Compare Lockwood, CA Car Insurance Rates (2021)

Car insurance in Lockwood, CA averages $250 a month. Lockwood, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lockwood car insurance rates, compare quotes from the top car insurance companies in Lockwood, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lockwood is Progressive
  • Average car insurance rates in Lockwood, CA are $2,995/year
  • The cheapest car insurance company in Lockwood for teen drivers is USAA

If you need to buy Lockwood, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lockwood, CA is right here.

You’ll find Lockwood car insurance rates, the cheapest Lockwood, CA car insurance companies, and information on California car insurance laws. You can also compare Lockwood, California car insurance rates to Long Beach car insurance rates, San Diego car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Lockwood, CA car insurance today? Enter your ZIP code for fast, free Lockwood car insurance quotes.

Cheapest Lockwood, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lockwood, CA car insurance rates? Every Lockwood, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lockwood, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,325 $1,688 $1,718 $6,315 $7,968 $3,000 $3,343
Farmers $2,012 $2,012 $1,804 $1,804 $6,388 $10,521 $2,380 $2,647
GEICO $1,549 $1,551 $1,458 $1,458 $4,707 $4,804 $2,225 $2,284
Liberty Mutual $2,108 $1,996 $1,963 $1,902 $4,619 $4,912 $2,376 $2,395
Nationwide $2,538 $2,426 $2,221 $2,098 $6,371 $7,036 $3,016 $2,985
Progressive $1,482 $1,525 $1,251 $1,487 $3,875 $4,680 $2,122 $2,281
State Farm $2,671 $2,671 $2,384 $2,384 $4,873 $6,048 $2,953 $3,045
Travelers $1,991 $1,936 $1,761 $1,742 $3,951 $4,546 $2,561 $2,517
USAA $1,771 $1,682 $1,727 $1,738 $3,998 $4,013 $2,442 $2,312

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Minimum Car Insurance in Lockwood, CA

Every driver must carry the minimum car insurance in Lockwood, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lockwood, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lockwood, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lockwood, CA to rates for a clean record with top companies.

Annual Lockwood, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,160 $3,653 $5,687 $2,834
Farmers $2,729 $3,719 $4,640 $3,695
GEICO $1,755 $2,695 $3,393 $2,176
Liberty Mutual $2,417 $3,238 $2,921 $2,561
Nationwide $2,508 $3,211 $5,416 $3,211
Progressive $1,538 $2,595 $3,009 $2,210
State Farm $2,407 $2,874 $5,438 $2,796
Travelers $1,788 $2,836 $3,305 $2,573
USAA $1,637 $2,426 $3,986 $1,792

Cheapest Lockwood, CA Car Insurance for Teen Drivers

Teen car insurance in Lockwood, CA can be expensive. Take a look at rates from the top car insurance companies in Lockwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lockwood, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $7,968
Farmers $6,388 $10,521
GEICO $4,707 $4,804
Liberty Mutual $4,619 $4,912
Nationwide $6,371 $7,036
Progressive $3,875 $4,680
State Farm $4,873 $6,048
Travelers $3,951 $4,546
USAA $3,998 $4,013

Cheapest Lockwood, CA Car Insurance for Seniors

Take a look at Lockwood, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lockwood, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,718
Farmers $1,804 $1,804
GEICO $1,458 $1,458
Liberty Mutual $1,963 $1,902
Nationwide $2,221 $2,098
Progressive $1,251 $1,487
State Farm $2,384 $2,384
Travelers $1,761 $1,742
USAA $1,727 $1,738

Cheapest Lockwood, CA Car Insurance Rates After a DUI

A DUI in Lockwood, CA increases car insurance rates. Compare Lockwood, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lockwood, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,687
Farmers $4,640
GEICO $3,393
Liberty Mutual $2,921
Nationwide $5,416
Progressive $3,009
State Farm $5,438
Travelers $3,305
USAA $3,986

Cheapest Lockwood, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lockwood, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lockwood, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,240 $3,927
Farmers $3,355 $4,037
GEICO $2,276 $2,733
Liberty Mutual $2,557 $3,011
Nationwide $3,171 $4,002
Progressive $2,123 $2,552
State Farm $3,256 $3,502
Travelers $2,369 $2,882
USAA $2,267 $2,654

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The Best Cheap Car Insurance Companies in Lockwood, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lockwood, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lockwood, California

Insurance Company Average Annual Rates
Allstate $3,584
Farmers $3,696
GEICO $2,505
Liberty Mutual $2,784
Nationwide $3,586
Progressive $2,338
State Farm $3,379
Travelers $2,626
USAA $2,460

Category Winners: Cheapest Car Insurance in Lockwood, California

Find the cheapest car insurance companies in Lockwood, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lockwood, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Lockwood, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lockwood car insurance rates. Find the cheapest Lockwood, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lockwood, California

Insurance Company Low Medium High
Allstate $3,436 $3,608 $3,707
Farmers $3,463 $3,720 $3,904
GEICO $2,312 $2,529 $2,673
Liberty Mutual $2,598 $2,809 $2,946
Nationwide $3,226 $3,644 $3,889
Progressive $2,121 $2,402 $2,491
State Farm $3,070 $3,430 $3,635
Travelers $2,329 $2,686 $2,862
USAA $2,233 $2,507 $2,641

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What affects car insurance rates in Lockwood, California?

What factors can have an impact on Lockwood, CA car insurance? There are several reasons why Lockwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lockwood, California.

Commute Time in Lockwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Lockwood, CA is 19.6 minutes according to City-Data.

Compare Car Insurance Quotes in Lockwood, CA

Ready to find affordable Lockwood, California car insurance today? Enter your ZIP code for fast, free Lockwood, CA car insurance quotes.

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