Compare Loma, MT Car Insurance Rates (2021)

Car insurance in Loma, MT averages $280 a month. Loma, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Loma car insurance rates, compare quotes from the top car insurance companies in Loma, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Loma, MT after a DUI are $4,159/year
  • Average car insurance rates in Loma, MT are $3,364/year
  • The cheapest car insurance company in Loma for teen drivers is Liberty Mutual

If you need to buy Loma, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Loma, MT is right here.

You’ll find Loma car insurance rates, the cheapest Loma, MT car insurance companies, and information on Montana car insurance laws. You can also compare Loma, Montana car insurance rates to Missoula car insurance rates, Billings car insurance rates, and Belgrade car insurance rates.

Ready to find affordable Loma, MT car insurance today? Enter your ZIP code for fast, free Loma car insurance quotes.

Cheapest Loma, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Loma, MT car insurance rates? Every Loma, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loma, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,765 $2,765 $2,533 $2,533 $10,615 $10,615 $2,981 $2,981
Farmers $2,919 $2,919 $2,611 $2,611 $7,533 $7,533 $3,181 $3,181
GEICO $3,181 $2,973 $3,103 $2,830 $7,774 $7,235 $2,728 $2,486
Liberty Mutual $1,077 $1,077 $1,054 $1,054 $2,173 $2,173 $1,284 $1,284
Nationwide $2,916 $2,916 $2,647 $2,647 $5,941 $5,941 $3,093 $3,093
Progressive $3,480 $3,480 $3,112 $3,112 $8,010 $8,010 $3,926 $3,926
State Farm $1,617 $1,617 $1,410 $1,410 $4,645 $4,645 $1,747 $1,747
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

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Minimum Car Insurance in Loma, MT

Every driver must carry the minimum car insurance in Loma, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Loma, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Loma, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Loma, MT. Compare credit history car insurance rates in Loma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Loma, Montana

Insurance Company Poor Fair Good
Allstate $5,706 $4,572 $3,893
Farmers $4,803 $3,796 $3,584
GEICO $6,363 $3,392 $2,362
Liberty Mutual $1,397 $1,397 $1,397
Nationwide $4,618 $3,324 $3,006
Progressive $5,615 $4,279 $4,002
State Farm $3,385 $2,061 $1,618
USAA $2,788 $1,875 $1,511

Cheapest Loma, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Loma, MT to rates for a clean record with top companies.

Annual Loma, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,970 $4,696 $5,694 $4,534
Farmers $3,577 $4,601 $4,488 $3,577
GEICO $2,595 $4,108 $6,353 $3,100
Liberty Mutual $952 $1,654 $1,654 $1,327
Nationwide $2,643 $3,818 $4,940 $3,196
Progressive $4,006 $5,147 $4,937 $4,438
State Farm $2,210 $2,500 $2,355 $2,355
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Loma, MT Car Insurance for Teen Drivers

Teen car insurance in Loma, MT can be expensive. Take a look at rates from the top car insurance companies in Loma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Loma, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,615 $10,615
Farmers $7,533 $7,533
GEICO $7,774 $7,235
Liberty Mutual $2,173 $2,173
Nationwide $5,941 $5,941
Progressive $8,010 $8,010
State Farm $4,645 $4,645
USAA $4,089 $4,089

Cheapest Loma, MT Car Insurance for Seniors

Take a look at Loma, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Loma, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,533 $2,533
Farmers $2,611 $2,611
GEICO $3,103 $2,830
Liberty Mutual $1,054 $1,054
Nationwide $2,647 $2,647
Progressive $3,112 $3,112
State Farm $1,410 $1,410
USAA $1,166 $1,166

Cheapest Loma, MT Car Insurance Rates After a DUI

A DUI in Loma, MT increases car insurance rates. Compare Loma, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Loma, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,694
Farmers $4,488
GEICO $6,353
Liberty Mutual $1,654
Nationwide $4,940
Progressive $4,937
State Farm $2,355
USAA $2,852

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Cheapest Loma, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Loma, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Loma, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,612 $4,835
Farmers $4,061 $4,061
GEICO $3,967 $4,111
Liberty Mutual $1,397 $1,397
Nationwide $3,649 $3,649
Progressive $4,632 $4,632
State Farm $2,285 $2,424
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Loma, MT

Take a look at a side-by-side comparison of the top car insurance companies in Loma, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Loma, Montana

Insurance Company Average Annual Rates
Allstate $4,723
Farmers $4,061
GEICO $4,039
Liberty Mutual $1,397
Nationwide $3,649
Progressive $4,632
State Farm $2,355
USAA $2,058

Category Winners: Cheapest Car Insurance in Loma, Montana

Find the cheapest car insurance companies in Loma, MT for each category right here.

Best Annual Car Insurance Rates by Company in Loma, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Loma, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Loma car insurance rates. Find the cheapest Loma, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Loma, Montana

Insurance Company Low Medium High
Allstate $4,500 $4,713 $4,958
Farmers $3,771 $4,057 $4,355
GEICO $3,896 $4,012 $4,208
Liberty Mutual $1,299 $1,401 $1,491
Nationwide $2,821 $3,894 $4,232
Progressive $4,393 $4,620 $4,883
State Farm $2,242 $2,344 $2,478
USAA $1,975 $2,048 $2,150

Compare Car Insurance Quotes in Loma, MT

Ready to find affordable Loma, Montana car insurance today? Enter your ZIP code for fast, free Loma, MT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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