Compare Loma, CO Car Insurance Rates (2021)

Car insurance in Loma, CO averages $279 a month. Loma, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Loma car insurance rates, compare quotes from the top car insurance companies in Loma, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Loma, CO after a DUI are $3,983/year
  • Average car insurance rates in Loma, CO are $3,345/year
  • The cheapest car insurance company in Loma for teen drivers is GEICO

If you need to buy Loma, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Loma, CO is right here.

You’ll find Loma car insurance rates, the cheapest Loma, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Loma, Colorado car insurance rates to Pueblo car insurance rates, Denver car insurance rates, and Lakewood car insurance rates.

Ready to find affordable Loma, CO car insurance today? Enter your ZIP code for fast, free Loma car insurance quotes.

Cheapest Loma, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loma, CO car insurance rates? Every Loma, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loma, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,369 $2,369 $2,141 $2,141 $5,736 $7,705 $2,369 $2,905
Farmers $2,582 $2,550 $2,339 $2,530 $9,890 $9,928 $2,838 $2,855
GEICO $1,333 $1,458 $1,409 $1,589 $4,169 $4,420 $1,224 $1,247
Liberty Mutual $1,545 $1,506 $1,306 $1,435 $4,802 $5,249 $1,568 $1,595
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,276 $2,128 $1,997 $1,987 $7,839 $8,755 $2,561 $2,488
State Farm $1,635 $1,635 $1,474 $1,474 $4,740 $5,988 $1,831 $2,173
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

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Minimum Car Insurance in Loma, CO

Every driver must carry the minimum car insurance in Loma, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Loma, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Loma, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Loma, CO. Compare credit history car insurance rates in Loma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Loma, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,499 $3,210 $2,691
Farmers $5,151 $4,189 $3,978
GEICO $2,522 $2,106 $1,690
Liberty Mutual $3,384 $2,082 $1,661
Nationwide $3,525 $2,806 $2,447
Progressive $4,263 $3,646 $3,352
State Farm $3,633 $2,337 $1,885
USAA $4,418 $2,521 $2,022

Cheapest Loma, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loma, CO to rates for a clean record with top companies.

Annual Loma, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,562 $3,647 $4,754 $2,905
Farmers $3,743 $4,824 $4,760 $4,430
GEICO $1,493 $2,311 $2,685 $1,935
Liberty Mutual $2,089 $2,436 $2,524 $2,454
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,250 $4,557 $3,428 $3,781
State Farm $2,406 $2,831 $2,619 $2,619
USAA $2,188 $2,662 $4,635 $2,464

Cheapest Loma, CO Car Insurance for Teen Drivers

Teen car insurance in Loma, CO can be expensive. Take a look at rates from the top car insurance companies in Loma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loma, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $5,736 $7,705
Farmers $9,890 $9,928
GEICO $4,169 $4,420
Liberty Mutual $4,802 $5,249
Nationwide $4,935 $6,278
Progressive $7,839 $8,755
State Farm $4,740 $5,988
USAA $4,983 $5,703

Cheapest Loma, CO Car Insurance for Seniors

Take a look at Loma, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loma, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,141 $2,141
Farmers $2,339 $2,530
GEICO $1,409 $1,589
Liberty Mutual $1,306 $1,435
Nationwide $1,754 $1,845
Progressive $1,997 $1,987
State Farm $1,474 $1,474
USAA $1,910 $1,917

Cheapest Loma, CO Car Insurance Rates After a DUI

A DUI in Loma, CO increases car insurance rates. Compare Loma, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loma, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,563
American Family $4,754
Farmers $4,760
GEICO $2,685
Liberty Mutual $2,524
Nationwide $3,877
Progressive $3,428
State Farm $2,619
USAA $4,635

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Cheapest Loma, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loma, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loma, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,393 $3,541
Farmers $4,439 $4,439
GEICO $2,065 $2,147
Liberty Mutual $2,376 $2,376
Nationwide $2,926 $2,926
Progressive $3,754 $3,754
State Farm $2,555 $2,683
USAA $2,903 $3,071

The Best Cheap Car Insurance Companies in Loma, CO

Take a look at a side-by-side comparison of the top car insurance companies in Loma, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loma, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,467
Farmers $4,439
GEICO $2,106
Liberty Mutual $2,376
Nationwide $2,926
Progressive $3,754
State Farm $2,619
USAA $2,987

Category Winners: Cheapest Car Insurance in Loma, Colorado

Find the cheapest car insurance companies in Loma, CO for each category right here.

Best Annual Car Insurance Rates by Company in Loma, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Loma, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loma car insurance rates. Find the cheapest Loma, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loma, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,297 $3,539 $3,565
Farmers $3,893 $4,378 $5,047
GEICO $1,920 $2,074 $2,324
Liberty Mutual $2,250 $2,368 $2,509
Nationwide $2,909 $2,928 $2,941
Progressive $3,453 $3,766 $4,042
State Farm $2,443 $2,619 $2,794
USAA $2,856 $2,986 $3,119

What affects car insurance rates in Loma, Colorado?

What factors can have an impact on Loma, CO car insurance? There are several reasons why Loma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Loma, Colorado.

Commute Time in Loma

The more time you spend in your car the higher the risk of an accident. The average commute length in Loma, CO is 34.4 minutes according to City-Data.

Compare Car Insurance Quotes in Loma, CO

Ready to find affordable Loma, Colorado car insurance today? Enter your ZIP code for fast, free Loma, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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