Compare Long Beach, IN Car Insurance Rates (2021)

Car insurance in Long Beach, IN averages $299 a month. Long Beach, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Long Beach car insurance rates, compare quotes from the top car insurance companies in Long Beach, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Long Beach for teen drivers is USAA
  • Average car insurance rates in Long Beach, IN are $3,589/year
  • The cheapest car insurance company in Long Beach is USAA

If you need to buy Long Beach, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Long Beach, IN is right here.

You’ll find Long Beach car insurance rates, the cheapest Long Beach, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Long Beach, Indiana car insurance rates to Evansville car insurance rates, Carmel car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Long Beach, IN car insurance today? Enter your ZIP code for fast, free Long Beach car insurance quotes.

Cheapest Long Beach, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Long Beach, IN car insurance rates? Every Long Beach, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Long Beach, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,568 $2,628 $2,259 $2,475 $7,980 $10,103 $2,606 $2,825
American Family $2,598 $2,598 $2,336 $2,336 $7,238 $10,466 $2,598 $3,185
Farmers $1,683 $1,659 $1,438 $1,617 $9,117 $9,721 $2,221 $2,400
GEICO $1,598 $1,593 $1,494 $1,546 $4,737 $4,412 $1,832 $1,618
Liberty Mutual $4,738 $4,738 $4,356 $4,356 $10,359 $15,636 $4,738 $6,491
Nationwide $1,819 $1,856 $1,594 $1,700 $5,401 $7,009 $2,145 $2,347
Progressive $1,690 $1,600 $1,530 $1,540 $9,937 $11,192 $2,121 $2,168
State Farm $1,565 $1,565 $1,399 $1,399 $4,786 $6,137 $1,735 $1,925
Travelers $1,186 $1,207 $1,115 $1,114 $7,430 $11,773 $1,257 $1,447
USAA $1,077 $1,062 $1,001 $1,010 $2,987 $3,340 $1,458 $1,562

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Long Beach, IN

Every driver must carry the minimum car insurance in Long Beach, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Long Beach, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Long Beach, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Long Beach, IN. Compare credit history car insurance rates in Long Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Long Beach, Indiana

Insurance Company Poor Fair Good
Allstate $5,188 $3,851 $3,502
American Family $5,714 $3,700 $3,095
Farmers $4,354 $3,551 $3,291
GEICO $2,833 $2,354 $1,875
Liberty Mutual $9,225 $6,003 $5,551
Nationwide $3,397 $2,866 $2,689
Progressive $4,382 $3,879 $3,656
State Farm $3,737 $2,228 $1,727
Travelers $3,690 $3,130 $3,128
USAA $2,269 $1,503 $1,289

Cheapest Long Beach, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Long Beach, IN to rates for a clean record with top companies.

Annual Long Beach, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,332 $4,910 $4,519 $3,961
American Family $2,874 $4,567 $5,810 $3,426
Farmers $3,341 $3,889 $4,011 $3,687
GEICO $1,543 $2,430 $3,299 $2,143
Liberty Mutual $5,385 $6,363 $10,016 $5,941
Nationwide $2,564 $3,309 $3,173 $2,889
Progressive $2,974 $5,220 $3,552 $4,144
State Farm $2,503 $2,748 $2,503 $2,503
Travelers $2,819 $3,480 $3,942 $3,024
USAA $1,275 $1,815 $2,080 $1,579

Cheapest Long Beach, IN Car Insurance for Teen Drivers

Teen car insurance in Long Beach, IN can be expensive. Take a look at rates from the top car insurance companies in Long Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Long Beach, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,980 $10,103
American Family $7,238 $10,466
Farmers $9,117 $9,721
GEICO $4,737 $4,412
Liberty Mutual $10,359 $15,636
Nationwide $5,401 $7,009
Progressive $9,937 $11,192
State Farm $4,786 $6,137
Travelers $7,430 $11,773
USAA $2,987 $3,340

Cheapest Long Beach, IN Car Insurance for Seniors

Take a look at Long Beach, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Long Beach, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,259 $2,475
American Family $2,336 $2,336
Farmers $1,438 $1,617
GEICO $1,494 $1,546
Liberty Mutual $4,356 $4,356
Nationwide $1,594 $1,700
Progressive $1,530 $1,540
State Farm $1,399 $1,399
Travelers $1,115 $1,114
USAA $1,001 $1,010

Cheapest Long Beach, IN Car Insurance Rates After a DUI

A DUI in Long Beach, IN increases car insurance rates. Compare Long Beach, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Long Beach, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,519
American Family $5,810
Farmers $4,011
GEICO $3,299
Liberty Mutual $10,016
Nationwide $3,173
Progressive $3,552
State Farm $2,503
Travelers $3,942
USAA $2,080

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Long Beach, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Long Beach, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Long Beach, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,180 $4,180
American Family $4,119 $4,220
Farmers $3,732 $3,732
GEICO $2,312 $2,395
Liberty Mutual $6,743 $7,110
Nationwide $2,984 $2,984
Progressive $3,972 $3,972
State Farm $2,490 $2,637
Travelers $3,316 $3,316
USAA $1,665 $1,710

The Best Cheap Car Insurance Companies in Long Beach, IN

Take a look at a side-by-side comparison of the top car insurance companies in Long Beach, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Long Beach, Indiana

Insurance Company Average Annual Rates
Allstate $4,180
American Family $4,169
Farmers $3,732
GEICO $2,354
Liberty Mutual $6,926
Nationwide $2,984
Progressive $3,972
State Farm $2,564
Travelers $3,316
USAA $1,687

Category Winners: Cheapest Car Insurance in Long Beach, Indiana

Find the cheapest car insurance companies in Long Beach, IN for each category right here.

Best Annual Car Insurance Rates by Company in Long Beach, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Long Beach, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Long Beach car insurance rates. Find the cheapest Long Beach, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Long Beach, Indiana

Insurance Company Low Medium High
Allstate $3,953 $4,163 $4,426
American Family $4,121 $4,306 $4,080
Farmers $3,593 $3,724 $3,879
GEICO $2,211 $2,348 $2,502
Liberty Mutual $6,701 $6,909 $7,170
Nationwide $2,996 $2,963 $2,992
Progressive $3,751 $3,910 $4,257
State Farm $2,434 $2,563 $2,694
Travelers $3,245 $3,347 $3,357
USAA $1,622 $1,683 $1,756

What affects car insurance rates in Long Beach, Indiana?

What factors can have an impact on Long Beach, IN car insurance? There are several reasons why Long Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Long Beach, Indiana.

Commute Time in Long Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Long Beach, IN is 38.8 minutes according to City-Data.

Compare Car Insurance Quotes in Long Beach, IN

Ready to find affordable Long Beach, Indiana car insurance today? Enter your ZIP code for fast, free Long Beach, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State