Compare Locust Fork, AL Car Insurance Rates (2021)

Car insurance in Locust Fork, AL averages $319 a month. Locust Fork, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Locust Fork car insurance rates, compare quotes from the top car insurance companies in Locust Fork, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Locust Fork is USAA
  • Average car insurance rates in Locust Fork, AL after a DUI are $4,359/year
  • The cheapest car insurance company in Locust Fork for teen drivers is USAA

If you need to buy Locust Fork, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Locust Fork, AL is right here.

You’ll find Locust Fork car insurance rates, the cheapest Locust Fork, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Locust Fork, Alabama car insurance rates to Auburn car insurance rates, Montgomery car insurance rates, and Dothan car insurance rates.

Ready to find affordable Locust Fork, AL car insurance today? Enter your ZIP code for fast, free Locust Fork car insurance quotes.

Cheapest Locust Fork, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Locust Fork, AL car insurance rates? Every Locust Fork, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Locust Fork, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,106 $2,005 $1,905 $1,942 $7,417 $7,984 $2,357 $2,410
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,627 $2,458 $2,153 $2,303 $10,956 $12,236 $3,073 $3,280
State Farm $3,033 $3,033 $2,745 $2,745 $9,244 $11,544 $3,428 $3,977
Travelers $1,424 $1,446 $1,338 $1,334 $7,620 $11,980 $1,351 $1,545
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Locust Fork, AL

Every driver must carry the minimum car insurance in Locust Fork, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Locust Fork, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Locust Fork, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Locust Fork, AL. Compare credit history car insurance rates in Locust Fork from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Locust Fork, Alabama

Insurance Company Poor Fair Good
Allstate $4,338 $3,416 $2,794
Farmers $4,857 $4,180 $3,960
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,130 $2,444 $2,211
Progressive $5,502 $4,731 $4,424
State Farm $8,054 $4,079 $2,773
Travelers $3,821 $3,315 $3,378
USAA $2,877 $1,869 $1,668

Cheapest Locust Fork, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Locust Fork, AL to rates for a clean record with top companies.

Annual Locust Fork, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,983 $3,520 $4,185 $3,376
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,407 $5,557 $4,744 $4,835
State Farm $4,480 $5,566 $4,914 $4,914
Travelers $2,920 $3,064 $4,481 $3,554
USAA $1,644 $2,064 $3,067 $1,778

Cheapest Locust Fork, AL Car Insurance for Teen Drivers

Teen car insurance in Locust Fork, AL can be expensive. Take a look at rates from the top car insurance companies in Locust Fork for teenagers.

Annual Car Insurance Rates for Teen Drivers in Locust Fork, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,417 $7,984
Farmers $9,554 $9,828
GEICO $5,858 $5,765
Liberty Mutual $11,526 $12,810
Nationwide $4,472 $5,749
Progressive $10,956 $12,236
State Farm $9,244 $11,544
Travelers $7,620 $11,980
USAA $3,975 $4,408

Cheapest Locust Fork, AL Car Insurance for Seniors

Take a look at Locust Fork, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Locust Fork, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,905 $1,942
Farmers $2,213 $2,347
GEICO $2,095 $2,161
Liberty Mutual $2,581 $2,883
Nationwide $1,548 $1,600
Progressive $2,153 $2,303
State Farm $2,745 $2,745
Travelers $1,338 $1,334
USAA $1,238 $1,212

Cheapest Locust Fork, AL Car Insurance Rates After a DUI

A DUI in Locust Fork, AL increases car insurance rates. Compare Locust Fork, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Locust Fork, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,185
Farmers $4,596
GEICO $4,162
Liberty Mutual $5,781
Nationwide $3,298
Progressive $4,744
State Farm $4,914
Travelers $4,481
USAA $3,067

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Locust Fork, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Locust Fork, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Locust Fork, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,516 $3,516
Farmers $4,332 $4,332
GEICO $3,046 $3,158
Liberty Mutual $5,415 $5,415
Nationwide $2,595 $2,595
Progressive $4,886 $4,886
State Farm $4,851 $5,086
Travelers $3,505 $3,505
USAA $2,040 $2,236

The Best Cheap Car Insurance Companies in Locust Fork, AL

Take a look at a side-by-side comparison of the top car insurance companies in Locust Fork, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Locust Fork, Alabama

Insurance Company Average Annual Rates
Allstate $3,516
Farmers $4,332
GEICO $3,102
Liberty Mutual $5,415
Nationwide $2,595
Progressive $4,886
State Farm $4,969
Travelers $3,505
USAA $2,138

Category Winners: Cheapest Car Insurance in Locust Fork, Alabama

Find the cheapest car insurance companies in Locust Fork, AL for each category right here.

Best Annual Car Insurance Rates by Company in Locust Fork, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Locust Fork, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Locust Fork car insurance rates. Find the cheapest Locust Fork, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Locust Fork, Alabama

Insurance Company Low Medium High
Allstate $3,400 $3,510 $3,637
Farmers $4,110 $4,281 $4,606
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,578 $2,574 $2,635
Progressive $4,361 $4,860 $5,435
State Farm $4,714 $4,961 $5,230
Travelers $3,330 $3,574 $3,610
USAA $2,064 $2,127 $2,223

What affects car insurance rates in Locust Fork, Alabama?

What factors can have an impact on Locust Fork, AL car insurance? There are several reasons why Locust Fork car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Locust Fork, Alabama.

Commute Time in Locust Fork

The more time you spend in your car the higher the risk of an accident. The average commute length in Locust Fork, AL is 36.5 minutes according to City-Data.

Compare Car Insurance Quotes in Locust Fork, AL

Ready to find affordable Locust Fork, Alabama car insurance today? Enter your ZIP code for fast, free Locust Fork, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State