Compare Locustdale, PA Car Insurance Rates (2021)

Car insurance in Locustdale, PA averages $307 a month. Locustdale, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Locustdale car insurance rates, compare quotes from the top car insurance companies in Locustdale, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Locustdale for teen drivers is USAA
  • Average car insurance rates in Locustdale, PA are $3,682/year
  • The cheapest car insurance company in Locustdale is USAA

If you need to buy Locustdale, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Locustdale, PA is right here.

You’ll find Locustdale car insurance rates, the cheapest Locustdale, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Locustdale, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Erie car insurance rates, and Reading car insurance rates.

Ready to find affordable Locustdale, PA car insurance today? Enter your ZIP code for fast, free Locustdale car insurance quotes.

Cheapest Locustdale, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Locustdale, PA car insurance rates? Every Locustdale, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Locustdale, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,179 $2,179 $2,011 $2,011 $7,249 $7,249 $2,396 $2,396
GEICO $1,939 $1,678 $1,836 $1,590 $4,853 $4,210 $1,947 $1,686
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $1,794 $1,794 $1,700 $1,700 $5,057 $5,057 $2,012 $2,012
Progressive $2,513 $2,513 $2,242 $2,242 $8,083 $8,083 $3,198 $3,198
State Farm $1,588 $1,588 $1,402 $1,402 $5,691 $5,691 $1,752 $1,752
Travelers $1,519 $1,519 $1,633 $1,633 $21,806 $21,806 $1,830 $1,830
USAA $1,109 $1,109 $1,003 $1,003 $3,365 $3,365 $1,466 $1,466

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Minimum Car Insurance in Locustdale, PA

Every driver must carry the minimum car insurance in Locustdale, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Locustdale, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Locustdale, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Locustdale, PA. Compare credit history car insurance rates in Locustdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Locustdale, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,425 $3,295 $2,658
GEICO $3,702 $2,087 $1,614
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,099 $2,549 $2,274
Progressive $5,313 $3,726 $2,988
State Farm $3,712 $2,299 $1,814
Travelers $7,294 $6,582 $6,216
USAA $2,162 $1,613 $1,431

Cheapest Locustdale, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Locustdale, PA to rates for a clean record with top companies.

Annual Locustdale, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,313 $3,897 $3,313 $3,313
GEICO $1,816 $3,114 $2,430 $2,510
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $1,907 $2,550 $3,552 $2,554
Progressive $3,635 $5,017 $3,741 $3,643
State Farm $2,385 $2,832 $2,608 $2,608
Travelers $4,760 $6,760 $8,508 $6,760
USAA $1,397 $1,930 $2,055 $1,560

Cheapest Locustdale, PA Car Insurance for Teen Drivers

Teen car insurance in Locustdale, PA can be expensive. Take a look at rates from the top car insurance companies in Locustdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Locustdale, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,249 $7,249
GEICO $4,853 $4,210
Liberty Mutual $11,166 $11,166
Nationwide $5,057 $5,057
Progressive $8,083 $8,083
State Farm $5,691 $5,691
Travelers $21,806 $21,806
USAA $3,365 $3,365

Cheapest Locustdale, PA Car Insurance for Seniors

Take a look at Locustdale, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Locustdale, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,011
GEICO $1,836 $1,590
Liberty Mutual $3,502 $3,502
Nationwide $1,700 $1,700
Progressive $2,242 $2,242
State Farm $1,402 $1,402
Travelers $1,633 $1,633
USAA $1,003 $1,003

Cheapest Locustdale, PA Car Insurance Rates After a DUI

A DUI in Locustdale, PA increases car insurance rates. Compare Locustdale, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Locustdale, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,313
GEICO $2,430
Liberty Mutual $5,960
Nationwide $3,552
Progressive $3,741
State Farm $2,608
Travelers $8,508
USAA $2,055

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Cheapest Locustdale, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Locustdale, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Locustdale, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,527
GEICO $2,428 $2,508
Liberty Mutual $5,686 $5,985
Nationwide $2,641 $2,641
Progressive $4,009 $4,009
State Farm $2,532 $2,685
Travelers $6,697 $6,697
USAA $1,686 $1,785

The Best Cheap Car Insurance Companies in Locustdale, PA

Take a look at a side-by-side comparison of the top car insurance companies in Locustdale, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Locustdale, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,459
GEICO $2,468
Liberty Mutual $5,836
Nationwide $2,641
Progressive $4,009
State Farm $2,608
Travelers $6,697
USAA $1,736

Category Winners: Cheapest Car Insurance in Locustdale, Pennsylvania

Find the cheapest car insurance companies in Locustdale, PA for each category right here.

Best Annual Car Insurance Rates by Company in Locustdale, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Locustdale, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Locustdale car insurance rates. Find the cheapest Locustdale, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Locustdale, Pennsylvania

Insurance Company Low Medium High
Allstate $3,308 $3,480 $3,588
GEICO $2,239 $2,492 $2,672
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $2,662 $2,673 $2,587
Progressive $3,659 $4,040 $4,328
State Farm $2,439 $2,643 $2,743
Travelers $6,775 $6,695 $6,622
USAA $1,609 $1,752 $1,846

What affects car insurance rates in Locustdale, Pennsylvania?

What factors can have an impact on Locustdale, PA car insurance? There are several reasons why Locustdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Locustdale, Pennsylvania.

Commute Time in Locustdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Locustdale, PA is 30.6 minutes according to City-Data.

Compare Car Insurance Quotes in Locustdale, PA

Ready to find affordable Locustdale, Pennsylvania car insurance today? Enter your ZIP code for fast, free Locustdale, PA car insurance quotes.

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