Compare Long Island, VA Car Insurance Rates (2021)

Car insurance in Long Island, VA averages $191 a month. Long Island, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Long Island car insurance rates, compare quotes from the top car insurance companies in Long Island, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Long Island is USAA
  • Average car insurance rates in Long Island, VA are $2,297/year
  • The cheapest car insurance company in Long Island for teen drivers is GEICO

If you need to buy Long Island, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Long Island, VA is right here.

You’ll find Long Island car insurance rates, the cheapest Long Island, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Long Island, Virginia car insurance rates to Hampton car insurance rates, Newport News car insurance rates, and Chesapeake car insurance rates.

Ready to find affordable Long Island, VA car insurance today? Enter your ZIP code for fast, free Long Island car insurance quotes.

Cheapest Long Island, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Long Island, VA car insurance rates? Every Long Island, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Long Island, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,877 $1,775 $1,870 $1,870 $5,818 $6,717 $2,449 $2,460
GEICO $1,404 $1,406 $1,331 $1,331 $2,929 $3,936 $1,632 $1,621
Nationwide $1,391 $1,402 $1,234 $1,271 $3,264 $4,219 $1,532 $1,672
Progressive $1,417 $1,360 $1,264 $1,275 $6,199 $6,994 $1,725 $1,777
State Farm $1,333 $1,333 $1,190 $1,190 $3,838 $4,836 $1,502 $1,720
USAA $1,112 $1,093 $1,044 $1,047 $3,474 $4,129 $1,429 $1,568

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Minimum Car Insurance in Long Island, VA

Every driver must carry the minimum car insurance in Long Island, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Long Island, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Long Island, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Long Island, VA. Compare credit history car insurance rates in Long Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Long Island, Virginia

Insurance Company Poor Fair Good
Allstate $3,793 $3,026 $2,495
GEICO $2,165 $1,841 $1,841
Nationwide $2,367 $1,901 $1,726
Progressive $3,094 $2,674 $2,486
State Farm $3,010 $1,867 $1,475
USAA $2,485 $1,698 $1,403

Cheapest Long Island, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Long Island, VA to rates for a clean record with top companies.

Annual Long Island, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,342 $3,695 $3,381 $3,000
GEICO $1,476 $1,921 $2,922 $1,476
Nationwide $1,737 $1,737 $2,548 $1,972
Progressive $2,368 $3,089 $2,799 $2,751
State Farm $1,945 $2,291 $2,118 $2,118
USAA $1,439 $1,876 $2,478 $1,655

Cheapest Long Island, VA Car Insurance for Teen Drivers

Teen car insurance in Long Island, VA can be expensive. Take a look at rates from the top car insurance companies in Long Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Long Island, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,818 $6,717
GEICO $2,929 $3,936
Nationwide $3,264 $4,219
Progressive $6,199 $6,994
State Farm $3,838 $4,836
USAA $3,474 $4,129

Cheapest Long Island, VA Car Insurance for Seniors

Take a look at Long Island, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Long Island, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,870
GEICO $1,331 $1,331
Nationwide $1,234 $1,271
Progressive $1,264 $1,275
State Farm $1,190 $1,190
USAA $1,044 $1,047

Cheapest Long Island, VA Car Insurance Rates After a DUI

A DUI in Long Island, VA increases car insurance rates. Compare Long Island, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Long Island, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,381
GEICO $2,922
Nationwide $2,548
Progressive $2,799
State Farm $2,118
USAA $2,478

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Cheapest Long Island, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Long Island, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Long Island, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,013 $3,197
GEICO $1,912 $1,985
Nationwide $1,998 $1,998
Progressive $2,752 $2,752
State Farm $2,066 $2,169
USAA $1,793 $1,931

The Best Cheap Car Insurance Companies in Long Island, VA

Take a look at a side-by-side comparison of the top car insurance companies in Long Island, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Long Island, Virginia

Insurance Company Average Annual Rates
Allstate $3,105
GEICO $1,949
Nationwide $1,998
Progressive $2,751
State Farm $2,118
USAA $1,862

Category Winners: Cheapest Car Insurance in Long Island, Virginia

Find the cheapest car insurance companies in Long Island, VA for each category right here.

Best Annual Car Insurance Rates by Company in Long Island, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Long Island, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Long Island car insurance rates. Find the cheapest Long Island, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Long Island, Virginia

Insurance Company Low Medium High
Allstate $3,015 $3,106 $3,193
GEICO $1,882 $1,947 $2,018
Nationwide $2,089 $1,979 $1,927
Progressive $2,635 $2,720 $2,899
State Farm $2,003 $2,114 $2,236
USAA $1,781 $1,865 $1,939

Compare Car Insurance Quotes in Long Island, VA

Ready to find affordable Long Island, Virginia car insurance today? Enter your ZIP code for fast, free Long Island, VA car insurance quotes.

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