Compare Lone, KY Car Insurance Rates (2021)

Car insurance in Lone, KY averages $566 a month. Lone, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lone car insurance rates, compare quotes from the top car insurance companies in Lone, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lone, KY are $6,796/year
  • The cheapest car insurance company in Lone is USAA
  • Average car insurance rates in Lone, KY after a DUI are $8,014/year

If you need to buy Lone, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Lone, KY is right here.

You’ll find Lone car insurance rates, the cheapest Lone, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Lone, Kentucky car insurance rates to Owensboro car insurance rates, Henderson car insurance rates, and Covington car insurance rates.

Ready to find affordable Lone, KY car insurance today? Enter your ZIP code for fast, free Lone car insurance quotes.

Cheapest Lone, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lone, KY car insurance rates? Every Lone, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lone, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,502 $5,406 $4,996 $5,355 $22,561 $25,040 $6,021 $6,315
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,154 $3,429 $2,692 $3,018 $12,538 $13,879 $3,287 $3,411
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $3,615 $3,682 $3,556 $3,556 $17,979 $28,919 $3,780 $4,404
USAA $2,054 $2,057 $1,852 $1,882 $5,535 $5,819 $2,597 $2,843

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Minimum Car Insurance in Lone, KY

Every driver must carry the minimum car insurance in Lone, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Lone, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lone, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lone, KY. Compare credit history car insurance rates in Lone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lone, Kentucky

Insurance Company Poor Fair Good
Allstate $13,535 $9,266 $7,647
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,141 $4,970 $3,918
Nationwide $9,500 $7,372 $6,351
Progressive $11,547 $10,089 $9,405
State Farm $6,145 $3,746 $2,943
Travelers $9,717 $8,186 $8,155
USAA $4,587 $2,565 $2,088

Cheapest Lone, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lone, KY to rates for a clean record with top companies.

Annual Lone, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,271 $11,022 $11,860 $9,444
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,734 $7,280 $5,657 $5,032
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $7,544 $7,770 $11,313 $8,119
USAA $2,318 $3,281 $3,931 $2,790

Cheapest Lone, KY Car Insurance for Teen Drivers

Teen car insurance in Lone, KY can be expensive. Take a look at rates from the top car insurance companies in Lone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lone, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,561 $25,040
GEICO $7,170 $8,568
Liberty Mutual $12,538 $13,879
Nationwide $12,445 $15,350
Progressive $24,595 $27,972
State Farm $7,571 $9,319
Travelers $17,979 $28,919
USAA $5,535 $5,819

Cheapest Lone, KY Car Insurance for Seniors

Take a look at Lone, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lone, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,996 $5,355
GEICO $3,742 $3,389
Liberty Mutual $2,692 $3,018
Nationwide $5,015 $5,208
Progressive $4,345 $4,341
State Farm $2,538 $2,538
Travelers $3,556 $3,556
USAA $1,852 $1,882

Cheapest Lone, KY Car Insurance Rates After a DUI

A DUI in Lone, KY increases car insurance rates. Compare Lone, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lone, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,860
GEICO $7,199
Liberty Mutual $5,657
Nationwide $10,137
Progressive $9,734
State Farm $4,278
Travelers $11,313
USAA $3,931

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Cheapest Lone, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lone, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lone, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,149 $10,149
GEICO $4,371 $4,456
Liberty Mutual $5,676 $5,676
Nationwide $7,741 $7,741
Progressive $10,347 $10,347
State Farm $4,167 $4,389
Travelers $8,686 $8,686
USAA $2,965 $3,195

The Best Cheap Car Insurance Companies in Lone, KY

Take a look at a side-by-side comparison of the top car insurance companies in Lone, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lone, Kentucky

Insurance Company Average Annual Rates
Allstate $10,149
GEICO $4,413
Liberty Mutual $5,676
Nationwide $7,741
Progressive $10,347
State Farm $4,278
Travelers $8,686
USAA $3,080

Category Winners: Cheapest Car Insurance in Lone, Kentucky

Find the cheapest car insurance companies in Lone, KY for each category right here.

Best Annual Car Insurance Rates by Company in Lone, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lone, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lone car insurance rates. Find the cheapest Lone, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lone, Kentucky

Insurance Company Low Medium High
Allstate $8,946 $10,086 $11,416
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,358 $5,634 $6,036
Nationwide $7,713 $7,608 $7,902
Progressive $9,463 $10,162 $11,416
State Farm $4,023 $4,266 $4,545
Travelers $8,268 $8,719 $9,072
USAA $2,940 $3,072 $3,228

Compare Car Insurance Quotes in Lone, KY

Ready to find affordable Lone, Kentucky car insurance today? Enter your ZIP code for fast, free Lone, KY car insurance quotes.

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