Compare Locust Grove, AR Car Insurance Rates (2021)

Car insurance in Locust Grove, AR averages $359 a month. Locust Grove, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Locust Grove car insurance rates, compare quotes from the top car insurance companies in Locust Grove, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Locust Grove for teen drivers is USAA
  • The cheapest car insurance company in Locust Grove is USAA
  • Average car insurance rates in Locust Grove, AR after a DUI are $5,145/year

If you need to buy Locust Grove, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Locust Grove, AR is right here.

You’ll find Locust Grove car insurance rates, the cheapest Locust Grove, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Locust Grove, Arkansas car insurance rates to Jonesboro car insurance rates, Little Rock car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Locust Grove, AR car insurance today? Enter your ZIP code for fast, free Locust Grove car insurance quotes.

Cheapest Locust Grove, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Locust Grove, AR car insurance rates? Every Locust Grove, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Locust Grove, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,628 $2,611 $2,347 $2,466 $11,086 $11,483 $3,028 $3,201
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,281 $3,109 $2,698 $2,817 $13,965 $15,740 $3,932 $4,266
State Farm $1,837 $1,837 $1,629 $1,629 $5,105 $6,439 $2,065 $2,361
Travelers $2,274 $2,317 $2,251 $2,256 $13,301 $21,353 $2,436 $2,811
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

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Minimum Car Insurance in Locust Grove, AR

Every driver must carry the minimum car insurance in Locust Grove, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Locust Grove, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Locust Grove, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Locust Grove, AR. Compare credit history car insurance rates in Locust Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Locust Grove, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $5,526 $4,632 $4,411
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $7,054 $6,021 $5,603
State Farm $4,148 $2,496 $1,943
Travelers $7,028 $5,865 $5,482
USAA $2,749 $1,878 $1,602

Cheapest Locust Grove, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Locust Grove, AR to rates for a clean record with top companies.

Annual Locust Grove, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $4,097 $5,258 $5,137 $4,934
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $5,363 $7,467 $5,635 $6,439
State Farm $2,640 $3,085 $2,862 $2,862
Travelers $5,131 $5,301 $7,767 $6,302
USAA $1,597 $2,023 $2,912 $1,772

Cheapest Locust Grove, AR Car Insurance for Teen Drivers

Teen car insurance in Locust Grove, AR can be expensive. Take a look at rates from the top car insurance companies in Locust Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Locust Grove, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $11,086 $11,483
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $13,965 $15,740
State Farm $5,105 $6,439
Travelers $13,301 $21,353
USAA $4,009 $4,199

Cheapest Locust Grove, AR Car Insurance for Seniors

Take a look at Locust Grove, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Locust Grove, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,347 $2,466
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,698 $2,817
State Farm $1,629 $1,629
Travelers $2,251 $2,256
USAA $1,192 $1,200

Cheapest Locust Grove, AR Car Insurance Rates After a DUI

A DUI in Locust Grove, AR increases car insurance rates. Compare Locust Grove, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Locust Grove, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,952
Farmers $5,137
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,635
State Farm $2,862
Travelers $7,767
USAA $2,912

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Cheapest Locust Grove, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Locust Grove, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Locust Grove, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,856 $4,856
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $6,226 $6,226
State Farm $2,794 $2,931
Travelers $6,125 $6,125
USAA $2,017 $2,135

The Best Cheap Car Insurance Companies in Locust Grove, AR

Take a look at a side-by-side comparison of the top car insurance companies in Locust Grove, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Locust Grove, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,856
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $6,226
State Farm $2,862
Travelers $6,125
USAA $2,076

Category Winners: Cheapest Car Insurance in Locust Grove, Arkansas

Find the cheapest car insurance companies in Locust Grove, AR for each category right here.

Best Annual Car Insurance Rates by Company in Locust Grove, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Locust Grove, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Locust Grove car insurance rates. Find the cheapest Locust Grove, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Locust Grove, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $4,635 $4,810 $5,124
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,748 $6,129 $6,802
State Farm $2,736 $2,860 $2,992
Travelers $5,832 $6,142 $6,401
USAA $1,989 $2,069 $2,171

Compare Car Insurance Quotes in Locust Grove, AR

Ready to find affordable Locust Grove, Arkansas car insurance today? Enter your ZIP code for fast, free Locust Grove, AR car insurance quotes.

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