ready to find affordable Lockport, Kentucky car insurance today? Enter your ZIP code for fast, free Lockport, KY car insurance quotes.

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