Compare Locust Dale, VA Car Insurance Rates (2021)

Car insurance in Locust Dale, VA averages $200 a month. Locust Dale, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Locust Dale car insurance rates, compare quotes from the top car insurance companies in Locust Dale, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Locust Dale, VA after a DUI are $2,834/year
  • The cheapest car insurance company in Locust Dale is USAA
  • Average car insurance rates in Locust Dale, VA are $2,398/year

If you need to buy Locust Dale, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Locust Dale, VA is right here.

You’ll find Locust Dale car insurance rates, the cheapest Locust Dale, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Locust Dale, Virginia car insurance rates to Suffolk car insurance rates, Virginia Beach car insurance rates, and Hampton car insurance rates.

Ready to find affordable Locust Dale, VA car insurance today? Enter your ZIP code for fast, free Locust Dale car insurance quotes.

Cheapest Locust Dale, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Locust Dale, VA car insurance rates? Every Locust Dale, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Locust Dale, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,993 $1,884 $1,980 $1,980 $6,233 $7,190 $2,592 $2,602
GEICO $1,578 $1,578 $1,496 $1,496 $3,315 $4,446 $1,833 $1,818
Nationwide $1,430 $1,440 $1,268 $1,305 $3,388 $4,375 $1,576 $1,719
Progressive $1,343 $1,280 $1,207 $1,213 $6,070 $6,835 $1,630 $1,670
State Farm $1,465 $1,465 $1,318 $1,318 $4,379 $5,503 $1,655 $1,903
USAA $1,077 $1,062 $1,008 $1,015 $3,308 $3,932 $1,386 $1,525

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Minimum Car Insurance in Locust Dale, VA

Every driver must carry the minimum car insurance in Locust Dale, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Locust Dale, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Locust Dale, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Locust Dale, VA. Compare credit history car insurance rates in Locust Dale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Locust Dale, Virginia

Insurance Company Poor Fair Good
Allstate $4,030 $3,229 $2,662
GEICO $2,439 $2,073 $2,073
Nationwide $2,445 $1,962 $1,781
Progressive $2,971 $2,586 $2,411
State Farm $3,379 $2,094 $1,654
USAA $2,388 $1,631 $1,348

Cheapest Locust Dale, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Locust Dale, VA to rates for a clean record with top companies.

Annual Locust Dale, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,482 $3,926 $3,628 $3,191
GEICO $1,663 $2,164 $3,291 $1,663
Nationwide $1,793 $1,793 $2,630 $2,035
Progressive $2,274 $2,998 $2,706 $2,646
State Farm $2,172 $2,580 $2,376 $2,376
USAA $1,386 $1,801 $2,375 $1,594

Cheapest Locust Dale, VA Car Insurance for Teen Drivers

Teen car insurance in Locust Dale, VA can be expensive. Take a look at rates from the top car insurance companies in Locust Dale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Locust Dale, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,233 $7,190
GEICO $3,315 $4,446
Nationwide $3,388 $4,375
Progressive $6,070 $6,835
State Farm $4,379 $5,503
USAA $3,308 $3,932

Cheapest Locust Dale, VA Car Insurance for Seniors

Take a look at Locust Dale, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Locust Dale, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $1,980
GEICO $1,496 $1,496
Nationwide $1,268 $1,305
Progressive $1,207 $1,213
State Farm $1,318 $1,318
USAA $1,008 $1,015

Cheapest Locust Dale, VA Car Insurance Rates After a DUI

A DUI in Locust Dale, VA increases car insurance rates. Compare Locust Dale, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Locust Dale, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,628
GEICO $3,291
Nationwide $2,630
Progressive $2,706
State Farm $2,376
USAA $2,375

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Cheapest Locust Dale, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Locust Dale, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Locust Dale, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,208 $3,405
GEICO $2,154 $2,236
Nationwide $2,063 $2,063
Progressive $2,656 $2,656
State Farm $2,318 $2,434
USAA $1,723 $1,855

The Best Cheap Car Insurance Companies in Locust Dale, VA

Take a look at a side-by-side comparison of the top car insurance companies in Locust Dale, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Locust Dale, Virginia

Insurance Company Average Annual Rates
Allstate $3,307
GEICO $2,195
Nationwide $2,063
Progressive $2,656
State Farm $2,376
USAA $1,789

Category Winners: Cheapest Car Insurance in Locust Dale, Virginia

Find the cheapest car insurance companies in Locust Dale, VA for each category right here.

Best Annual Car Insurance Rates by Company in Locust Dale, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Locust Dale, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Locust Dale car insurance rates. Find the cheapest Locust Dale, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Locust Dale, Virginia

Insurance Company Low Medium High
Allstate $3,228 $3,308 $3,384
GEICO $2,110 $2,192 $2,283
Nationwide $2,168 $2,042 $1,977
Progressive $2,537 $2,625 $2,805
State Farm $2,240 $2,372 $2,515
USAA $1,711 $1,792 $1,864

Compare Car Insurance Quotes in Locust Dale, VA

Ready to find affordable Locust Dale, Virginia car insurance today? Enter your ZIP code for fast, free Locust Dale, VA car insurance quotes.

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