Compare Lone Jack, MO Car Insurance Rates (2021)

Car insurance in Lone Jack, MO averages $276 a month. Lone Jack, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lone Jack car insurance rates, compare quotes from the top car insurance companies in Lone Jack, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lone Jack, MO are $3,314/year
  • Average car insurance rates in Lone Jack, MO after a DUI are $3,881/year
  • The cheapest car insurance company in Lone Jack is Nationwide

If you need to buy Lone Jack, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Lone Jack, MO is right here.

You’ll find Lone Jack car insurance rates, the cheapest Lone Jack, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Lone Jack, Missouri car insurance rates to Columbia car insurance rates, St. Charles car insurance rates, and Springfield car insurance rates.

Ready to find affordable Lone Jack, MO car insurance today? Enter your ZIP code for fast, free Lone Jack car insurance quotes.

Cheapest Lone Jack, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lone Jack, MO car insurance rates? Every Lone Jack, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lone Jack, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,810 $2,711 $2,541 $2,620 $8,000 $8,675 $2,671 $2,749
American Family $2,259 $2,259 $2,011 $2,011 $6,191 $8,057 $2,259 $2,640
Farmers $2,275 $2,261 $2,027 $2,154 $9,604 $9,921 $2,599 $2,708
GEICO $1,740 $1,950 $1,359 $1,760 $5,546 $5,829 $1,585 $1,575
Liberty Mutual $2,785 $3,020 $2,291 $2,574 $9,686 $10,764 $2,932 $3,124
Nationwide $1,559 $1,587 $1,401 $1,477 $4,021 $5,125 $1,786 $1,925
Progressive $1,915 $1,767 $1,570 $1,617 $6,475 $7,269 $2,336 $2,389
State Farm $1,661 $1,661 $1,503 $1,503 $4,997 $6,279 $1,874 $2,145
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Lone Jack, MO

Every driver must carry the minimum car insurance in Lone Jack, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Lone Jack, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lone Jack, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lone Jack, MO. Compare credit history car insurance rates in Lone Jack from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lone Jack, Missouri

Insurance Company Poor Fair Good
Allstate $5,652 $3,638 $3,001
American Family $4,528 $3,178 $2,676
Farmers $4,783 $3,998 $3,800
GEICO $3,682 $2,401 $1,922
Liberty Mutual $6,664 $4,072 $3,206
Nationwide $2,780 $2,303 $1,998
Progressive $3,660 $3,039 $2,803
State Farm $3,771 $2,398 $1,938
USAA $4,216 $1,958 $1,402

Cheapest Lone Jack, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lone Jack, MO to rates for a clean record with top companies.

Annual Lone Jack, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,498 $3,961 $4,955 $3,974
American Family $2,600 $3,726 $4,554 $2,964
Farmers $3,608 $4,523 $4,420 $4,224
GEICO $2,052 $2,707 $3,680 $2,233
Liberty Mutual $3,376 $4,849 $4,994 $5,370
Nationwide $1,843 $2,380 $3,195 $2,022
Progressive $2,722 $3,697 $3,035 $3,215
State Farm $2,470 $2,936 $2,703 $2,703
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Lone Jack, MO Car Insurance for Teen Drivers

Teen car insurance in Lone Jack, MO can be expensive. Take a look at rates from the top car insurance companies in Lone Jack for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lone Jack, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,000 $8,675
American Family $6,191 $8,057
Farmers $9,604 $9,921
GEICO $5,546 $5,829
Liberty Mutual $9,686 $10,764
Nationwide $4,021 $5,125
Progressive $6,475 $7,269
State Farm $4,997 $6,279
USAA $4,587 $5,609

Cheapest Lone Jack, MO Car Insurance for Seniors

Take a look at Lone Jack, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lone Jack, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,541 $2,620
American Family $2,011 $2,011
Farmers $2,027 $2,154
GEICO $1,359 $1,760
Liberty Mutual $2,291 $2,574
Nationwide $1,401 $1,477
Progressive $1,570 $1,617
State Farm $1,503 $1,503
USAA $1,391 $1,422

Cheapest Lone Jack, MO Car Insurance Rates After a DUI

A DUI in Lone Jack, MO increases car insurance rates. Compare Lone Jack, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lone Jack, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $4,554
Farmers $4,420
GEICO $3,680
Liberty Mutual $4,994
Nationwide $3,195
Progressive $3,035
State Farm $2,703
USAA $3,392

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Cheapest Lone Jack, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lone Jack, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lone Jack, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,097 $4,097
American Family $3,427 $3,495
Farmers $4,194 $4,194
GEICO $2,620 $2,716
Liberty Mutual $4,647 $4,647
Nationwide $2,360 $2,360
Progressive $3,167 $3,167
State Farm $2,636 $2,770
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Lone Jack, MO

Take a look at a side-by-side comparison of the top car insurance companies in Lone Jack, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lone Jack, Missouri

Insurance Company Average Annual Rates
Allstate $4,097
American Family $3,461
Farmers $4,194
GEICO $2,668
Liberty Mutual $4,647
Nationwide $2,360
Progressive $3,167
State Farm $2,703
USAA $2,526

Category Winners: Cheapest Car Insurance in Lone Jack, Missouri

Find the cheapest car insurance companies in Lone Jack, MO for each category right here.

Best Annual Car Insurance Rates by Company in Lone Jack, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Lone Jack, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lone Jack car insurance rates. Find the cheapest Lone Jack, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lone Jack, Missouri

Insurance Company Low Medium High
Allstate $3,934 $4,088 $4,269
American Family $3,351 $3,570 $3,462
Farmers $3,918 $4,153 $4,510
GEICO $2,473 $2,694 $2,837
Liberty Mutual $4,374 $4,671 $4,897
Nationwide $2,209 $2,383 $2,489
Progressive $2,821 $3,174 $3,507
State Farm $2,510 $2,714 $2,885
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Lone Jack, Missouri?

What factors can have an impact on Lone Jack, MO car insurance? There are several reasons why Lone Jack car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lone Jack, Missouri.

Commute Time in Lone Jack

The more time you spend in your car the higher the risk of an accident. The average commute length in Lone Jack, MO is 32.6 minutes according to City-Data.

Compare Car Insurance Quotes in Lone Jack, MO

Ready to find affordable Lone Jack, Missouri car insurance today? Enter your ZIP code for fast, free Lone Jack, MO car insurance quotes.

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