Compare Lolo, MT Car Insurance Rates (2021)

Car insurance in Lolo, MT averages $250 a month. Lolo, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Lolo car insurance rates, compare quotes from the top car insurance companies in Lolo, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lolo for teen drivers is Liberty Mutual
  • Average car insurance rates in Lolo, MT are $2,995/year
  • The cheapest car insurance company in Lolo is Liberty Mutual

If you need to buy Lolo, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Lolo, MT is right here.

You’ll find Lolo car insurance rates, the cheapest Lolo, MT car insurance companies, and information on Montana car insurance laws. You can also compare Lolo, Montana car insurance rates to Whitefish car insurance rates, Great Falls car insurance rates, and Livingston car insurance rates.

Ready to find affordable Lolo, MT car insurance today? Enter your ZIP code for fast, free Lolo car insurance quotes.

Cheapest Lolo, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lolo, MT car insurance rates? Every Lolo, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lolo, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,926 $2,926 $2,683 $2,683 $11,315 $11,315 $3,153 $3,153
Farmers $2,602 $2,602 $2,331 $2,331 $7,369 $7,369 $2,858 $2,858
GEICO $2,356 $2,202 $2,300 $2,098 $5,723 $5,326 $2,019 $1,840
Liberty Mutual $997 $997 $976 $976 $2,147 $2,147 $1,211 $1,211
Nationwide $2,167 $2,167 $1,993 $1,993 $4,332 $4,332 $2,289 $2,289
Progressive $2,772 $2,772 $2,525 $2,525 $6,851 $6,851 $3,117 $3,117
State Farm $1,569 $1,569 $1,396 $1,396 $4,797 $4,797 $1,707 $1,707
USAA $1,182 $1,182 $1,068 $1,068 $4,142 $4,142 $1,445 $1,445

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Minimum Car Insurance in Lolo, MT

Every driver must carry the minimum car insurance in Lolo, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Lolo, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Lolo, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lolo, MT. Compare credit history car insurance rates in Lolo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lolo, Montana

Insurance Company Poor Fair Good
Allstate $6,066 $4,857 $4,135
Farmers $4,457 $3,559 $3,355
GEICO $4,699 $2,505 $1,745
Liberty Mutual $1,333 $1,333 $1,333
Nationwide $3,385 $2,477 $2,225
Progressive $4,586 $3,546 $3,317
State Farm $3,403 $2,072 $1,626
USAA $2,607 $1,799 $1,471

Cheapest Lolo, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lolo, MT to rates for a clean record with top companies.

Annual Lolo, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $4,992 $6,057 $4,816
Farmers $3,322 $4,312 $4,205 $3,322
GEICO $1,921 $3,035 $4,681 $2,295
Liberty Mutual $897 $1,590 $1,590 $1,254
Nationwide $1,999 $2,815 $3,578 $2,390
Progressive $3,276 $4,273 $4,070 $3,647
State Farm $2,182 $2,552 $2,367 $2,367
USAA $1,461 $1,841 $2,755 $1,779

Cheapest Lolo, MT Car Insurance for Teen Drivers

Teen car insurance in Lolo, MT can be expensive. Take a look at rates from the top car insurance companies in Lolo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lolo, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,315
Farmers $7,369 $7,369
GEICO $5,723 $5,326
Liberty Mutual $2,147 $2,147
Nationwide $4,332 $4,332
Progressive $6,851 $6,851
State Farm $4,797 $4,797
USAA $4,142 $4,142

Cheapest Lolo, MT Car Insurance for Seniors

Take a look at Lolo, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lolo, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,683 $2,683
Farmers $2,331 $2,331
GEICO $2,300 $2,098
Liberty Mutual $976 $976
Nationwide $1,993 $1,993
Progressive $2,525 $2,525
State Farm $1,396 $1,396
USAA $1,068 $1,068

Cheapest Lolo, MT Car Insurance Rates After a DUI

A DUI in Lolo, MT increases car insurance rates. Compare Lolo, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lolo, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,057
Farmers $4,205
GEICO $4,681
Liberty Mutual $1,590
Nationwide $3,578
Progressive $4,070
State Farm $2,367
USAA $2,755

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Cheapest Lolo, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lolo, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lolo, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,900 $5,139
Farmers $3,790 $3,790
GEICO $2,930 $3,036
Liberty Mutual $1,333 $1,333
Nationwide $2,695 $2,695
Progressive $3,816 $3,816
State Farm $2,297 $2,437
USAA $1,936 $1,982

The Best Cheap Car Insurance Companies in Lolo, MT

Take a look at a side-by-side comparison of the top car insurance companies in Lolo, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lolo, Montana

Insurance Company Average Annual Rates
Allstate $5,019
Farmers $3,790
GEICO $2,983
Liberty Mutual $1,333
Nationwide $2,695
Progressive $3,816
State Farm $2,367
USAA $1,959

Category Winners: Cheapest Car Insurance in Lolo, Montana

Find the cheapest car insurance companies in Lolo, MT for each category right here.

Best Annual Car Insurance Rates by Company in Lolo, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Lolo, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lolo car insurance rates. Find the cheapest Lolo, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lolo, Montana

Insurance Company Low Medium High
Allstate $4,760 $5,006 $5,291
Farmers $3,485 $3,785 $4,100
GEICO $2,817 $2,952 $3,180
Liberty Mutual $1,228 $1,337 $1,433
Nationwide $2,043 $2,853 $3,191
Progressive $3,548 $3,803 $4,099
State Farm $2,209 $2,358 $2,535
USAA $1,857 $1,948 $2,072

What affects car insurance rates in Lolo, Montana?

What factors can have an impact on Lolo, MT car insurance? There are several reasons why Lolo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lolo, Montana.

Commute Time in Lolo

The more time you spend in your car the higher the risk of an accident. The average commute length in Lolo, MT is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lolo, MT

Ready to find affordable Lolo, Montana car insurance today? Enter your ZIP code for fast, free Lolo, MT car insurance quotes.

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