Compare Lomita, CA Car Insurance Rates (2021)

Car insurance in Lomita, CA averages $323 a month. Lomita, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lomita car insurance rates, compare quotes from the top car insurance companies in Lomita, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lomita for teen drivers is USAA
  • The cheapest car insurance company in Lomita is USAA
  • Average car insurance rates in Lomita, CA after a DUI are $5,442/year

If you need to buy Lomita, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lomita, CA is right here.

You’ll find Lomita car insurance rates, the cheapest Lomita, CA car insurance companies, and information on California car insurance laws. You can also compare Lomita, California car insurance rates to San Diego car insurance rates, Los Angeles car insurance rates, and San Jose car insurance rates.

Ready to find affordable Lomita, CA car insurance today? Enter your ZIP code for fast, free Lomita car insurance quotes.

Cheapest Lomita, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lomita, CA car insurance rates? Every Lomita, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lomita, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,053 $3,044 $2,227 $2,238 $8,528 $10,702 $3,877 $4,222
Farmers $3,042 $3,042 $2,756 $2,756 $9,728 $15,887 $3,608 $4,023
GEICO $1,780 $1,780 $1,674 $1,674 $5,422 $5,509 $2,557 $2,610
Liberty Mutual $2,294 $2,160 $2,147 $2,077 $4,967 $5,330 $2,572 $2,611
Nationwide $3,455 $3,292 $3,041 $2,860 $8,903 $9,821 $4,132 $4,068
Progressive $1,789 $1,841 $1,522 $1,806 $4,785 $5,765 $2,580 $2,774
State Farm $3,452 $3,452 $3,086 $3,086 $6,405 $7,958 $3,823 $3,940
Travelers $2,725 $2,628 $2,409 $2,385 $5,769 $6,530 $3,555 $3,467
USAA $1,968 $1,864 $1,919 $1,926 $4,497 $4,526 $2,724 $2,574

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Minimum Car Insurance in Lomita, CA

Every driver must carry the minimum car insurance in Lomita, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lomita, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lomita, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lomita, CA to rates for a clean record with top companies.

Annual Lomita, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $4,792 $7,553 $3,744
Farmers $4,147 $5,645 $7,025 $5,604
GEICO $2,009 $3,108 $3,893 $2,493
Liberty Mutual $2,622 $3,509 $3,170 $2,778
Nationwide $3,450 $4,426 $7,484 $4,426
Progressive $1,871 $3,181 $3,685 $2,695
State Farm $3,143 $3,746 $7,064 $3,646
Travelers $2,429 $4,030 $4,652 $3,623
USAA $1,826 $2,722 $4,450 $2,001

Cheapest Lomita, CA Car Insurance for Teen Drivers

Teen car insurance in Lomita, CA can be expensive. Take a look at rates from the top car insurance companies in Lomita for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lomita, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,528 $10,702
Farmers $9,728 $15,887
GEICO $5,422 $5,509
Liberty Mutual $4,967 $5,330
Nationwide $8,903 $9,821
Progressive $4,785 $5,765
State Farm $6,405 $7,958
Travelers $5,769 $6,530
USAA $4,497 $4,526

Cheapest Lomita, CA Car Insurance for Seniors

Take a look at Lomita, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lomita, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,238
Farmers $2,756 $2,756
GEICO $1,674 $1,674
Liberty Mutual $2,147 $2,077
Nationwide $3,041 $2,860
Progressive $1,522 $1,806
State Farm $3,086 $3,086
Travelers $2,409 $2,385
USAA $1,919 $1,926

Cheapest Lomita, CA Car Insurance Rates After a DUI

A DUI in Lomita, CA increases car insurance rates. Compare Lomita, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lomita, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,553
Farmers $7,025
GEICO $3,893
Liberty Mutual $3,170
Nationwide $7,484
Progressive $3,685
State Farm $7,064
Travelers $4,652
USAA $4,450

Cheapest Lomita, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lomita, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lomita, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,266 $5,206
Farmers $5,085 $6,126
GEICO $2,612 $3,139
Liberty Mutual $2,772 $3,267
Nationwide $4,364 $5,529
Progressive $2,592 $3,124
State Farm $4,239 $4,561
Travelers $3,313 $4,054
USAA $2,535 $2,965

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The Best Cheap Car Insurance Companies in Lomita, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lomita, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lomita, California

Insurance Company Average Annual Rates
Allstate $4,736
Farmers $5,605
GEICO $2,876
Liberty Mutual $3,020
Nationwide $4,946
Progressive $2,858
State Farm $4,400
Travelers $3,684
USAA $2,750

Category Winners: Cheapest Car Insurance in Lomita, California

Find the cheapest car insurance companies in Lomita, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lomita, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Lomita, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lomita car insurance rates. Find the cheapest Lomita, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lomita, California

Insurance Company Low Medium High
Allstate $4,453 $4,781 $4,975
Farmers $5,201 $5,652 $5,963
GEICO $2,594 $2,910 $3,122
Liberty Mutual $2,781 $3,050 $3,228
Nationwide $4,406 $5,040 $5,394
Progressive $2,559 $2,946 $3,069
State Farm $3,920 $4,487 $4,793
Travelers $3,153 $3,793 $4,104
USAA $2,492 $2,804 $2,953

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What affects car insurance rates in Lomita, California?

What factors can have an impact on Lomita, CA car insurance? There are several reasons why Lomita car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lomita, California.

Car Theft in Lomita

High levels of vehicle theft can make car insurance more expensive. Lomita, CA car theft statistics from the FBI indicate 47 vehicle thefts a year.

Commute Time in Lomita

The more time you spend in your car the higher the risk of an accident. The average commute length in Lomita, CA is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Lomita, CA

Ready to find affordable Lomita, California car insurance today? Enter your ZIP code for fast, free Lomita, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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