Compare Lone Rock, WI Car Insurance Rates (2021)

Car insurance in Lone Rock, WI averages $239 a month. Lone Rock, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lone Rock car insurance rates, compare quotes from the top car insurance companies in Lone Rock, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lone Rock, WI after a DUI are $3,184/year
  • The cheapest car insurance company in Lone Rock for teen drivers is American Family
  • Average car insurance rates in Lone Rock, WI are $2,871/year

If you need to buy Lone Rock, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Lone Rock, WI is right here.

You’ll find Lone Rock car insurance rates, the cheapest Lone Rock, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Lone Rock, Wisconsin car insurance rates to Eau Claire car insurance rates, Green Bay car insurance rates, and Madison car insurance rates.

Ready to find affordable Lone Rock, WI car insurance today? Enter your ZIP code for fast, free Lone Rock car insurance quotes.

Cheapest Lone Rock, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lone Rock, WI car insurance rates? Every Lone Rock, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lone Rock, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,300 $2,000 $2,213 $6,746 $8,647 $2,221 $2,413
American Family $997 $1,044 $934 $942 $2,820 $3,119 $1,180 $1,259
Farmers $1,864 $1,861 $1,658 $1,754 $8,575 $8,853 $2,111 $2,210
GEICO $1,252 $1,375 $1,279 $1,450 $4,087 $4,410 $1,160 $1,204
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,712 $1,641 $1,402 $1,455 $6,327 $7,152 $2,060 $2,236
State Farm $1,354 $1,354 $1,192 $1,192 $3,716 $4,706 $1,523 $1,738
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

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Minimum Car Insurance in Lone Rock, WI

Every driver must carry the minimum car insurance in Lone Rock, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Lone Rock, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lone Rock, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lone Rock, WI. Compare credit history car insurance rates in Lone Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lone Rock, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,713 $3,244 $2,812
American Family $2,053 $1,357 $1,200
Farmers $4,091 $3,446 $3,295
GEICO $2,659 $1,898 $1,525
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,180 $5,155 $5,155
Progressive $3,424 $2,890 $2,680
State Farm $3,128 $1,796 $1,367
USAA $3,181 $1,673 $1,334

Cheapest Lone Rock, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lone Rock, WI to rates for a clean record with top companies.

Annual Lone Rock, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,955 $4,028 $3,749 $3,626
American Family $1,470 $1,559 $1,559 $1,559
Farmers $3,148 $3,969 $3,761 $3,565
GEICO $1,416 $2,274 $2,570 $1,849
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,749 $3,316 $2,849 $3,078
State Farm $1,938 $2,256 $2,097 $2,097
USAA $1,616 $2,036 $2,756 $1,843

Cheapest Lone Rock, WI Car Insurance for Teen Drivers

Teen car insurance in Lone Rock, WI can be expensive. Take a look at rates from the top car insurance companies in Lone Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lone Rock, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,746 $8,647
American Family $2,820 $3,119
Farmers $8,575 $8,853
GEICO $4,087 $4,410
Liberty Mutual $4,848 $5,442
Nationwide $7,730 $11,827
Progressive $6,327 $7,152
State Farm $3,716 $4,706
USAA $3,492 $4,054

Cheapest Lone Rock, WI Car Insurance for Seniors

Take a look at Lone Rock, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lone Rock, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,000 $2,213
American Family $934 $942
Farmers $1,658 $1,754
GEICO $1,279 $1,450
Liberty Mutual $1,218 $1,385
Nationwide $3,147 $3,317
Progressive $1,402 $1,455
State Farm $1,192 $1,192
USAA $1,238 $1,259

Cheapest Lone Rock, WI Car Insurance Rates After a DUI

A DUI in Lone Rock, WI increases car insurance rates. Compare Lone Rock, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lone Rock, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,749
American Family $1,559
Farmers $3,761
GEICO $2,570
Liberty Mutual $2,730
Nationwide $6,589
Progressive $2,849
State Farm $2,097
USAA $2,756

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Cheapest Lone Rock, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lone Rock, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lone Rock, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,503 $3,675
American Family $1,511 $1,563
Farmers $3,611 $3,611
GEICO $1,985 $2,070
Liberty Mutual $2,421 $2,421
Nationwide $5,497 $5,497
Progressive $2,998 $2,998
State Farm $2,046 $2,147
USAA $2,036 $2,089

The Best Cheap Car Insurance Companies in Lone Rock, WI

Take a look at a side-by-side comparison of the top car insurance companies in Lone Rock, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lone Rock, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,589
American Family $1,537
Farmers $3,611
GEICO $2,027
Liberty Mutual $2,421
Nationwide $5,497
Progressive $2,998
State Farm $2,097
USAA $2,063

Category Winners: Cheapest Car Insurance in Lone Rock, Wisconsin

Find the cheapest car insurance companies in Lone Rock, WI for each category right here.

Best Annual Car Insurance Rates by Company in Lone Rock, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Lone Rock, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lone Rock car insurance rates. Find the cheapest Lone Rock, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lone Rock, Wisconsin

Insurance Company Low Medium High
Allstate $3,445 $3,581 $3,742
American Family $1,524 $1,551 $1,535
Farmers $3,348 $3,586 $3,898
GEICO $1,915 $2,026 $2,140
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,349 $5,493 $5,648
Progressive $2,842 $3,020 $3,132
State Farm $1,997 $2,102 $2,191
USAA $1,991 $2,064 $2,133

What affects car insurance rates in Lone Rock, Wisconsin?

What factors can have an impact on Lone Rock, WI car insurance? There are several reasons why Lone Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lone Rock, Wisconsin.

Commute Time in Lone Rock

The more time you spend in your car the higher the risk of an accident. The average commute length in Lone Rock, WI is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Lone Rock, WI

Ready to find affordable Lone Rock, Wisconsin car insurance today? Enter your ZIP code for fast, free Lone Rock, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State