Compare Longwood, NC Car Insurance Rates (2021)

Car insurance in Longwood, NC averages $298 a month. Longwood, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Longwood car insurance rates, compare quotes from the top car insurance companies in Longwood, NC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Longwood for teen drivers is Liberty Mutual
  • Average car insurance rates in Longwood, NC are $3,571/year
  • Average car insurance rates in Longwood, NC after a DUI are $6,767/year

If you need to buy Longwood, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Longwood, NC is right here.

You’ll find Longwood car insurance rates, the cheapest Longwood, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Longwood, North Carolina car insurance rates to Raleigh car insurance rates, Cary car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Longwood, NC car insurance today? Enter your ZIP code for fast, free Longwood car insurance quotes.

Cheapest Longwood, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Longwood, NC car insurance rates? Every Longwood, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Longwood, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,867 $5,867 $4,827 $4,827 $13,777 $13,777 $5,983 $5,983
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,873 $1,873 $1,691 $1,691 $4,314 $4,314 $2,088 $2,088
State Farm $2,792 $2,792 $2,414 $2,414 $4,110 $4,110 $3,453 $3,453
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Longwood, NC

Every driver must carry the minimum car insurance in Longwood, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Longwood, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Longwood, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Longwood, NC. Compare credit history car insurance rates in Longwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Longwood, North Carolina

Insurance Company Poor Fair Good
Allstate $10,325 $6,674 $5,843
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,838 $2,422 $2,215
State Farm $4,488 $2,865 $2,223
Travelers $3,549 $3,222 $3,179

Cheapest Longwood, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Longwood, NC to rates for a clean record with top companies.

Annual Longwood, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,093 $7,268 $13,535 $5,558
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,167 $1,706 $5,442 $1,652
State Farm $1,719 $2,459 $6,131 $2,459
Travelers $1,951 $2,587 $6,188 $2,539

Cheapest Longwood, NC Car Insurance for Teen Drivers

Teen car insurance in Longwood, NC can be expensive. Take a look at rates from the top car insurance companies in Longwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Longwood, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,777 $13,777
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,314 $4,314
State Farm $4,110 $4,110
Travelers $4,706 $4,706

Cheapest Longwood, NC Car Insurance for Seniors

Take a look at Longwood, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Longwood, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,827 $4,827
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,691 $1,691
State Farm $2,414 $2,414
Travelers $2,813 $2,813

Cheapest Longwood, NC Car Insurance Rates After a DUI

A DUI in Longwood, NC increases car insurance rates. Compare Longwood, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Longwood, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,535
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,442
State Farm $6,131
Travelers $6,188

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Longwood, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Longwood, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Longwood, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,614 $7,614
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,492 $2,492
State Farm $3,171 $3,213
Travelers $3,316 $3,316

The Best Cheap Car Insurance Companies in Longwood, NC

Take a look at a side-by-side comparison of the top car insurance companies in Longwood, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Longwood, North Carolina

Insurance Company Average Annual Rates
Allstate $7,614
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,492
State Farm $3,192
Travelers $3,316

Category Winners: Cheapest Car Insurance in Longwood, North Carolina

Find the cheapest car insurance companies in Longwood, NC for each category right here.

Best Annual Car Insurance Rates by Company in Longwood, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Longwood, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Longwood car insurance rates. Find the cheapest Longwood, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Longwood, North Carolina

Insurance Company Low Medium High
Allstate $7,341 $7,587 $7,913
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,362 $2,478 $2,635
State Farm $3,045 $3,176 $3,356
Travelers $3,176 $3,300 $3,473

Compare Car Insurance Quotes in Longwood, NC

Ready to find affordable Longwood, North Carolina car insurance today? Enter your ZIP code for fast, free Longwood, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption